# Aspire Business Account & Card — Business finance made easy!

> Online business account for payments, multi-currency, corporate cards, and expense management. (iPhone/iPad app by Aspire FT Pte Ltd.)

- Source: https://appshunter.io/ios/app/aspire-business-account-and-card/id1514566206 (this page in markdown: same URL + `.md`)
- Developer: [Aspire FT Pte Ltd](https://appshunter.io/developer/1514565845)
- Category: Finance, Business
- Price: Free
- Rating: 4.10/5 from 18 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 194 MB
- Languages: American English
- Released: 2020-06-04
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aspire-business-account-and-card/id1514566206/reviews.md

## What is Aspire Business Account & Card?

Aspire is the online business account and finance app trusted by 50,000+ companies. Send and receive payments faster, manage multiple currencies with ease, issue business cards, and stay in control of company expenses — all in one smart business account with 24/7 support.

What you can do with Aspire

Open your business account in minutes
• 100% online onboarding, no queues or paperwork
• Manage your company finances anytime, anywhere

Receive payments globally
• Get local account details in USD, EUR, SGD, HKD, CNY, and more
• Accept payments from 130+ countries in 30+ currencies with low FX fees
• Collect payouts easily from Amazon, Stripe, TikTok, Shopee, and more

Send money with ease
• Pay suppliers, employees, and partners in 130+ countries
• Enjoy fast local transfers with no delays
• Save more with FX rates that beat most banks and providers

Issue corporate cards
• Create virtual cards instantly for secure, trackable spending
• Get physical cards for travel and in-store payments
• Control usage with spend limits, blocked categories, and purpose-based rules
• Earn cashback on marketing, SaaS tools, and other business spend

Track and manage expenses in real time
• See exactly who is spending, where, and why
• Automate approvals, set budgets, and gain full visibility
• Sync seamlessly with accounting tools like Xero and QuickBooks

A finance app with 24/7 human support
• 24/7 live chat and email assistance
• Get help in English, Mandarin, and more

Why do businesses choose Aspire?

Aspire is more than just a business account — it’s a complete finance and payment app built for founders, entrepreneurs, startups, and growing companies. From borderless payments to smart spend management, Aspire helps you save time and money while staying in control.

Note: Product features and availability may vary by region. Aspire works with licensed financial partners and is regulated in the markets where it operates. Visit aspireapp.com to see what’s available in your country.

## Key features

- Online business account opening
- Global payment reception
- International money transfers
- Virtual and physical corporate cards
- Real-time expense tracking
- Accounting tool integration
- 24/7 human support

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/aspire-business-account-and-card/id1514566206/reviews.md

### 3/5 — Extremely difficult to signup

*2024-09-05*

I am signing up as a sole trader and still the questions asked and the documentation required to upload is just not making any sense. I can easily walk to or can open any business account with any bank here in Australia with just a licence and company certificate and that’s it. The amount of questions asked and the number of documents asked to upload makes it a little suspicious. I had to leave signing up process. Work on it. Keep sign up process easier.

### 2/5 — 4 problems encountered in last 6 months

*2023-03-22*

I will improve my rating , but this is the 4th problem encountered in last 6 months. The Fx to pay vendors isn’t working for any currencies except SGD and USD. It’s been a day since we kickstarted this conversation and haven’t received a response. 

It throws an error that connect to aspire support whenever we want to transfer funds 🥲

### 4/5 — Good app.

*2022-12-21, version 2.28.8*

Hi there, please hide all old/deactivated cards.

### 1/5 — App Keeps Crashing

*2022-12-15, version 2.28.7*

App loads completed login and then crashes

### 5/5 — Best Small business banking app

*2022-11-03, version 2.28.2*

Easy forex 
Easy funds
Great communication 
Get it.

### 2/5 — Updated it and unable to log in

*2022-05-23, version 2.27.18*

Keeps saying user with that phone was not found.

### 1/5 — Very unstable and poorly done for a bank, crashes all the time

*2022-05-17*

The app is very poorly done for an institution you should trust your money with. Crushes and freezes all the time. Virtual cards fail to link to Apple and Google pay.

