# AsurePay — On-Demand Pay & Online Banking > On-demand pay, online banking, and high-yield savings with fee-free ATM access. (iPhone/iPad app by Asure Software.) - Source: https://appshunter.io/ios/app/asurepay/id6677051946 (this page in markdown: same URL + `.md`) - Developer: [Asure Software](https://appshunter.io/developer/523532729) - Category: Finance - Price: Free - Rating: 2.50/5 from 21 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 89 MB - Languages: American English - Released: 2024-11-11 - Data updated: 2026-08-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/asurepay/id6677051946/reviews.md ## What is AsurePay? Get paid on your schedule and earn even more with Platinum VIP Banking. With the AsurePay™ app, you’ll get: • On-Demand Pay: get your earned pay when you want* (fee-free with Platinum VIP Banking) • 3.00% APY** interest on your account balance (with Platinum VIP Banking) • View your credit score (with Platinum VIP Banking) • Receive your wages up to 2 days earlier than payday*** (with Platinum VIP Banking) • Transfer funds between AsurePay and other banks accounts (fee-free options with Platinum VIP Banking) • Fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens, CircleK, Costco and more (with Platinum VIP Bank) • A virtual card and physical VISA debit card (physical card only comes with Platinum VIP Banking) Note: Not all features displayed are accessible by all users. Go to asurepay.me for details. *The balance of funds available through on-demand pay is disclosed within the Grit Financial app. The availability of these funds is contingent on your employment and paycheck history. ** The Annual Percentage Yield (“APY”) for the Platinum VIP Banking service is variable and may change at any time. The disclosed APY is effective as of September 01, 2024. No minimum balance is required. Interest earned shall be computed and rounded to the nearest cent. Interest is paid daily based on the end of day balance for the day and actual calendar days in the year. ***If you choose to receive your payroll as a direct deposit to your AsurePay Platinum VIP card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer's transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit. ****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer. ## Key features - On-demand access to earned wages - High APY interest on account balance - View credit score - Early direct deposit up to 2 days - Fee-free ATM withdrawals - Virtual and physical debit cards ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/asurepay/id6677051946/reviews.md ### 1/5 — can’t even sign up *2026-06-17* when i try to sign up/make an account in the app it never sends an OTP, neither via text nor by email. there is also no link or option anywhere to contact customer support about this issue. ### 5/5 — Quick, easy and exactly what I needed *2026-04-17* Recently used this app and it honestly made a stressful situation so much easier to handle. The process was simple and fast right from my phone, giving me access to my earned money when I needed it most. So thankful that my employer offers this benefit. ### 5/5 — Flawless so far *2026-04-17* I saw some negative reviews so I was wary but 2 weeks in and everything has gone smoothly. I used the Ondemand pay and $200 was swiftly transferred. The app is simple clean and clear. I love the colors and simplicity in finding what I need. There aren’t tons of free arms in my area but fortunately the one that is close is convenient. I’ll keep you posted if I have any problems. ### 5/5 — Great for when u need a lil gas money from ya check *2026-04-07* Good deal ### 1/5 — Fraud *2025-07-02* My job decided to give this app a try I mean it works but there’s times that it messes things up I barrow $200 every time I get paid because they charge it off my check so last week they charged what I barrow an then today the charged me again but not just the $200 from this week I owed but last weeks again I’m suing if they don’t help me out today that’s a robbery ### 1/5 — Horrible *2025-06-02* My job switched over from another app a few months ago. And I wish they didn’t. This app always has something wrong. Always network issues, something with accessing money, activating the card when it’s already active, not allowing me to log in. Honestly I could dog on. It’s horrible. And reaching customer service is near impossible! ### 1/5 — Stole money from paycheck *2025-04-08* I used the service with not great results thinking it would be better since integrated with payroll and that was the biggest mistake. They have now stolen funds from paycheck for funds not even advanced due to a glitch with their app. I emailed support for help prior to payroll being run and got the run around for 2 days. Customer support is no help. ### 1/5 — Dumb *2025-03-21* This app is honestly just dumb as* it doesnt let you take out the amount of funds you requested! Support is all dumb. Don’t waste your time on this app. Would’ve gave 0 stars if I could ### 1/5 — Total scam employers beware *2025-02-22* Job switched from another app to AsurePay. Had multiple tech issues & card took forever to arrive. Then they keep having issues trying to connect my bank acct to the asure pay card cus you have to have at least $10 on assure pay card before you can withdraw. I found a way to add money to my card. Now they said I can’t withdraw any money unless the max is $500. Which is ridiculous. Why do you advertise that you can withdraw daily pay amounts of $50, $100, half or $200 available for withdraw. The app makes no sense and is false advertise along with the app crashing every other day. Tech support