# Atlantic: Budget & Expenses — Expense & Money Tracker

> Expense & Money Tracker (iPhone/iPad app by Lakshmi Ananth.)

- Source: https://appshunter.io/ios/app/atlantic-budget-and-expenses/id6768097594 (this page in markdown: same URL + `.md`)
- Developer: [Lakshmi Ananth](https://appshunter.io/developer/1896538714)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 31 MB
- Languages: American English
- Released: 2026-06-02
- Data updated: 2026-08-05
- User reviews in markdown: https://appshunter.io/ios/app/atlantic-budget-and-expenses/id6768097594/reviews.md

## What is Atlantic?

Atlantic is a simple personal finance app designed to help you track expenses, manage monthly budgets, and understand where your money is going.

Built for everyday use, Atlantic gives you a clear money management system without complex accounting screens, mandatory bank connections, or unnecessary setup. Add expenses, income, and transfers in seconds, monitor your spending, and stay in control of your financial goals.

TRACK DAILY SPENDING

Use Atlantic as your daily expense tracker, spending tracker, income and expense tracker, and transaction tracker.

Record transactions manually, organise them clearly, and keep your financial information current without relying on automatic bank syncing.

Atlantic supports:

• Expenses, income, and transfers
• Multiple accounts and categories
• Payees, tags, and notes
• Pending transactions
• Recurring transactions
• Powerful search and filters
• Manual expense tracking
• Offline expense tracking

MANAGE MONTHLY BUDGETS

Create category budgets, monitor live progress, and see how much money you have left in the current budget cycle.

Atlantic works as a monthly budget planner that helps you track monthly expenses, identify overspending early, and adjust your spending before the month gets away from you.

Whether you want to plan a monthly budget, manage salary expenses, reduce unnecessary spending, or build better financial habits, Atlantic gives you a simple system you can use consistently.

SEE THE BIG PICTURE

The Atlantic Dashboard brings your personal finances together in one clear view.

Review:

• Account balances
• Budget progress
• Income versus expenses
• Top spending categories
• Monthly spending trends
• Recurring transactions
• Cash flow
• Financial insights

Atlantic helps you move beyond simply recording transactions. It gives you a clearer understanding of your spending patterns, budget health, and overall cash flow.

BUILT FOR REAL LIFE

Budgeting is not always perfect. Atlantic is designed to help you stay consistent, even when you miss a few days or spend more than planned.

Fast transaction entry, clear summaries, reminders, recurring transactions, and a forgiving habit loop make it easier to return to your budget and keep moving forward.

Use Atlantic to track daily spending, control overspending, review monthly expenses, manage personal finances, and understand exactly where your money is going.

PRIVATE, LOCAL-FIRST, AND OFFLINE

Your financial data is stored locally on your device for speed, privacy, and offline access.

Atlantic can be used as an offline expense tracker and a budget app without bank connection. Enter transactions manually and stay in control of your financial data without depending on automatic bank syncing.

Sign in only when you want cloud sync and a consistent financial view across your iPhone and iPad.

SIMPLE MONEY MANAGEMENT

Atlantic is built for individuals who want a lightweight and easy expense tracker without complicated accounting tools.

Use it as a:

• Personal finance app
• Money management app
• Simple budget app
• Daily expense tracker
• Spending tracker
• Income and expense tracker
• Monthly budget planner
• Money tracker
• Cash flow tracker
• Manual expense tracker
• Recurring expense tracker
• Offline expense tracker

ATLANTIC PRO

Start with core budgeting and expense tracking features for free.

Upgrade to Atlantic Pro for:

• Higher usage limits
• Automation
• Data exports
• Deeper spending insights
• Advanced analytics
• More control over accounts and categories
• Expanded budgeting tools
• Recurring transaction management
• Tags, payees, and reminders

Atlantic helps replace money stress with a clearer daily system. Track expenses, monitor budgets, review cash flow, understand spending patterns, and manage everyday money with confidence.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://atlanticbudget.com/privacy-policy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Atlantic Pro Monthly | $4.99 | per month |
| Atlantic Pro Yearly | $49.99 | per year |



## Version history (last 5 releases)

### 1.06 — 2026-08-03

What's New?

* Budgets are unlimited for everyone, add as many categories as you need, Free or Pro
* Budgets now carry forward fully into the new month, even if you’ve already added some
* Transactions calendar jumps to the current budget month when the period rolls over
* More reliable budgets across devices, with fewer unexpected disappearing budgets
* Smoother transaction list updates after edits, deletes, and related changes

### 1.05 — 2026-07-11

What’s New?

Sort your transactions: Amount, category, date, and account sorting now work as expected in the Transactions list.
Faster list updates: Deleted transactions and pending/paid changes appear immediately, without leaving the tab.
Smoother navigation:  Returning from a transaction’s detail screen keeps your list up to date.

### 1.03 — 2026-06-20

What’s New?

Fixed an issue where holding the delete key did not continuously delete characters as expected. This update makes text editing faster and more consistent when using the custom keyboard.

### 1.02 — 2026-06-07

• Smoother experience after sign-in and onboarding
• Stability and performance improvements
• Minor fixes across Dashboard, Transactions, and Settings

### 1.01 — 2026-06-03

What’s New?
Promo codes are here. Finally. You know those magical little codes that make things cheaper, better, or just feel like you won at life? You can now redeem them directly inside Atlantic.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*
