# ARQ: Global Finance — Digital dollars. Global card.

> Global finance platform for international asset access and currency exchange. (iPhone/iPad app by DolarApp Inc.)

- Source: https://appshunter.io/ios/app/arq-global-finance/id1567954123 (this page in markdown: same URL + `.md`)
- Developer: [DolarApp Inc](https://appshunter.io/developer/1567954125)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 978 App Store ratings · 430 written reviews indexed
- Age rating: +17
- Requires: iOS 17.0 · 373 MB
- Languages: Brazilian Portuguese, European Spanish, American English
- Released: 2022-07-20
- Data updated: 2026-10-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/arq-global-finance/id1567954123/reviews.md

## What is ARQ?

ARQ - Modern finance for the global era.

2 million users across Latin America. ARQ connects travelers, freelancers and remote professionals with the world’s strongest assets and markets.

DIGITAL DOLLAR AND EURO ACCOUNTS WITH A REAL CONVERSION RATE
Convert Argentinian pesos into digital dollars and digital euros in seconds, with the interbank conversion rate - the one you see on Google. No hidden fees, no surprises.

THE IDEAL INTERNATIONAL CARD FOR TRAVEL
Pay in any currency with a great rate. Your ARQ Mastercard works in more than 180 countries. No fees, no annual fee.

• International card accepted worldwide
• Prestige credit card available with exclusive benefits
• Compatible with Apple Pay and Google Wallet
• Ideal for travelers, international online shopping, and payments abroad

RECEIVE PAYMENTS FROM THE USA - IDEAL FOR BUSINESS OWNERS AND FREELANCERS
Get your own U.S. account details (ACH/Wire) and European account details (IBAN). Receive payments as if you lived there - with a great conversion rate and no surprise fees.

Compatible platforms: Deel, Upwork, OnTop, Payoneer, PayPal, Airbnb, Fiverr, Workana, and more.

INTERNATIONAL PAYMENTS
Send payments abroad and receive international payments with the interbank conversion rate. No hidden fees. Ideal for sending payments to the United States, Europe, and more than 70 countries.

SAVE IN DIGITAL DOLLARS AND EUROS
ARQ helps you manage your global finances more effectively. Use digital dollars and digital euros to manage your balance, plan expenses, and support your international financial goals.

YOUR SECURITY IS OUR PRIORITY
• Payments protected with 3DS security
• Access with biometrics, Touch ID, or Face ID
• Data encrypted with multiple layers of protection
• More than 2 million users trust ARQ

HOW IT WORKS

1. Download ARQ and sign up in minutes
2. Add funds
3. Convert to digital dollars or digital euros instantly
4. Use your international card anywhere in the world

FREQUENTLY ASKED QUESTIONS

What is ARQ?
ARQ (formerly DolarApp) is an international finance platform. We offer a digital dollar and euro account, an international Mastercard, a Prestige credit card, yields in digital dollars, and international payments — all in one app.

What is the conversion rate?
We use the interbank conversion rate - the same one you see on Google. No hidden margins. Always transparent.

Can I receive payments from the U.S.?
Yes. You get your own U.S. account details (ACH/Wire) to receive payments from companies, clients, or platforms like Deel and Upwork.

Does ARQ offer a credit card?
Yes. In addition to the international Mastercard debit card, ARQ also offers the Prestige credit card with exclusive benefits.

Is ARQ safe?
Yes. We use end-to-end encryption, 3DS security, biometrics, and multiple layers of protection.

What happened to DolarApp?
DolarApp is now ARQ. The same technology, the same unbeatable rates, with an even more ambitious vision. Your account and data remain the same.

Contact: help@arqfinance.com
Website: arqfinance.com
Chat: Message us through the in-app chat

## Key features

- Global currency exchange
- High conversion rates
- Borderless payments
- International investing
- High-yield earnings accounts
- Physical and virtual card

## Is ARQ safe?

ARQ: Global Finance appears safe based on user ratings. The AppsHunter Safety Score for ARQ is 90 out of 100. This assessment is based on 978 user ratings, with an App Store average of 4.5 out of 5. Of 978 App Store ratings, 86.8% point to a safe experience, 0.7% suggest some concerns, and 12.5% point to a risky experience.

## Is ARQ legit?

ARQ: Global Finance appears to be a legitimate app. The AppsHunter Legitimacy Score for ARQ is 83 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 430)

All indexed reviews: https://appshunter.io/ios/app/arq-global-finance/id1567954123/reviews.md

### 5/5 — Great for expats!

*2026-10-12, version 7.30.0*

If you move around Europe and the Americas, if you are an immigrant/expat, this is the app for you. I like it better than Wise, and that’s a high bar!

