# Arvofinance — user reviews > 51 indexed App Store user reviews of Arvofinance by Oliver Mead Investment Ltd, rated 4.00/5 from 451 ratings. - Source: https://appshunter.io/ios/app/arvofinance/id1464504843/reviews - App overview in markdown: https://appshunter.io/ios/app/arvofinance/id1464504843.md - Rating breakdown: 5★ 293 · 4★ 31 · 3★ 31 · 2★ 19 · 1★ 77 ## What do users think of Arvofinance? Overall sentiment: negative **Pros** - 🚀 Fast loan approval and disbursement - 💰 Accessible loan amounts for users - 👍 Straightforward and easy-to-use interface - 🤝 Helpful customer service (when responsive) - ✅ Reliable loan processing for satisfied users **Cons** - 📧 Non-responsive customer service and email support - ⏱️ Slow loan clearance after repayment (2-3 days) - 💳 Unauthorized or duplicate charges on accounts - 🚫 Loan approval delays and pending status issues - ❌ Declined loans after payment collection - 🔄 Payment not reflecting in app after bank debit - 📱 App crashes during loan application process - 🚨 Continued charges after loan repayment - 🔐 Difficulty unlinking bank cards from app - ⚠️ Loan amount discrepancies between offer and disbursement - 🛑 Account disabling without explanation - 📝 Profile editing functionality issues **Commonly reported bugs** - App crashes when clicking apply for loan button - Payment debits not reflecting in app balance - Loan status not updating after repayment - Multiple charges for single transaction - Loan clearance delays of 7+ days - Profile edit feature non-functional - Unresponsive customer service channels - Incorrect outstanding balance calculations **Most requested features** - Ability to edit user profile - Loan amount increase options - Real-time payment confirmation in app - Account deletion/profile removal option - Card unlinking feature ## Newest reviews (13 of 51) ### 3/5 — Fair *2022-11-28, version 4.3.30* Irritating can’t get to edit my profile ### 3/5 — Loan repayment *2022-11-09, version 4.3.30* I just paid my loan now with my bank card nd have been debited but is not reflecting on the app nd have called nd chatted with d customer service none was attended to y ### 2/5 — Takes forever to clear loan *2022-09-09* After payment I still receive daily charges over 10 days I have cleared my loan … process too slow ### 1/5 — Scam app *2022-07-26, version 4.3.28* They have been removing money from my account twice without having any loan from them ### 1/5 — I can’t get a loan *2022-07-04, version 4.3.27* I can’t get a loan after completing my registration ### 1/5 — Poor service *2022-07-02, version 4.3.27* This people will just withdraw your money even more than you owe, they are thieves! ### 1/5 — Fraud *2022-06-06, version 4.3.26* This app is just for another fraudulent act. People are been charged from their account for transactions made without disbursing the loan applied for….. they are thieves and the owner of the app should be locked up ### 1/5 — Scam app. *2022-05-31, version 4.3.26* They still withdraw your money after paying what you owe. No good customer service. And they delay your refund. I'm a victim. ### 1/5 — ScamApp *2022-05-03, version 4.3.22* You people are scammer, very irritating thieves. You deducted extra money from my bank App after you deduct your normal loan interest. You’ve mess with the wrong person and I’ll deal with you guys. ### 1/5 — Scamming app *2022-04-19, version 4.3.22* Omoh unah worst I can’t unlink my card unah no gimme loan and you keep on removing my money with the information you got that’s fuvking bad is that how you get your daily bread? ### 1/5 — Scam *2022-04-04, version 4.3.21* I hope you refund my money soon ### 1/5 — Very great app and customer friendly. *2022-02-05, version 4.2.9* You have my 5 star rating 100% . Very fast loan approval n disbursements ### 2/5 — Still on approving *2022-01-09, version 4.2.9* I applied for a loan 12 hours ago still on pending , is that how it works? ## Most critical reviews (10 lowest-rated) ### 1/5 — Loan *2022-12-13, version 4.3.30* Y’all don't respond to mails, they send reminder for loans that have already been paid even when proof of payment has been sent to them and they still call you to pay for loans that have been previously cleared…..very mumu set of people and TBH y’all just making your app worse and dumb and dumber…… My advice is arvo should go work on them selves and have a preview of their emails 😡 ### 1/5 — Useless app *2022-11-14, version 4.3.30* Did not let me take the loan ### 1/5 — Bad service *2022-10-18, version 4.3.30* Very slow in granting loan and very slow in clearing off loans after repayment. It take 2-3 days to clear off loan repayment. Takes same 2-3 days to grant loan. I can’t give half star for this ### 1/5 — Scam app *2022-10-04, version 4.3.30* I didn’t receive my loan and you didn’t refund my 30naira you debited from my card, so ₦30 is now what you're looking for? ### 1/5 — Scam *2022-09-29, version 4.3.30* You said I was eligible for #5000 and you asked me for #30 after the payment was made you declined my loan instantly They took my money and decline my loan this is ridiculous ### 1/5 — Scammers *2022-09-13, version 4.3.28* Don’t borrow from them, you will regret it ### 1/5 — This is something else *2022-09-07, version 4.3.28* Why why why you charged my card multiple time but yet to disbursed Why are you ### 1/5 — Scam *2022-09-06, version 4.3.28* After paying the loan I’m owing You still say I’m owing you Now I’m seeing 325 on my account I have to pay 425 to clear if Scam loan app ### 1/5 — Decline *2022-09-05, version 4.3.28* This app is rubbish you just keep deducting my money each time I tried to apply and you always decline ### 1/5 — Scammers app *2022-08-01, version 4.3.28* This necessary all information been given no payment ## Most praised reviews (10 highest-rated) ### 5/5 — Thanks you for accepting me to borrow a loan *2022-12-09, version 4.3.30* 🙏🙏🙏 ### 5/5 — Good *2022-08-22, version 4.3.28* They dropped the money immediately I’m grateful ### 5/5 — I really love this app *2022-07-28, version 4.3.28* Dammie Eleniyan ### 5/5 — Best loan app ever *2022-03-15, version 4.3.19* Great app very straight forward ### 5/5 — Best app so far *2022-02-20, version 4.3.19* Honest and reliable app ### 5/5 — Well am short of words And I still wonder how far this will go 👆 *2022-02-14, version 4.3.19* Ff ### 5/5 — Hi *2022-01-26, version 4.2.9* What’s going on this app..I can’t get the loan I request for?? ### 5/5 — Very helpful *2021-12-13, version 4.2.9* This has been so helpful. But they don’t increase your offer. ### 5/5 — Bad customer service *2021-11-10, version 4.2.9* I was debited since October 26 and I made a complain to your mail , no reply and nothing been done be like una won see crazy ### 5/5 — I try to borrow 3500 from you *2021-09-15, version 4.2.7* I didn’t receive my 3500 And I send you guys 30 naira so I can receive my 3500 loan but didn’t receive it --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*