# Atlantic Money — Flat fee & live exch. rates

> International money transfers with flat fees and live exchange rates. (iPhone/iPad app by Atlantic Money, Inc..)

- Source: https://appshunter.io/ios/app/atlantic-money/id1600301653 (this page in markdown: same URL + `.md`)
- Developer: [Atlantic Money, Inc.](https://appshunter.io/developer/1600301655)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.87/5 from 77 App Store ratings · 185 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 39 MB
- Languages: English, French, German, Italian, Spanish
- Released: 2022-05-22
- Data updated: 2026-06-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/atlantic-money/id1600301653/reviews.md

## What is Atlantic Money?

With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

We always convert your money at a live rate, just like Google. We’ve built direct connections with the world’s interbank exchanges, so you’ll always get the best available exchange rate.

All you pay is a flat £3 fee – and send up to £1 million. Always at the live rate, with zero markup. You’ll save up to 99% compared to any other money transfer company.

Transfer between nine currencies today, like US Dollar and Euro. We’ll deliver your funds directly to your recipient’s bank account.

Your money moves at the speed of life. Standard delivery takes just a few days. And we’ve got instant delivery when you need it.

We’re authorised as a payment institution by the FCA. And we take our responsibility to protect your funds seriously by operating safeguarding accounts with licensed institutions.

## Key features

- Flat £3 transfer fee
- Live interbank exchange rates
- Direct bank account delivery
- Up to 99% savings
- Nine supported currencies
- Standard and instant delivery

## What do users think of Atlantic Money?

Overall sentiment: positive

**Pros**

- 🚀 Seamless transfers
- 💰 Great exchange rates
- 💳 Low flat fee
- 👍 Easy to use
- ⚡️ Fast transfers
- 🔒 Secure
- 📨 Good communication
- 🤝 Reliable service

**Cons**

- 🕰️ Slow transfer times for standard service
- 🔐 Strict verification process
- 🔢 Limited currency pairs
- 🤖 Buggy app experience

**Commonly reported bugs**

- App crashes and freezes
- Issues with increasing transfer limits

**Most requested features**

- Support for more currency pairs
- Faster transfer options
- Ability to send from more payment sources

## Recent user reviews (10 of 185)

All indexed reviews: https://appshunter.io/ios/app/atlantic-money/id1600301653/reviews.md

### 5/5 — Duffs 99

*2025-08-06, version 1.0.55*

As usual transfers were seamless
and quick it’s a great service

### 5/5 — The best way to transfer funds

*2025-07-22, version 1.0.55*

Forget all the others. Atlantic offers an easy, quick and professional way to send money. Their conversions are very close in value to the indicative market value. Very safe. Very good.

### 5/5 — Amazing

*2025-07-17, version 1.0.55*

I was a little cynical at first, but this works great. The money arrived in a US account within a few days. Super easy to use and very low cost.

### 5/5 — Best Currency Conversion App

*2025-07-11, version 1.0.55*

App is simple but easy to use. Single purpose app that does the job at an incredible price!

### 5/5 — Fantastic

*2025-07-06, version 1.0.55*

Fantastic service !

### 5/5 — Fantastic app, far above competitors

*2025-06-28, version 1.0.55*

Compared to all other alternatives I found, this was by far the cheapest; UI is incredibly clean and simple to use, all-round a brilliant find

### 4/5 — Great rates

*2025-06-11, version 1.0.55*

Great transfer service overall, in two occasions I paid the extra fee for immediate transfer but the funds arrived the next day.

### 5/5 — Great service

*2025-06-04, version 1.0.55*

The funds arrived at the time specified and safely. Exchange rate is by far better than the banks rate. I use this company every month and had no issues at all.

### 5/5 — Amazing service

*2025-05-09, version 1.0.55*

Great exchange rates, low fees - very highly recommended

### 5/5 — Even quicker than guaranteed

*2025-04-30, version 1.0.55*

Excellent service with the transfer done very quickly and even quicker than guaranteed.

## Frequently asked questions about Atlantic Money

### What does Atlantic Money do?

Atlantic Money facilitates international money transfers with a focus on transparency and cost savings. It offers a flat £3 fee for all transfers and uses live interbank exchange rates, ensuring users get the best possible rate without markups.

### What are the key features of Atlantic Money?

Key features include a flat £3 transfer fee, live exchange rates that mirror Google's rates, direct delivery of funds to recipient bank accounts, support for nine currencies, and options for both standard and instant delivery. Users can save up to 99% compared to other money transfer services.

### How much does Atlantic Money cost?

The app charges a flat fee of £3 per transfer, regardless of the amount sent, up to £1 million. There are no hidden markups on the exchange rate, meaning you always get the live rate.

### Is Atlantic Money safe and regulated?

Yes, Atlantic Money is authorized as a payment institution by the FCA (Financial Conduct Authority). They prioritize fund protection by operating safeguarding accounts with licensed institutions.

### Who is Atlantic Money for?

This app is ideal for anyone needing to send money abroad, whether for personal reasons like supporting family or for business purposes. It's particularly beneficial for those who frequently send money and want to avoid high fees and unfavorable exchange rates.

## Version history (last 5 releases)

### 1.0.54 — 2024-11-22

Bug fixes and improvements.

### 1.0.53 — 2024-11-20

Bug fixes and improvements.

### 1.0.52 — 2024-08-30

Bug fixes and improvements.

### 1.0.51 — 2024-08-23

Bug fixes and improvements.

### 1.0.50 — 2024-08-22

Bug fixes and improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*