# Atlantic Federal Credit Union — user reviews > 37 indexed App Store user reviews of Atlantic Federal Credit Union by The Atlantic (NJ), rated 4.81/5 from 1,072 ratings. - Source: https://appshunter.io/ios/app/atlantic-federal-credit-union/id576575975/reviews - App overview in markdown: https://appshunter.io/ios/app/atlantic-federal-credit-union/id576575975.md - Rating breakdown: 5★ 950 · 4★ 68 · 3★ 20 · 2★ 8 · 1★ 19 ## What do users think of Atlantic Federal Credit Union? Overall sentiment: neutral **Pros** - 👍 Convenient mobile banking - 🚀 Quick and easy to use - 💡 Helpful app features - 🔒 Secure banking experience **Cons** - 🐛 Clunky app and website design - 🕰️ Slow app performance - 🔍 Limited functionality (e.g., no Zelle transfers) **Commonly reported bugs** - Mobile check deposit feature crashes the app - Incorrect bill pay labels **Most requested features** - Ability to view total account balance across all accounts - Option to request withdrawal checks directly from the app - Card controls (lock/unlock) functionality ## Newest reviews (10 of 37) ### 5/5 — Love it! *2016-02-05, version 4.6.3.0* This app is awesome! Just like Atlantic Federal Credit Union. ### 5/5 — Awesome *2015-12-24, version 4.6.3.0* The app work great,it safe & save me a lot time.Good job guys." go atlfedcu." ### 5/5 — Good stuff *2015-08-20, version 4.5.0.0* Love this app. Convenient, informative and easy to use. Simple too. I get the information that I need and that's great. Thank you. ### 5/5 — Mobile banking *2015-03-22, version 4.3.0.0* Very convenient. It saves gas & time ### 5/5 — 5 stars *2014-12-01, version 4.3.0.0* I love this app. Now I don't have to take the trip to move money. Quick and easy ### 5/5 — Long time coming *2014-11-19, version 4.3.0.0* I love the app it makes AFCU even more accessible than it was before. ### 5/5 — Nice Banking App *2014-07-25, version 4.1.1.1* Easy convenient. The alerts are great. Glad to know AFCU moved into mobile banking. ### 5/5 — Great app *2014-05-06, version 4.1.1.1* One of the best banking app out!!! ### 5/5 — Better labels in bill pay *2014-04-17, version 4.0.0.0* The labels on the bill pay list should more accurately reflect title as written on website computer. My PSEG bill was simply listed as Electric. I had moved and have a different provider, accidentally paid wrong company. Also not all of my billets are listed. ### 5/5 — Rph *2013-05-09, version 3.3.1.0* Very good app ## Most critical reviews (10 lowest-rated) ### 1/5 — Clunky *2023-02-08, version 2022.9.1.11* I don’t which is worse the website or the app. This app and website needs a drastic makeover and need to be brought up to speed. I hate using this app and website. ### 1/5 — Bad Service *2019-08-02, version 5.12.2.20* This is the worst credit union ever, they changed the direct deposit and I’m not having to wait all day to receive my money, I’m going back to the old account. Not to mention they didn’t wanna give me a loan or refinance my car loan. I’m done here. ### 2/5 — good when it works. *2016-02-26, version 4.6.3.0* The UI is outdated and ugly. ### 2/5 — Mobile check deposit bug *2014-11-04, version 4.3.0.0* The check deposit function shuts down after I take a picture of the front of the check. I have tried over 15 times to deposit a check and it shuts the app down. This is the best part of the app and it doesn't work. ### 3/5 — Zelle transfers *2022-06-22, version 2021.11.0.38* The app is good, I wish we could have zelle transfers. You can send money via zelle, but it takes 3 days to enter the acct, as in other banks or credit unions it’s available in a matter of seconds or minutes. ### 3/5 — Improvements Needed *2022-05-06, version 2021.11.0.38* I have several accounts it would be nice if you can add all the accounts so we can see the the grand total available, so we don’t have to use our calculator all the time. Would also be great if we can request a withdrawal check straight from the app. ### 4/5 — I like this place. *2021-03-17, version 6.5.5.33* This credit union has everything I need and I rate it highly. Locations are close to me, customer service is good. My only issue with the app is card controls. Where are they? It’s been long enough now. Where are the card controls? Most cards have the ability to lock and unlock. What are you guys waiting for? Let’s work on this please and thank you! ### 4/5 — It’s ok. *2018-08-20, version 5.9.1.16* I feel like the app is so plan only thing I’m able to do is check my balance sometimes it’s extremely slow.and it’s hard to view my transactions but i guess it’s ok..depends on what you a doing in the app ### 4/5 — Great *2016-02-23, version 4.6.3.0* Very convenient for those who are too busy ! Great app ### 4/5 — Convenience at it's best! *2016-01-31, version 4.6.3.0* The mobile deposit app is so convenient & way overdue for busy people who can't always get to physical building to do their banking! ## Most praised reviews (10 highest-rated) ### 5/5 — Great credit union *2021-05-21, version 6.5.5.33* I’ve been a member here for last 5 years. I find AFCU to be a great banking facility ### 5/5 — Update *2019-06-21, version 5.12.2.20* I love that you guys upgraded the app where now i can see my current balance after a withdrawal it use to take days to see it! ### 5/5 — Awesome *2018-08-07, version 5.9.1.16* I love my credit union ### 5/5 — Satisfied account holder *2018-04-27, version 5.8.1.15* Great app. Very detailed and easy to use. ### 5/5 — Name D&D *2017-04-16, version 5.2.6* It's spelled Mobile not Moblie! Very good app however. ### 5/5 — App *2017-04-02, version 5.2.6* Great app ### 5/5 — Great app *2016-09-24, version 5.2.6* I'm so happy with the easiness way that is to maneuver through this perfect APP!!! ### 5/5 — Great App *2016-09-02, version 5.2.6* Makes banking a lot easier ### 5/5 — Karl T *2016-05-23, version 5.0.1* 👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾 ### 5/5 — Love it *2016-03-19, version 5.0.1* Makes it a whole lot easier. I work all day everyday so I don't have time to go to the bank and my job doesn't provide direct deposit --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*