# ARLO™ Reverse Mortgage — ARLO™ Instant Quotes, No SSN > Reverse mortgage calculator for instant eligibility, rates, and loan amounts. (iPhone/iPad app by All Reverse Mortgage, Inc..) - Source: https://appshunter.io/ios/app/arlo-reverse-mortgage/id1434235590 (this page in markdown: same URL + `.md`) - Developer: [All Reverse Mortgage, Inc.](https://appshunter.io/developer/956043577) - Category: Finance, Utilities - Price: Free - Rating: 3.90/5 from 7 App Store ratings · 6 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 3 MB - Languages: American English - Released: 2020-10-07 - Data updated: 2026-10-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/arlo-reverse-mortgage/id1434235590/reviews.md ## What is ARLO™ Reverse Mortgage? Reverse Mortgage Calculator, powered by ARLO™, gives homeowners 62 and older an instant reverse mortgage quote at no cost: your maximum loan amount, today's interest rates and APR, and estimated closing costs. No Social Security number required and no obligation. ARLO™ is the same pricing engine our loan officers use to quote, so your estimate is built from the same rates and closing costs we quote on actual loans. WHAT YOU GET - Eligibility and your maximum loan amount, based on the age of the youngest homeowner, your home value, and your ZIP code - Real-time interest rates and APR, updated daily - Closing cost estimates for your location - HECM (FHA-insured) fixed-rate and adjustable-rate options, plus jumbo and proprietary programs for higher-value homes, up to $4 million - Side-by-side comparisons that show which program gives you the most cash, preserves the most equity, or has the lowest upfront cost - Year-by-year amortization schedules showing your projected loan balance and remaining equity - Best-fit recommendations based on what matters most to you HOW IT WORKS Step 1. Enter the age of the youngest homeowner. Step 2. Enter your ZIP code, your property address for an automated home value estimate, and any current mortgage balance. Step 3. Review your options. If you want to talk them through with a licensed loan officer, call us at (800) 565-1722. There is no obligation. TIPS FOR AN ACCURATE QUOTE - Include your spouse's age even if they are not yet 62. Loan proceeds are always based on the age of the youngest borrower. - If you are within six months of your next birthday, the calculator counts you at the next age, which is how HUD's tables work. If you are close to that six-month mark, waiting a few weeks can increase your proceeds. - If you have a HELOC (home equity line of credit), include that balance in your total mortgage payoff. WHO IS BEHIND ARLO™ All Reverse Mortgage, Inc. has originated reverse mortgages exclusively since 2004. We are a HUD/FHA-approved direct lender, BBB accredited since 2008 with an A+ rating, and rated 4.9 out of 5 by more than 1,200 customers. We originate reverse mortgages only, no other loan products. The same calculator is available on the web at reverse.mortgage/calculator, along with our purchase, refinance, line of credit, and amortization calculators. TALK TO US Call (800) 565-1722, Monday through Friday, 7 a.m. to 6 p.m. Pacific. IMPORTANT DISCLOSURES All Reverse Mortgage, Inc., NMLS #13999. HUD-Approved Lender #26031-0007. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Licensed in Arizona, California, Colorado, Florida, Georgia, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Washington. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4131229. Calculator results are estimates, not a loan approval or a commitment to lend. Final terms depend on a completed application, an FHA appraisal, and underwriting. HUD requires HECM borrowers to complete counseling with a HUD-approved counselor. Borrowers must continue to pay property taxes, homeowners insurance, and HOA dues if applicable, and maintain the home as their primary residence. Failure to meet these obligations may result in default and possible foreclosure. A reverse mortgage is a loan: interest accrues and the balance grows over time. This material is not from HUD or FHA and was not approved by HUD, FHA, or any government agency. ## Key features - Instant eligibility quotes - Real-time interest rates & APR - Calculate available loan amount - Find suitable reverse mortgage programs - Input age and property details ## Is ARLO™ Reverse Mortgage safe? Not enough ratings yet to assess ARLO™ Reverse Mortgage. ## Is ARLO™ Reverse Mortgage legit? ARLO™ Reverse Mortgage appears to be a legitimate app. The AppsHunter Legitimacy Score for ARLO™ Reverse Mortgage is 83 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/arlo-reverse-mortgage/id1434235590/reviews.md ### 5/5 — Amazing Calculator *2025-09-26* What a great calculator. Incredibly easy to use and understand. Best one I’ve seen. ### 5/5 — Awesome and Quick *2025-09-23* Works Great. My wife and I just want a quick answer and ARLO gave me the answer I need ### 5/5 — Easy-to-Use *2025-09-23* Works well; I got the numbers I needed and