# ATM Split — Split bills. Offline. Arabic.

> Offline bill splitting app with Arabic support and multi-currency tracking. (iPhone/iPad app by Yousif Ameen.)

- Source: https://appshunter.io/ios/app/atm-split/id6762064476 (this page in markdown: same URL + `.md`)
- Developer: [Yousif Ameen](https://appshunter.io/developer/367427978)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.6 · 2 MB
- Languages: American English, Arabic
- Released: 2026-04-18
- Data updated: 2026-07-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/atm-split/id6762064476/reviews.md

## What is ATM Split?

ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one.

Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute.

What makes ATM Split different:

- Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated.

- Offline-first with multi-currency — track expenses in 56 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable.

- Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens.

- Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering.

- 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic.

- CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable.

- No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting.

- Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes.

Built with SwiftUI and SwiftData for a native iOS experience.

Built by Approve The Move — genuinely useful apps, always free, no subscriptions.

## Key features

- Offline expense tracking
- Full Arabic and RTL support
- Multi-currency support
- Smart debt simplification
- Editable expenses with notes
- CSV data export
- No account required


## Frequently asked questions about ATM Split

### Does ATM Split have ads?

No, ATM Split is ad-free. The app explicitly states 'no ads' and is built by a developer focused on genuinely useful, free applications without subscriptions or ads.

### How secure is ATM Split?

ATM Split prioritizes privacy and security by working entirely offline. Your data lives on your device and is protected by iOS security, with no information sent to external servers.

### What currencies does ATM Split support?

ATM Split supports tracking expenses in 56 different currencies. It can use live exchange rates when online and bundled seed rates when offline, ensuring accurate settlement in your group's base currency.

### Can I edit expenses in ATM Split?

Yes, you can edit any expense in ATM Split. You can tap an expense to change its title, amount, currency, date, category, payer, or participants, and add notes without needing to delete and re-enter.

### How does ATM Split simplify debt?

ATM Split uses a greedy min-cash-flow algorithm to reduce the number of payments needed to settle up. This means a larger group might require significantly fewer individual transactions to balance debts.

### What are the supported devices for ATM Split?

ATM Split is available for iPhone and iPad, offering a native iOS experience built with SwiftUI and SwiftData.

### How often is ATM Split updated?

The latest version, 1.1.0, was released on July 12, 2026, indicating a recent update. The app is built with modern technologies, suggesting ongoing development and support.

### What is the age rating for ATM Split?

ATM Split has an age rating of 4+, making it suitable for a wide range of users, including children and families.

## Version history (last 2 releases)

### 1.1.0 — 2026-07-12

Version 1.1.0 — our first update since launch, driven by a full review of the entire app.

• Foreign-currency expenses now convert to your group's base currency in every total, balance, and settlement. A €100 hotel in a US$ group now counts correctly instead of as $100.
• Edit an expense — tap any expense to change its title, amount, currency, date, category, payer, or participants.
• Expense notes are now visible on the expense row and included in CSV export.
• All 45 expense categories and their group headers now display in Arabic.
• CSV export adds Base Amount and Note columns, and per-member totals are now in your group's base currency, so mixed-currency exports fully reconcile.
• Deleting a group now asks for confirmation before removing its expenses and history.
• More reliable amount entry — very large numbers, pasted amounts with thousands separators, and comma-decimal keyboards are all handled correctly, including on the Settle Up screen.
• Activity feed months now sort in true chronological order.
• Expense and settlement dates can no longer be set in the future.
• Assorted stability and accuracy fixes.

### 1.0 — 2026-04-18

No release notes.

## More apps by Yousif Ameen

- [Qatari Cards](https://appshunter.io/ios/app/qatari-cards/id6760917981)
- [Unit Converter - ATM](https://appshunter.io/ios/app/unit-converter-atm/id6760981967)
- [ATM Currency Converter](https://appshunter.io/ios/app/atm-currency-converter/id6761050400)

All apps by Yousif Ameen: https://appshunter.io/developer/367427978

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*