### 4/5 — Well Improved

*2022-04-25, version 2.27.13*

Previously had an issue with Aspire as their previous partner wouldn’t issue a USD account for my local business however they’ve now changed how these are issued and I’m now a happy customer! ☺️

I am now fully able to use my account for both SGD and USD payments and it’s beautiful, the team has been great during the whole issue plus they made sure I was invited to these new accounts first. 

(Feedback updated from 1 star to 4 stars, will drop another review after more transactions and usage).

### 1/5 — Worst app I’ve ever used

*2022-02-12, version 2.27.3*

Considering I have to run my business using this app is a joke. It’s painfully slow, freezes & crashes every time I use it. I’m counting down the days for Revolut business app to launch in Singapore.

### 1/5 — Verified account is fake

*2021-05-12*

My application was “verified” on the same day of application. Including confirmation email of login pin and Aspire Card being issued. That take effort to gather all the Corp document and payment to ACRA during submission. The app was downloaded and all went according to plan. While we get my Corp backend to change all the payment details to this new card. We did received #2,#3,#4 and #5 tips emails from Aspire and answers to our queries. When we decided to use the App. The application unverified my company. Imagine if we TT the $$ and the $$ are trapped there!! They said they would resolve this. But it’s a bit worrying now. Are they just collecting our information? I will hv to go DBS to clarify their so call tie up with the bank on Friday

**Developer response:** Thank you for your feedback. We sincerely apologise for any frustration the closure of your account may have caused.


While we endeavour to approve all the applications we receive, there will be instances when we have to decline or close an active account. The closure may be for a number of reasons, but you can be assured that any outstanding balances in the account will be returned back to you.


For more information on our Acceptable Use Policies, please refer to T&Cs here: https://aspireapp.com/terms-and-conditions. Should you wish to make an appeal, please reach us at support@aspireapp.com and we would be happy to take your concerns there.

## Frequently asked questions about Aspire Business Account & Card

### What is Aspire?

Aspire is an online business account and finance app designed for companies. It allows users to send and receive payments, manage multiple currencies, issue business cards, and track expenses, all within a single platform.

### How do I open a business account with Aspire?

Opening an account with Aspire is a 100% online process with no queues or paperwork required. You can manage your company finances anytime, anywhere after onboarding.

### Can I receive payments globally with Aspire?

Yes, Aspire provides local account details in multiple currencies like USD, EUR, and SGD, enabling you to accept payments from over 130 countries in more than 30 currencies with low FX fees.

### Does Aspire offer corporate cards?

Aspire allows you to create virtual cards instantly for secure spending and get physical cards for travel and in-store payments. You can control usage with spend limits and earn cashback on business expenses.

### How does Aspire help with expense management?

You can track company expenses in real-time, see who is spending, where, and why. The app also offers automated approvals, budget setting, and seamless syncing with accounting tools like Xero and QuickBooks.

### What kind of support does Aspire provide?

Aspire offers 24/7 human support via live chat and email assistance in multiple languages, including English and Mandarin, to help users with their financial needs.

### Is Aspire available on all devices?

Based on the provided data, Aspire is supported on iPhone and iPod devices. Availability on other platforms may vary by region.

### What is the rating and price of Aspire?

Aspire has a rating of 3.8 stars from 13 ratings and is available for free. The app is suitable for users aged 4 and above.

## Version history (last 5 releases)

### 2.29.74 — 2026-08-31

Squashed some bugs and improved overall app performance.

### 2.29.73 — 2026-08-18

Squashed some bugs and improved overall app performance.

### 2.29.72 — 2026-08-18

Fresh look, same powerful finance stack. We've refreshed Aspire with a cleaner, more intuitive experience for modern businesses.

### 2.29.71 — 2026-08-12

Fresh look, same powerful finance stack. We've refreshed Aspire with a cleaner, more intuitive experience for modern businesses.

### 2.29.70 — 2026-08-04

Fresh look, same powerful finance stack. We've refreshed Aspire with a cleaner, more intuitive experience for modern businesses.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
