# Arrel: Budget & Money — Expenses, wealth & investing

> Expenses, wealth & investing (iPhone/iPad app by Luis Cardenas Mau.)

- Source: https://appshunter.io/ios/app/arrel-budget-and-money/id6800465268 (this page in markdown: same URL + `.md`)
- Developer: [Luis Cardenas Mau](https://appshunter.io/developer/461792171)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 33 MB
- Languages: American English, Catalan, French (France), German (Germany), Italian, European Portuguese, European Spanish
- Released: 2026-08-31
- Data updated: 2026-10-31

## What is Arrel?

Manage your budget, accounts and investments in one private place. Arrel works offline, keeps your records on your device and requires no account. Sign in only when you want free sync across your devices.

PRIVATE BY DEFAULT
No analytics, advertising or third-party SDKs. Protect the app with Face ID or Touch ID.

MONEY THAT ADDS UP
Track cash, bank, savings and credit-card accounts in their own currencies. Record income and expenses, transfer between your accounts without distorting your spending, and reconcile a balance with your bank.

BUDGET WITH CONTEXT
Set a monthly category limit around your pay cycle. See spending and committed money separately, so the rent due next week is not mistaken for money still available.

WEALTH, INVESTMENTS AND INSIGHT
Follow net worth, income versus expenses and spending by category. Build portfolios for stocks, ETFs, crypto and more; Arrel calculates quantities and cost basis from the purchases and sales you record. Live prices for stocks, ETFs and crypto are available with Premium, while manual values always work.

MAKE IT YOURS
Group a trip, move or instalment plan in a tracker without changing your balances. Import a bank statement from CSV and export all your data to CSV whenever you want. Home Screen widgets and the read-only Apple Watch app keep the essentials close.

ARREL PREMIUM
An optional subscription adds unlimited accounts, portfolios, budgets, recurring transactions and trackers; full analytics history; multi-currency European Central Bank rates; shared trackers; PDF reports; live prices; and a cash-flow forecast. Sync, CSV export, budget alerts and the app lock stay free.

Arrel is a tool for understanding your money. It is not financial advice.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://arrel.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $29.99 | per year |


## Is Arrel safe?

Not enough ratings yet to assess Arrel.

## Is Arrel legit?

Arrel: Budget & Money appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Arrel is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1.0 — 2026-09-13

New in this release:

• Arrel is now available in German, French, Italian and European Portuguese.
• Use Apple Intelligence on supported devices to ask about your finances, improve spending summaries and categorise imported transactions — all on device.
• Track a rolling daily spending allowance based on your salary, with recurring income and expenses spread across their intervals and remaining amounts carried forward month to month.
• Bug fixes and performance improvements.

### 1.0.0 — 2026-08-31

No release notes.

## Apps similar to Arrel

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [BrokkoPay](https://appshunter.io/ios/app/brokkopay/id6784192296) | — | Free | Finance |
| [Saul Expenses](https://appshunter.io/ios/app/saul-expenses/id6756176586) | — | Free | Finance |
| [Haber: net worth](https://appshunter.io/ios/app/haber-net-worth/id6816923083) | — | Free | Finance |
| [Rialto: Money & Investments](https://appshunter.io/ios/app/rialto-money-and-investments/id6804364683) | — | Free | Finance |
| [UpLedger: Money Manager](https://appshunter.io/ios/app/upledger-money-manager/id6797293742) | — | Free | Finance |
| [WealthSnap: Net Worth Tracker](https://appshunter.io/ios/app/wealthsnap-net-worth-tracker/id6770276541) | 5.0 (1) | Free | Finance |

## More apps by Luis Cardenas Mau

- [Listed](https://appshunter.io/ios/app/listed/id461792168)
- [M3u8 TV Player](https://appshunter.io/ios/app/m3u8-tv-player/id872593852)

All apps by Luis Cardenas Mau: https://appshunter.io/developer/461792171

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*