# AtaraPay — Online Escrow Service

> Secure online escrow service for buyers and sellers with insurance protection. (iPhone/iPad app by Trustpay Technologies Ltd..)

- Source: https://appshunter.io/ios/app/atarapay/id1562432194 (this page in markdown: same URL + `.md`)
- Developer: [Trustpay Technologies Ltd.](https://appshunter.io/developer/1562432226)
- Category: Business
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 17+
- Requires: iOS 11.0 · 12 MB
- Languages: English
- Released: 2022-01-09
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/atarapay/id1562432194/reviews.md

## What is AtaraPay?

Buyer’s Dilemma:
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What if you want to have a business transaction with someone living in another region or state or country. You don’t know this person but you’ve seen their goods or service online on Instagram, Facebook, or some other online platform. You really love what they're selling but you’re not sure of how authentic the merchant is or the goods are.

Seller’s Dilemma: 
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You get calls from outside your sales locations from people who have shown genuine interest in your goods or service. However, you bothered not to return their calls or take the risk to make the sale because you do not trust these prospects.

AtaraPay helps you solve these dilemmas. The buyer or the seller should not have to suffer such ordeals if they are well-meaning. They can still exchange value safely and securely using the AtaraPay mobile app, irrespective of where they reside in the world.

Why people use AtaraPay;
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1. Our fees are very affordable (1.5% of the cart value or a max. of N2,000 or N50,000)
2. We are the only insurance-protected online escrow service in the market today
3. We are the first to provide an online escrow service that is robust and driven by a mobile app
4. Our solution provides specific protections for the seller such as the ability to set a cancellation fee if the buyer cancels later than the time limit set
6. We support split payment in a commissions-based transaction
7. Do you have special needs as a merchant or marketplace operator? We provide customized arrangements for sellers. Contact us at support@atarapay.com

Features of the app
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AtaraPay mobile app provides the following features;

Win-Win-Win and insurance-backed
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The buyer, seller, and broker are all protected during the transaction. The buyer purchases online with confidence and inspects before the seller is credited, while the seller is assured of upfront payment before processing the order. The broker is able to set a commission in a tripartite transaction. All funds paid into escrow are secured by our insurance partners.

Make Split Payments
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Once the buyer accepts your service, you and your service provider involved in a commissions-based transaction will be paid automatically, simultaneously, online, and in real-time

Multiple Payment Channels and Currencies
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Our service supports card, bank transfer, USSD, and cash payments of Naira, USD, and other currencies. Our transactions are denominated in NGN and USD. This encourages international business transactions like agriculture, oil, and gas

Make Milestone Payments
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The buyer can create a project and make payments in milestones with several sellers which helps to consolidate and track payments for a turnkey project within a single portfolio.

Accept or Reject after Inspection
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When the seller delivers the goods or service to the buyer, he or she has the opportunity to accept or reject the order before the seller is credited

Confirm there’s no impediment
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When the buyer rejects an order, the seller is required to confirm if the returned goods or service are in the same condition as it was when delivered. If the order is intact, the seller can negotiate a second delivery attempt with the buyer or simply confirm all is ok and the buyer is refunded. If the order isn’t intact, the order goes into dispute. Our able dispute managers will help to resolve the issue if the seller escalates the issue to AtaraPay, else either party can cancel the order from the app to initiate payout or refund to the seller or buyer respectively.

Enjoy Instant Discounts!
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Use the promo code “NOESCROWFEE” and enjoy a 100% discount off the first escrow fee on your transaction. You can also share your referral code and earn huge discounts every time.

eCommerce Website Integrations
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Enables integration to single vendor stores or multi-vendor marketplace.

## Key features

- Insurance-backed escrow
- Split payments
- Multiple payment channels and currencies
- Milestone payments
- Accept or reject after inspection
- Seller cancellation fee protection


## Frequently asked questions about AtaraPay

### Does AtaraPay have ads?

Yes, AtaraPay contains advertisements. This allows the service to remain free for users to facilitate their online transactions.

### What are the fees for AtaraPay?

AtaraPay's fees are very affordable, set at 1.5% of the cart value, with a maximum fee of N2,000 or N50,000, depending on the transaction value.

### Is AtaraPay secure?

Yes, AtaraPay is an insurance-protected online escrow service. All funds paid into escrow are secured by their insurance partners, ensuring a win-win-win for buyer, seller, and broker.

### What payment methods does AtaraPay support?

AtaraPay supports multiple payment channels including card, bank transfer, and USSD. It also handles payments in Naira, USD, and other currencies.

### Can I use AtaraPay for international business?

Yes, AtaraPay encourages international business transactions by supporting multiple currencies like Naira and USD, and offering features like milestone payments for projects.

### What is the age rating for AtaraPay?

AtaraPay has an age rating of 17+. This is likely due to the financial nature of the transactions it facilitates.

### How often is AtaraPay updated?

AtaraPay was last updated on January 12, 2024, indicating regular maintenance and potential feature additions. The latest version is 1.1.

### What devices can I use AtaraPay on?

AtaraPay is currently supported on iPhone and iPod devices. Compatibility with other platforms may be considered in future updates.

## Version history (last 2 releases)

### 1.1 — 2024-01-12

Bug Fix

### 1.0 — 2022-01-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