was connected with an agent promptly. ### 5/5 — Best reverse mortgage calculator in App Store *2025-09-23* This is the most helpful reverse mortgage calculator I’ve used. It gives instant, accurate quotes without asking for personal information, which made me feel completely at ease. The app is simple, clear, and easy to navigate. It showed me real-time rates and closing costs upfront, and the numbers were almost identical to what I later received from an agent. If you want real numbers you can trust, this is the calculator I recommend for planning retirement or helping a loved one. ### 5/5 — Best reverse mortgage calculator in App Store *2025-05-28* This is by far the most helpful reverse mortgage calculator I’ve found — and I’ve tried several. It gives you an instant quote without asking for personal info like your Social Security number, which really put me at ease. The interface is clean and simple, perfect for older users like myself. It walked me through the options clearly and even showed current interest rates and estimated closing costs — all upfront! I was surprised how accurate the quote was compared to what I later received from a live agent. If you’re exploring reverse mortgage options and want real numbers (not vague estimates), ARLO™ is the only app I’d trust. Highly recommend for anyone planning their retirement or helping a loved one navigate the process. ### 1/5 — App is broken March 30th 2025 *2025-03-31* Does not work ## Frequently asked questions about ARLO™ Reverse Mortgage ### What is ARLO™? ARLO™ is a reverse mortgage calculator that provides instant and accurate eligibility, real-time interest rates, and APR. It helps users determine their available loan amount and find the most suitable program for their needs. ### How do I use ARLO™? Using ARLO™ involves two main steps: entering your age details and then your property details. The app will then generate a quote based on this information. ### Does ARLO™ require my Social Security Number? No, ARLO™ does not require your Social Security Number to generate an instant quote. This feature is highlighted in its subtitle, emphasizing privacy and ease of access. ### What information is crucial when entering spouse's age? It is important to include your spouse's age, even if they are not yet 62, as loan proceeds are always based on the age of the youngest spouse. This ensures accurate calculations. ### When should I consider waiting to close a reverse mortgage? If you are closing a reverse mortgage within 6 months of your next birthday, your calculations automatically move into the next year’s principal limit factor. It might benefit you to wait a few weeks if you are very close to your birthday. ### How should I account for a HELOC? If you have a HELOC (Home Equity Line of Credit), be sure to include this balance as part of the total mortgage payoff when using the calculator for accurate results. ### What is the update frequency for ARLO™? ARLO™ was last updated on October 22, 2020, to version 2.6. This indicates a past update, and users may want to check for newer versions if available. ### What is the user rating for ARLO™? ARLO™ has a user rating of 2.3 stars from 3 ratings. This suggests that while the app offers specific functionality, user satisfaction may be mixed. ## Version history (last 3 releases) ### 2.7 — 2026-09-29 Version 2.7 is a complete rebuild of the ARLO™ calculator. - New interface that is easier to read and navigate - Instant estimates for HECM, jumbo, and proprietary reverse mortgage programs - Real-time interest rates and APR, updated daily - Closing cost estimates based on your ZIP code - Year-by-year amortization schedules - Side-by-side comparison of fixed-rate and adjustable-rate options - Best-fit recommendations based on your goal: the most cash, the most equity preserved, or the lowest upfront cost - Connect with a licensed loan officer directly from your results Call (800) 565-1722 with any questions. ### 2.6 — 2020-10-22 Minor graphics improvements as well as more options in connecting with us. ### 2.5.1 — 2020-10-07 No release notes. ## Apps similar to ARLO™ Reverse Mortgage | App | Rating | Price | Category | | --- | --- | --- | --- | | [RapidReverse](https://appshunter.io/ios/app/rapidreverse/id1536235763) | 4.5 (2) | Free | Finance | | [myReverseAccount Mobile App](https://appshunter.io/ios/app/myreverseaccount-mobile-app/id1492352282) | 2.5 (4) | Free | Finance | | [Retirement Income Calc](https://appshunter.io/ios/app/retirement-income-calc/id6461267560) | — | Free | Finance | | [Mortgage Calculator: Payment](https://appshunter.io/ios/app/mortgage-calculator-payment/id1489668528) | 4.6 (233) | Free | Finance | | [AngelAi](https://appshunter.io/ios/app/angelai/id1667401139) | 5.0 (15) | Free | Finance | | [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,523) | Free | Finance | ## Related topics [reverse mortgage](https://appshunter.io/ios/topics/reverse-mortgage) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-20.*