### 1/5 — APP NÃO ABRE

*2026-10-05*

Estou com o app atualizado e na versão do sistema IOS 27.2 o aplicativo simplesmente não abre. Está fechando automaticamente após clicar para abrir, e não é de hoje. Espero que corrijam isso com urgência!

**Developer response:** Obrigado por nos avisar. O problema já foi resolvido na última versão do app, 7.30.0. Por favor, atualize o aplicativo na App Store. Se preferir, você também pode desinstalá-lo completamente e baixá-lo novamente; depois, basta fazer login novamente. Se o problema persistir, escreva para help@arqfinance.com e solicite assistência humana. Estamos à disposição.

### 5/5 — Práctica

*2026-10-01, version 7.29.0*

Es una App muy práctica y sencilla de utilizar 👌🏻

### 5/5 — Muy rápido

*2026-09-30, version 7.29.0*

Al inicio estaba escéptico pero la neta lo probé y me llegó súper rápido el dinero de México a US

### 1/5 — Unresolved Fraud

*2026-09-29, version 7.28.0*

I was charged for a service I cancelled back in 2025 and only got a partial refund, customer service is terrible and this is an unlicensed app in the US.

### 5/5 — Aplicación

*2026-09-29, version 7.28.0*

Muy buena

### 5/5 — Nice

*2026-09-26, version 7.27.0*

Really easy to use

### 5/5 — Marta Cecilia

*2026-09-23, version 7.27.0*

Quiero expresar mi experiencia con Dólar App , fue excelente e invitó que sea la manera de llevar tu dinero al exterior . Gracias ARQ

### 1/5 — La app no abre

*2026-09-22, version 7.27.0*

La uso hace más de un año, pero la aplicación después de una actualización dejó de funcionar, no abre, se cierra inmediatamente. Necesito entrar

### 1/5 — La app tiene una falla

*2026-09-19, version 7.27.0*

La aplicación se cierra sola con la versión 27 de iOS no se pueden hacer movimientos

## Frequently asked questions about ARQ

### What does ARQ do?

ARQ is a global finance platform that allows users to manage their money across borders. It offers competitive currency conversion rates, international payment services, investment opportunities in global stocks and ETFs, and high-yield earnings accounts.

### What are the key features of ARQ?

Key features include switching between digital dollars, euros, and local currencies at real market rates, a card with leading conversion rates and cashback for both domestic and international use, receiving and sending payments from the US and Europe with dedicated account details, and access to global stocks and ETFs for investment.

### Is ARQ free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for basic functionality. Users can sign up and access global finance services.

### Who is ARQ for?

ARQ is designed for travelers, investors, and professionals who need to manage their finances globally. It is particularly beneficial for remote workers, freelancers, digital nomads, and expats who receive payments from abroad or wish to invest in international markets.

### How do I add money to my ARQ account?

You can add funds to your ARQ account using local payment methods such as CLABE in Mexico, CVU/Alias in Argentina, PSE in Colombia, or Pix in Brazil. Once funded, you gain instant access to global finance features.

## Version history (last 5 releases)

### 7.31.0 — 2026-10-14

We've made some tweaks to make your experience better.

### 7.30.0 — 2026-10-08

- Sign in with your email address, not just your phone number.
- Account details now spell out which currencies convert when money lands.
- Card details are protected from screen capture, and receipts now show fees.

Plus bug fixes and performance improvements.

### 7.29.0 — 2026-09-30

- Sending to an Argentine account? Choose whether your recipient receives US dollars or USDc.
- Card refunds now tell you when to expect the money back.
- View receipt is now the first action on any transaction.
- Intraday price charts are more accurate and switch between ranges instantly.

Plus bug fixes and performance improvements.

### 7.28.0 — 2026-09-28

- Price alerts for stocks, ETFs and funds: pick a target price and we will let you know when it is reached.
- Crypto top-ups are now open to everyone, with no waiting list.
- Tap a crypto wallet address to copy it or open it in a blockchain explorer.
- Identity verification is faster now that the video authorisation step is gone.
- Plus bug fixes and performance improvements.

### 7.27.0 — 2026-09-17

- Repay your credit card with Pix when your balance is in Brazilian reais
- New intro screens for opening a US or EUR account, with a clear opening status
- Company financials on stocks: income statement, balance sheet and cash flow
- A smoother asset details screen and a simpler set of actions on the Invest tab
- Transactions now show bank logos and full multi-line notes

Plus bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-18.*
