# Armco CU — user reviews

> 33 indexed App Store user reviews of Armco CU by Armco Credit Union, rated 3.80/5 from 24 ratings.

- Source: https://appshunter.io/ios/app/armco-cu/id556082461/reviews
- App overview in markdown: https://appshunter.io/ios/app/armco-cu/id556082461.md
- Rating breakdown: 5★ 14 · 4★ 2 · 3★ 2 · 2★ 2 · 1★ 4

## Newest reviews (12 of 33)

### 2/5 — Great App but needs updating

*2021-12-19, version 4.25.199*

App has worked great until recently. Lately there appears to be a problem because it either isn’t logging in or takes forever to log in. Their website is also apparently having issues because I haven’t been able to even bring up the site in my browser on my laptop. It just goes directly to failed connection when trying to access the site.

### 3/5 — Good bank but behind the times, needs updated

*2021-02-04, version 4.25.198*

Great bank with high security so you don’t have the electronic access such as Apple Pay and such but they catch anything that isn’t supposed to be charged as soon as it comes through. Their app is nice but you have to login to a computer to get all of the functions to work such as scheduling future transfers and such and setting a date. It could use some work. Also the facial recognition doesn’t work anymore.

### 2/5 — What?

*2018-09-14, version 4.17.126*

Unfortunately the login is a lot of broken the regular website is preferred. Keep in mind I love the regular branches but IT IS BEST USED TO CHECK BALANCE.

### 2/5 — Honest feedback to improve the app

*2018-02-09, version 4.1.205*

Do the following and your users will thank you:

-Add support for iOS 11
-Add support for the larger phones (Two of which were released THREE YEARS AGO), including iPhone X
-Make a real iPad version instead of the stretched-out interface it's currently using
-Add Split-View support for ipad (This would boost your users productivity by enabling new workflows)
-Not necessary, but a dark mode would be very much appreciated, especially if it properly supports iPhone X's OLED screen

Banking has been mobile for years. You need to stay up to date or you will eventually get left behind. I would also recommend adding support for 2-factor authentication for your entire system, but I'm sure that's a much bigger discussion & endeavor internally.

### 3/5 — Confusing enrollment

*2017-02-06, version 4.1.205*

to get rid of the "connection error" must go to the BAECU website where it says "not enrolled in online banking?" Click  "enroll now" and go thru the steps. Yes all of us were already enrolled, but you must do it again. Then the app works. It's obviously a completely new enrollment in their updated online banking but they do not make that clear.

### 1/5 — Connection Error

*2017-01-14, version 4.1.205*

Please fix this bug. I used to have no problems checking my account now it works maybe 1/50 tries, no exaggeration.

### 1/5 — Won't work

*2017-01-13, version 4.1.205*

Connection error everytime I login. Please fix this.

### 1/5 — Can't even check your balance

*2017-01-10, version 4.1.205*

It would be nice to be able to check your balance but almost every time I try to log in it will say connection error. This app needs fixed ASAP!

### 1/5 — App rarely works

*2017-01-09, version 4.1.205*

90% of the time it says connection issue please try again later. What's the point of this app if it never works?!

### 3/5 — This app has downgraded

*2017-01-09, version 4.1.205*

If this was a few months ago I would have given this app 5 stars. However, after the update, the app always seems to have a "Connection error". At least 90% of the time. I love this app during the other 10% that the app actually works correctly. Therefore, I have rated this app with 3 stars. If this problem is fixed I will definitely be rating this app with 5 stars.

### 1/5 — Bugs, Bugs, Bugs

*2016-11-02, version 4.1.205*

Since last update, I get connection error about 80% of the time I try to check/manage my accounts. 
  Fix this issue!
It's sad when I have to rely on going to the website, even though it's more of a hassle. Fix this app. NOW!!!!🖕🏻👎🏻

### 2/5 — The old one was better.

*2016-10-03, version 4.1.205*

This app only works about 30% of the time. There are multiple times that I try to get on and check my balance and I get a connection error message. It is very annoying especially when I have to get online and go through all that logging in just to check my balance.

