# Arvofinance — Access to loan and investment

> Fintech platform providing fast unsecured loans and inclusive consumer finance in Nigeria. (iPhone/iPad app by Oliver Mead Investment Ltd.)

- Source: https://appshunter.io/ios/app/arvofinance/id1464504843 (this page in markdown: same URL + `.md`)
- Developer: [Oliver Mead Investment Ltd](https://appshunter.io/developer/1464186433)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 451 App Store ratings · 51 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 41 MB
- Languages: American English
- Released: 2019-06-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/arvofinance/id1464504843/reviews.md

## What is Arvofinance?

Arvo a trading name of Oliver Mead investment Ltd is a fintech solution that provides fast unsecured loans through a simple application process, Arvo aims to bridge the gap between commercial banks and the underbanked Nigerians, offering inclusive consumer finance. Our access to the most efficient technology enables us to guarantee a 24-hour disbursement service to customers.

## Key features

- Fast unsecured loans
- Simple application process
- 24-hour disbursement
- Inclusive consumer finance
- Bridging banking gap

## What do users think of Arvofinance?

Overall sentiment: negative

**Pros**

- 🚀 Fast loan approval and disbursement
- 💰 Accessible loan amounts for users
- 👍 Straightforward and easy-to-use interface
- 🤝 Helpful customer service (when responsive)
- ✅ Reliable loan processing for satisfied users

**Cons**

- 📧 Non-responsive customer service and email support
- ⏱️ Slow loan clearance after repayment (2-3 days)
- 💳 Unauthorized or duplicate charges on accounts
- 🚫 Loan approval delays and pending status issues
- ❌ Declined loans after payment collection
- 🔄 Payment not reflecting in app after bank debit
- 📱 App crashes during loan application process
- 🚨 Continued charges after loan repayment
- 🔐 Difficulty unlinking bank cards from app
- ⚠️ Loan amount discrepancies between offer and disbursement
- 🛑 Account disabling without explanation
- 📝 Profile editing functionality issues

**Commonly reported bugs**

- App crashes when clicking apply for loan button
- Payment debits not reflecting in app balance
- Loan status not updating after repayment
- Multiple charges for single transaction
- Loan clearance delays of 7+ days
- Profile edit feature non-functional
- Unresponsive customer service channels
- Incorrect outstanding balance calculations

**Most requested features**

- Ability to edit user profile
- Loan amount increase options
- Real-time payment confirmation in app
- Account deletion/profile removal option
- Card unlinking feature

## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/arvofinance/id1464504843/reviews.md

### 1/5 — Loan

*2022-12-13, version 4.3.30*

Y’all don't respond to mails, they send reminder for loans that have already been paid even when proof of payment has been sent to them and they still call you to pay for loans that have been previously cleared…..very mumu set of people and TBH y’all just making your app worse and dumb and dumber…… My advice is arvo should go work on them selves and have a preview of their emails 😡

### 5/5 — Thanks you for accepting me to borrow a loan

*2022-12-09, version 4.3.30*

🙏🙏🙏

### 3/5 — Fair

*2022-11-28, version 4.3.30*

Irritating can’t get to edit my profile

### 1/5 — Useless app

*2022-11-14, version 4.3.30*

Did not let me take the loan

### 3/5 — Loan repayment

*2022-11-09, version 4.3.30*

I just paid my loan now with my bank card nd have been debited but is not reflecting on the app nd have called nd chatted with d customer service none was attended to y

### 1/5 — Bad service

*2022-10-18, version 4.3.30*

Very slow in granting loan and very slow in clearing off loans after repayment. It take 2-3 days to clear off loan repayment. Takes same 2-3 days to grant loan. I can’t give half star for this

### 1/5 — Scam app

*2022-10-04, version 4.3.30*

I didn’t receive my loan and you didn’t refund my 30naira you debited from my card, so ₦30 is now what you're looking for?

### 1/5 — Scam

*2022-09-29, version 4.3.30*

You said I was eligible for #5000 and you asked me for #30 after the payment was made you declined my loan instantly
They took my money and decline my loan this is ridiculous

### 1/5 — Scammers

*2022-09-13, version 4.3.28*

Don’t borrow from them, you will regret it

### 2/5 — Takes forever to clear loan

*2022-09-09*

After payment I still receive daily charges over 10 days I have cleared my loan … process too slow

## Frequently asked questions about Arvofinance

### What does Arvofinance do?

Arvofinance is a fintech solution that provides fast, unsecured loans to underbanked Nigerians. It aims to offer inclusive consumer finance by bridging the gap between commercial banks and individuals who may not have access to traditional banking services.

### How quickly can I get a loan?

The app utilizes efficient technology to guarantee a 24-hour disbursement service. This means that once your loan application is approved, you can expect to receive the funds within a day.

### Is Arvofinance free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free service model.

### Who is Arvofinance for?

This app is designed for underbanked Nigerians who need access to fast, unsecured loans. It specifically aims to provide inclusive consumer finance options to individuals who might face challenges with traditional commercial banks.

## Version history (last 5 releases)

### 4.6.1 — 2023-11-05

bug fixes

### 4.3.30 — 2022-09-21

bug fixes

### 4.3.29 — 2022-09-19

Added more content to FAQ

### 4.3.28 — 2022-07-20

bug fixes

### 4.3.27 — 2022-06-15

Bug fixes on loan application

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*