is also terrible. Sometimes the messages come up as undeliverable. This switch has been a nightmare. ### 1/5 — Worst app and tech support *2025-02-08* My job switched over to AsurePay after separating from the old company we worked with. One day one no one could create and account “network error” was all it told us. A few days later we had finally managed to create accounts. This was followed by “invalid credentials” I admit I’ve been known to type stuff wrong a lot but I screen shot my sign in info specifically for this reason. Regardless after all is said and done. I finally managed to get into the app. Oh but now it immediately logs me out as soon as I log in. It’s been a full 7 days since they claimed to have sent my report about it to their support team. Even my employer was given the same issue. I’m a week behind on bills and my cell phone service has been disconnected because I have no access to my money. Any employer that considers using this app for your employees, please think twice. There are better apps out there and better banking partners. Plenty with actual tech support that cares enough to attempt to fix issues it might have. I’m a week away from my WiFi being cut and 2 weeks away from my next payday. I guarantee in that two weeks nothing has been fixed. ## Frequently asked questions about AsurePay ### How does AsurePay's on-demand pay work? AsurePay allows you to access your earned wages when you need them. The availability of these funds is contingent on your employment and paycheck history. Specific details on available balances are disclosed within the Grit Financial app. ### What are the benefits of Platinum VIP Banking with AsurePay? Platinum VIP Banking offers a fee-free option for on-demand pay, a 3.00% APY interest rate on your account balance, the ability to view your credit score, and potentially receive wages up to two days earlier than payday. ### Can I transfer money between AsurePay and other banks? Yes, you can transfer funds between AsurePay and other bank accounts. Fee-free transfer options are available with Platinum VIP Banking. ### Where can I find fee-free ATMs with AsurePay? AsurePay provides fee-free access at in-network Allpoint ATMs, which are commonly found at retailers like Target, CVS, Walgreens, CircleK, and Costco, especially when using Platinum VIP Banking. ### Does AsurePay offer a virtual or physical card? AsurePay provides a virtual card for your convenience. A physical VISA debit card is also available, but it comes exclusively with the Platinum VIP Banking service. ### What is the APY for AsurePay's Platinum VIP Banking? The Annual Percentage Yield (APY) for Platinum VIP Banking is variable and subject to change. As of September 01, 2024, the disclosed APY was 3.00%. No minimum balance is required to earn interest. ### How quickly can I get my wages with AsurePay? If you choose to receive your payroll via direct deposit to your AsurePay Platinum VIP card, funds may be credited up to two (2) days prior to your scheduled payday. This timing depends on your employer's transmission and the payer. ### What is the user rating for AsurePay? AsurePay currently has a rating of 1.8 stars based on 14 ratings. Users may wish to consult recent reviews for the most up-to-date sentiment. ## Version history (last 5 releases) ### 3.0.0 — 2026-08-05 - New sign-in experience - sign in with a username and password, or set up a passkey to use Face ID or your fingerprint. Plus email verification, one-time codes, and easy username or password recovery. - A clearer On-Demand Pay and transfer experience, with delivery options and fees shown upfront. - Bug fixes and performance improvements. ### 1.4.2 — 2026-07-06 - EWA feature updates - UI/UX enhancements - Minor bug fixes ### 1.4.1 — 2026-04-10 - Minor bug fixes ### 1.4.0 — 2026-04-07 - UI/UX enhancements - Minor bug fixes ### 1.3.1 — 2026-01-25 - UI/UX improvements - Minor bug fixes ## Apps similar to AsurePay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pronto Pay Earned Wage Access](https://appshunter.io/ios/app/pronto-pay-earned-wage-access/id1570560756) | 3.3 (27) | Free | Finance | | [Fortuna: Digital Banking](https://appshunter.io/ios/app/fortuna-digital-banking/id6505125204) | 3.5 (8) | Free | Finance | | [PaySurge](https://appshunter.io/ios/app/paysurge/id6451176163) | 3.2 (17) | Free | Finance | | [Bafu](https://appshunter.io/ios/app/bafu/id6523439186) | — | Free | Finance | | [Grit Financial](https://appshunter.io/ios/app/grit-financial/id1587983966) | 3.4 (14) | Free | Finance | | [Earnifi: Early Pay. Fast Money](https://appshunter.io/ios/app/earnifi-early-pay-fast-money/id6739185971) | 4.5 (2,320) | Free | Finance | ## More apps by Asure Software - [Asure Time & Attendance](https://appshunter.io/ios/app/asure-time-and-attendance/id523532606) - [AsureForce GeoPunch](https://appshunter.io/ios/app/asureforce-geopunch/id588835739) - [Asure Flex Benefits Mobile](https://appshunter.io/ios/app/asure-flex-benefits-mobile/id639434549) - [Asure Events](https://appshunter.io/ios/app/asure-events/id1457095823) - [Asure HCM](https://appshunter.io/ios/app/asure-hcm/id1467889971) - [Asure Mobile](https://appshunter.io/ios/app/asure-mobile/id6498150740) All apps by Asure Software: https://appshunter.io/developer/523532729 ## Related topics [asurepay](https://appshunter.io/ios/topics/asurepay) · [botim pay](https://appshunter.io/ios/topics/botim-pay) · [asure payroll](https://appshunter.io/ios/topics/asure-payroll) · [asure](https://appshunter.io/ios/topics/asure) · [asure software](https://appshunter.io/ios/topics/asure-software) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*