# Atmos Financial — Mobile Climate Banking > Fee-free, accessible bank accounts for climate-conscious individuals. (iPhone/iPad app by Atmos Financial, Inc.) - Source: https://appshunter.io/ios/app/atmos-financial/id1575408113 (this page in markdown: same URL + `.md`) - Developer: [Atmos Financial, Inc](https://appshunter.io/developer/1575408115) - Category: Finance - Price: Free - Rating: 4.07/5 from 72 App Store ratings · 38 written reviews indexed - Age rating: 4+ - Requires: iOS 13.4 · 24 MB - Languages: English - Released: 2021-08-19 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/atmos-financial/id1575408113/reviews.md ## What is Atmos Financial? Fee-free, accessible bank accounts for all. Start your climate journey today in less than 2 minutes. ## Key features - Fee-free bank accounts - Accessible banking - Climate-focused - Quick account opening ## Recent user reviews (10 of 38) All indexed reviews: https://appshunter.io/ios/app/atmos-financial/id1575408113/reviews.md ### 5/5 — ATMOS rocks *2025-03-04, version 5.3.0* So grateful to find a banking solution that supports a generative relationship with the earth instead of an extractive one! ### 1/5 — Don’t do it *2024-12-09, version 5.2.0* Basic functionality is broken. Can’t transfer money out. Ridiculous that they are in business as a bank. Unclear that they’re able to help anyone given how poorly their operation is managed ### 3/5 — Loved the idea, but felt too clunky to stay *2024-10-17* I first opened an account with Atmos Financial because I liked the idea that my money can be passively used to support climate projects. Using the app, it had all the basic functionality of a standard banking service. I started to become put off with some small details that made me feel a bit uneasy. For example, you needed to submit a photo ID and a picture to transfer money out to another bank account - I’ve never had to do this before and was concerned that my money was stranded in this account. Additionally, the interest earned on the account didn’t always seem to land at regular intervals, leaving me wondering if it was going to land at all. When I inquired to customer service, the representative addressed me by an entirely different name and answered only half of my questions. I ended up transferring my money out and closing the account. I would love to come back once the application and service is a bit more mature and reliable. Overall, great idea, but the execution could be improved to promote customer trust. ### 5/5 — Great Banking - great mission *2024-10-16, version 5.1.3* Atmos offers great benefits for those who are invested in ensuring that their money is passively going to fund causes they support while getting good return! ### 1/5 — Smells fishy *2024-09-16* Poor customer service. They’re not a real bank. When there parent bank and them split. Theyll send you your funds. if that check doesn’t go through your out of luck. Want to contact customer service? Good luck. Was just looking to use this bank to hold escrow deposits but now I’m out thousands. ### 2/5 — For your security, you have been logged out *2024-07-28, version 5.0.6* For your security, you have been logged out. Time to enter your email, your password, your 2FA. A quick check of my account becomes a hassle. Citi didn’t require constant logins. Capital One didn’t require constant logins. Why does Atmos require constant logins? I agree with the mission of Atmos, way better than Citi!!! But why does the app have to log me out all the time? Convenience, not good. ### 1/5 — Terrible platform and terrible customer service *2024-04-29, version 4.9.1* Invest here at your own risk. The app’s platform is terrible and it is really difficult to do basic stuff, such as send wire transfers. i like the idea of the bank but it is FAR from being a viable option ### 5/5 — A Forward Thinking Bank *2023-12-11* Choosing Atmos as my bank has been an enlightening experience. It's more than just a place to store my money; it's a step towards a more sustainable future. The app's development pace is notable, with new features and enhancements being added regularly. The true essence of Atmos lies in its commitment to the environment. The founders' passion for creating a cleaner planet with our financial choices is not only inspiring but also a driving force behind their operations. This integrity and dedication are evident in every aspect of their service. Banking with Atmos, I feel part of a community that values eco-consciousness and responsible financial practices. It's reassuring to know my money is contributing to positive environmental changes. For anyone considering a switch, Atmos is not just a bank; it's a movement towards a better, greener future. It's an exciting time to be part of this journey! ### 4/5 — One thing *2023-11-09, version 4.2.3* The app icon looks like it’s updating. ### 3/5 — Needs to Improve *2023-10-11* Please improve your mobile app and website. Both lack important functionality regarding monitoring/using debit cards and connecting external accounts. Additionally, other banks such as Chase, have difficulty communicating/transferring with Atmos. This bank and its principles for sustainability are the future—I just don’t want to see it held back by these basic problems. - Troy ## Frequently asked questions about Atmos Financial ### What does Atmos Financial do? Atmos Financial offers fee-free and accessible bank accounts. The app is designed to help individuals start their climate journey through banking. ### How quickly can I open an account? You can start your climate banking journey in less than 2 minutes. The process is designed to be quick and accessible. ### Are there any fees associated with the accounts? No, the bank accounts offered are fee-free. This means you can manage your money without incurring common banking charges. ### Who is this app for? This app is for anyone who wants fee-free and accessible bank accounts, particularly those interested in aligning their finances with climate-conscious goals. ## Version history (last 5 releases) ### 5.3.0 — 2025-02-26 Bug fixes and platform infrastructure updates ### 5.2.0 — 2024-10-23 - Bug fixes and performance improvements ### 5.1.3 — 2024-08-23 Bug fixes and performance improvements ### 5.0.6 — 2024-06-18 Bug fixes and performance improvements ### 5.0.5 — 2024-06-11 - Bug fixes and performance improvements ## Apps similar to Atmos Financial | App | Rating | Price | Category | | --- | --- | --- | --- | | [Jiko: Spendable T-Bills](https://appshunter.io/ios/app/jiko-spendable-t-bills/id1475792834) | 4.5 (47) | Free | Finance | | [Solid Wallet](https://appshunter.io/ios/app/solid-wallet/id1565407982) | 3.1 (14) | Free | Finance | | [Suvi](https://appshunter.io/ios/app/suvi/id1571313117) | 3.8 (33) | Free | Finance | | [Klutch Card](https://appshunter.io/ios/app/klutch-card/id1563986090) | 5.0 (1) | Free | Finance | | [Amalgamated Mobile Banking](https://appshunter.io/ios/app/amalgamated-mobile-banking/id934433257) | 4.7 (2,501) | Free | Finance | | [Grind24 - Mobile Banking](https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404) | 2.9 (20) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*