## Most critical reviews (10 lowest-rated)

### 1/5 — Mobile deposit unreliable

*2022-01-28*

Mobile deposit is very finicky.    2 thumbs down. Why have the feature if I still have to go to the bank to deposit the check.

### 1/5 — This Bank Is Crap

*2020-06-08, version 4.25.153*

You can check the app all day and if you go into the negative for one sec they charge you 25$ not even giving you the time to put money into your account. This happens because for some reason payments disappear and then reappear.

### 1/5 — App

*2018-09-20, version 4.17.126*

This app is terrible

### 1/5 — Still horrible

*2018-07-21, version 4.11.2380*

The reviews for this awful app were recently reset and it was recently updated so i figured I’d give it another try. Still god awful, hardly ever opens and when it doesn’t internal error and not open it doesn’t show me any information and I can’t actually access my accounts. This app is GARBAGE.

### 1/5 — Fix app

*2017-02-13, version 4.1.205*

I have had this app for years now. Recently it has not worked for 2 months in a row, and I use it daily to keep track of my spendings. Please fix immediately

### 1/5 — App doesn't work

*2017-01-25, version 4.1.205*

Ever since the update, I have not been able to log in. Along with this, the online site for it is not working either. BAECU needs to step up and fix the problems with all of their online banking platforms.

### 1/5 — Literally the worst

*2017-01-25, version 4.1.205*

I don't know if the credit union will ever see this, but if so, you need to fire whoever is in charge of this app. It's absolute garbage and never works.

### 1/5 — What Happened?

*2017-01-22, version 4.1.205*

As the user before me has said for the past month or so there has been a "connection error" when trying to login. However unlike the previous user I have not ever been able to login since the update. Before this app was great and convenient. I've tried to uninstall and reinstall it multiple times but no luck. Finally I just deleted it. Hopefully a new update wi happen soon.

### 1/5 — Connection Problem

*2017-01-16, version 4.1.205*

I get a connection error message almost every time I try to log in. Please fix this issue. It's a shame that I'm surprised when it actually functions properly.

### 1/5 — Never works

*2017-01-16, version 4.1.205*

Connection error all the time! Garbage app that never works

## Most praised reviews (10 highest-rated)

### 5/5 — Great app

*2024-09-27, version 4.41.128*

Great banking app its very easy to use and they have really good security features as soon as anything suspicious happens on your card they lock it for you until you can verify its you.

### 5/5 — For those with issues...

*2018-08-29, version 4.17.126*

The logins changed about a year ago so you have to create a new login using your browser. Many of the past bugs have been worked out and things run smoothly. Great functionality and you hardly need to go into a branch nowadays. Call the credit union when you have an issue and their staff will sort it out quickly!

### 5/5 — Awesome App!

*2013-09-20, version 2.7.29*

This app is so helpful with managing my accounts. It goes along with how helpful and pleasant everyone is at the Credit Union. Thank you!

### 5/5 — :)

*2012-09-25, version 2.2.233*

:)

### 5/5 — Love it

*2012-09-20, version 2.2.233*

Love the set up, easy access and love the graphs !

### 4/5 — 4 stars because...

*2015-09-29, version 3.10.217*

This app really needs to update with the times. It will NOT let me put my debit card into Apple Pay.  
Otherwise I love it.

### 4/5 — Why

*2014-12-14, version 3.5.8*

App has worked great until all of the sudden I got an error code saying I need an email on my account, which I do. No one I talk to knows what to do please fix

### 4/5 — Finally!

*2012-10-03, version 2.2.233*

Glad they finally got one, makes managing and tracking my finances on the fly much easier.

### 4/5 — great app!

*2012-09-20*

great app, but there are no security questions! also, it adds your account name to the users name, so if someone happened to get ahold of ur phone or ipad, they would have your account number. otherwise, I love this app!!

### 3/5 — Meh

*2022-02-24, version 4.25.199*

Facial recognition has been broke for months. Bank need to come into the 21st century. Phone so is lacking. No Apple Pay and you can’t even log it with credit checking programs and financial services. It’s not small anymore. Only a couple branches but it services many.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*
