# Aseta - Net Worth Tracker — Net Worth, Items & Expenses

> Snapshot-based net worth and asset allocation tracker with privacy-first design. (iPhone/iPad app by Guangzhou Xilu Software Studio.)

- Source: https://appshunter.io/ios/app/aseta-net-worth-tracker/id6759186841 (this page in markdown: same URL + `.md`)
- Developer: [Guangzhou Xilu Software Studio](https://appshunter.io/developer/1793273558)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 36 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Japanese, Korean, Brazilian Portuguese, Russian and 4 more
- Released: 2026-03-03
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/aseta-net-worth-tracker/id6759186841/reviews.md

## What is Aseta?

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account — track your net worth and asset allocation changes with less effort.

ITEMS AND RECURRING EXPENSES

- Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates
- Review daily usage cost and value history over time
- Track recurring expenses such as rent, insurance, memberships, and subscriptions
- See schedules, upcoming payments, and reminders alongside your overall financial picture

SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY

Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple.

- Record balances at any frequency: daily, weekly, or monthly
- Add historical snapshots to build your trend retroactively
- Attach notes and income/expense summaries to each snapshot
- Set customizable reminders to keep your rhythm

POWERFUL ANALYTICS DASHBOARD

See the full picture of your financial health with professional-grade charts and metrics:

- Net worth trend over time
- Period contribution analysis (which assets drove growth?)
- Drawdown and volatility metrics
- Asset allocation pie charts and breakdowns
- Year-over-year and month-over-month comparisons

MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE

Manage complex portfolios with ease:

- Multiple currencies per asset with automatic exchange rate conversion
- Multiple ledger profiles (personal, family, scenario planning)
- Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag
- Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios)

GOAL TRACKING AND REBALANCING

Set financial goals and track your progress:

- Amount goals: target total assets, net worth, specific accounts, or tagged groups
- Allocation goals: set target ratios by account or tag group
- Deviation view: see how far your current allocation drifts from target
- Use deviation data to make rebalancing decisions

BUILT-IN FINANCIAL CALCULATORS

From tracking to decision-making in one app:

- FIRE calculator: estimate your financial independence timeline
- Compound interest withdrawal planner
- Debt avalanche calculator: optimize debt payoff order

PRIVACY-FIRST, OFFLINE-READY

Stay in control of your financial data:

- No bank login required -- ever
- No proprietary server storing your data
- Core data works fully offline
- iCloud backup and restore
- Cross-device sync via iCloud (Sync V2)
- Biometric lock with Face ID and Touch ID
- CSV export for auditing and migration

14 LANGUAGES SUPPORTED

Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese.

WHO IS ASETA FOR?

- Individual investors tracking long-term wealth growth
- High-net-worth individuals managing complex multi-currency portfolios
- Family wealth managers overseeing shared assets
- FIRE movement followers planning for financial independence
- Privacy-conscious users who refuse to share bank credentials
- Expats and global citizens with assets in multiple currencies
- Anyone tired of transaction-by-transaction budgeting apps

Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region.

Privacy Policy: https://aseta.ulives.io/privacy-policy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Snapshot-based net worth tracking
- Asset allocation analysis
- Multi-currency portfolio management
- Goal tracking and rebalancing
- Built-in financial calculators
- Privacy-first, offline-ready
- CSV export

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| aseta Lifetime | $9.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/aseta-net-worth-tracker/id6759186841/reviews.md

### 2/5 — 一些问题

*2026-03-19*

资产更新之后要退出重进才能正常显示；

**Developer response:** 感谢你的使用和反馈～

该问题已修复：此前我们发现某个小版本，在某些情况下图表更新可能会导致 app 闪退。但问题比较棘手，我们为了快速修复闪退问题加了点更新延迟来临时规避，目前最新版本已找到更稳妥的修复方案。

如有问题可通过邮件 aseta@ulives.io 向我们反馈以快速修复。这里的评价我们可能需要 2 天之后才能看到，也不便排查问题。

## Frequently asked questions about Aseta

### Does Aseta have ads?

No, Aseta is ad-free. The app is designed with user privacy and a clean experience in mind, so you won't encounter any advertisements while using it.

### How does Aseta track net worth?

Aseta uses a snapshot-first approach. You record your asset balances at specific points in time, such as daily, weekly, or monthly, to track changes in your net worth over time without needing to log individual transactions.

### Is Aseta secure?

Yes, Aseta prioritizes privacy and security. It does not require bank logins and your financial data stays on your device, with core functionality working offline. iCloud backup and biometric lock further enhance security.

### What financial goals can I set with Aseta?

You can set amount goals for total assets, net worth, specific accounts, or tagged groups, as well as allocation goals for target ratios. A deviation view helps you track progress and make rebalancing decisions.

### Can I manage assets in different currencies with Aseta?

Yes, Aseta supports multiple currencies per asset with automatic exchange rate conversion. This is ideal for expats, global citizens, or anyone managing international investments.

### What financial calculators are included in Aseta?

Aseta includes a FIRE calculator for financial independence timelines, a compound interest withdrawal planner, and a debt avalanche calculator to help optimize debt payoff strategies.

### On which devices can I use Aseta?

Aseta is available on iPhone and iPad, supporting cross-device sync via iCloud (Sync V2) for a seamless experience across your Apple devices.

### How often is Aseta updated?

The latest version, 1.2.1, was released on June 25, 2026, indicating regular updates to improve features and reliability. The app was initially released on March 3, 2026.

## Version history (last 5 releases)

### 2.0.2 — 2026-08-21

Version 2.0 adds item management with status, location, purchase details, attachments, reminders, and daily cost. You can also track recurring expenses with schedules and reminders alongside your net worth.

### 2.0.1 — 2026-08-19

버전 2.0에서는 상태, 위치, 구매 정보, 첨부 파일, 알림, 하루 비용을 포함한 물건 관리 기능을 추가했습니다. 순자산과 함께 반복 지출의 일정과 알림도 기록할 수 있습니다.

### 2.0.0 — 2026-08-11

Version 2.0 adds item management with status, location, purchase details, attachments, reminders, and daily cost. You can also track recurring expenses with schedules and reminders alongside your net worth.

### 1.2.2 — 2026-07-01

Bug fixes and stability improvements.

### 1.2.1 — 2026-06-25

Improved the interaction experience for adding and editing asset snapshots.

## More apps by Guangzhou Xilu Software Studio

- [ulives: Gamify Tasks & Habits](https://appshunter.io/ios/app/ulives-gamify-tasks-and-habits/id6743084261)

All apps by Guangzhou Xilu Software Studio: https://appshunter.io/developer/1793273558

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*