# Atomic Credit Union > Mobile banking app for managing accounts, deposits, bill pay, and transfers. (iPhone/iPad app by Atomic Credit Union.) - Source: https://appshunter.io/ios/app/atomic-credit-union/id1085742428 (this page in markdown: same URL + `.md`) - Developer: [Atomic Credit Union](https://appshunter.io/developer/1085742427) - Category: Finance, Business - Price: Free - Rating: 4.90/5 from 7,267 App Store ratings · 89 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 180 MB - Languages: American English - Released: 2016-02-19 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/atomic-credit-union/id1085742428/reviews.md ## What is Atomic Credit Union? Take care of your finances whenever it’s convenient for you with the Atomic Credit Union Mobile App. Manage your accounts on-the-go just as you would in one of the branch locations. Deposit checks via remote deposit capture, pay your bills with Bill Pay, transfer funds between accounts, pay another member, and much more. Other features: • External Transfers • Card On/Off functions • Alerts ## Key features - Remote check deposit - Bill Pay - Fund transfers - External transfers - Card On/Off - Account alerts ## What do users think of Atomic Credit Union? Overall sentiment: neutral **Pros** - 👍 Great bank with friendly staff - 💡 Convenient mobile app features - 🚀 Seamless user experience - 🔒 Secure banking platform **Cons** - 🐛 Frequent app crashes and bugs - 🔍 Difficult login and account access - 🤔 Confusing app updates and changes **Commonly reported bugs** - Login credentials not working after updates - App freezing and not loading account information - Inconsistent performance and functionality **Most requested features** - Bring back facial recognition login - Improve bill pay and money transfer options - Add Apple/Google Pay support ## Recent user reviews (10 of 89) All indexed reviews: https://appshunter.io/ios/app/atomic-credit-union/id1085742428/reviews.md ### 5/5 — User friendly *2026-05-11, version 4021.0.2* Easy and convenient atomic is the number 1 bank! ### 5/5 — Tim6 *2026-04-18, version 4020.2.0* The friendliest people in town work there. Great problem solvers. It feels like home. Just stay out of politics!! ### 5/5 — Shawn *2026-02-18, version 4019.1.0* Very easy to navigate and very helpful! ### 5/5 — Bank *2026-02-16, version 4019.1.0* Best Bank!! ### 1/5 — Thieves *2025-08-20, version 4018.0.0* Stealing from a senior citizen and taking my hard earned money is what this company stands for. Charging fees for things I had not authorized and for a bill pay when I was already in the hole. I was in the hospital and had no way to access my account but they refused to credit my account for the ridiculous overdraft fees that they charge. Thanks for taking my money ACU, my entire check that I was depending on was taken from me by your company ### 5/5 — Great bank! *2025-08-06, version 4018.0.0* Been with them for years, very nice people. The app is easy to use as well. ### 5/5 — OMG *2025-06-08, version 4017.1.1* THE BEST BANK EVERRR ### 5/5 — Best service! *2025-04-29, version 4016.2.2* Atomic Credit Union really takes care of its members. Their app is so easy to use, does everything a member needs to track accounts. They are protective and secure, and always friendly and fast if you need help from customer service. I love Atomic. ### 5/5 — Great service *2025-04-29, version 4016.2.2* I have dealt with plenty of banks in my life but atomic is the best bank I know of ### 5/5 — Love my bank *2025-04-28, version 4016.2.2* The customer service at this bank is amazing. They dispute things for you in a timely manner. I would suggest this bank to anyone!!!! ## Frequently asked questions about Atomic Credit Union ### What can I do with the Atomic Credit Union mobile app? The app allows you to manage your finances conveniently from your mobile device. You can deposit checks remotely, pay bills using Bill Pay, transfer funds between your accounts, and even pay other members. It offers many of the same functionalities as managing your accounts in a branch. ### What are the key features of the app? Key features include remote deposit capture for checks, Bill Pay for managing your bills, the ability to transfer funds between your accounts, and external transfers. You can also control your cards with Card On/Off functions and set up alerts for your accounts. ### Is the Atomic Credit Union mobile app free to use? Yes, the application is free to download and use. There are no charges associated with managing your accounts or utilizing the core features of the app. ### What devices is the Atomic Credit Union app compatible with? The app is designed for mobile devices, allowing you to manage your finances on-the-go. While specific operating system requirements are not detailed, it is intended for use on smartphones and tablets. ### How can I deposit a check using the app? The app features remote deposit capture, which allows you to deposit checks electronically. You will typically need to take photos of the front and back of your endorsed check through the app to complete the deposit. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-19 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.0 — 2026-06-25 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Atomic Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [My HomelandCU](https://appshunter.io/ios/app/my-homelandcu/id6738355801) | 4.8 (1,383) | Free | Finance | | [VCNB Mobile Banking](https://appshunter.io/ios/app/vcnb-mobile-banking/id988472107) | 4.8 (1,575) | Free | Finance | | [Desco FCU](https://appshunter.io/ios/app/desco-fcu/id983021167) | 4.8 (1,832) | Free | Finance | | [My TSB](https://appshunter.io/ios/app/my-tsb/id6450116468) | 4.2 (461) | Free | Finance | | [Ohio Valley Mobile Banking](https://appshunter.io/ios/app/ohio-valley-mobile-banking/id1073489709) | 4.8 (3,660) | Free | Finance | | [First State Bank](https://appshunter.io/ios/app/first-state-bank/id6444011186) | 4.8 (2,071) | Free | Finance | ## Related topics [atomic credit union](https://appshunter.io/ios/topics/atomic-credit-union) · [atomic](https://appshunter.io/ios/topics/atomic) · [kumc membernet](https://appshunter.io/ios/topics/kumc-membernet) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*