# AU 0101: Mobile Banking App — Savings Account, FD, Cards

> All-in-one mobile banking, payments, loans, investments, and lifestyle services. (iPhone/iPad app by AU SMALL FINANCE BANK LTD.)

- Source: https://appshunter.io/ios/app/au-0101-mobile-banking-app/id1532869687 (this page in markdown: same URL + `.md`)
- Developer: [AU SMALL FINANCE BANK LTD](https://appshunter.io/developer/1378004775)
- Category: Finance
- Price: Free
- Rating: 3.90/5 from 37 App Store ratings · 76 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 435 MB
- Languages: American English
- Released: 2020-12-05
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/au-0101-mobile-banking-app/id1532869687/reviews.md

## What is AU 0101?

AU 0101 – Savings Account, Credit Card, UPI & More by AU Small Finance Bank


AU 0101 by AU Small Finance Bank offering 180+ banking and lifestyle services across savings accounts, UPI, credit cards, loans, investments and Video Banking. Trusted by millions of customers across India.

Seamless Banking

Open Savings or Current Accounts in minutes — zero paperwork, no branch visit needed
Manage multiple AU Small Finance Bank accounts from a single dashboard
Instant access to balances, statements, and full transaction history
Request cheque books, update KYC details, and control account settings on the go
Download account statements to your iPhone — PDF or Excel, your choice

Easy Money Transfers

UPI Payments — send, receive, or scan & pay instantly at stores or with friends
NEFT, IMPS & RTGS transfers — fast, safe, and available 24/7
Pay electricity, gas, water, broadband, and other utility bills in seconds
Recharge mobile, DTH, and data packs instantly
Schedule recurring or future-dated payments — never miss a due date again
Pay credit card bills, loan EMIs, and insurance premiums — all in one place

Credit & Loans at Your Fingertips

Apply for AU Credit Cards offering cashback, travel rewards, and lifestyle benefits
Complete Video KYC from your iPhone — branch-quality onboarding, zero travel
Apply for personal loans, vehicle loans, or business loans — entirely in-app
Track your loan and credit card application status in real-time
Get pre-approved and personalised offers based on your banking profile
Manage credit card spends, set limits, and block or unblock your card instantly

Video Banking — AU Small Finance Bank Exclusive Advantage

Open accounts, renew deposits, raise service requests, and transfer funds — all over a secure live video call with a dedicated AU banking expert
Branch-level personalised service from anywhere in India — available 7 days a week
No queues, no travel, no waiting — real human banking, entirely on your schedule
Speak to a relationship manager for loan guidance, investment advice, and more

Grow Your Wealth

Open Fixed Deposits (FDs) and Recurring Deposits (RDs) with competitive interest rates
Auto-renew or close deposits instantly — no paperwork required
Invest in mutual funds, IPOs, and equities directly from the app
Track and manage your entire investment portfolio in one place
Get personalised wealth recommendations tailored to your financial goals
Compare interest rates and simulate maturity values before booking a deposit

Lifestyle & More

Auto-pay for bills — electricity, broadband, OTT subscriptions, and more
Book flights, hotels, and buses within the app
Exclusive discounts on dining, shopping, travel, and entertainment with AU cards
FASTag recharge and toll management
Gift cards and vouchers for top brands, redeemable instantly

Smart Alerts & Controls

Instant push notifications for every transaction — stay in control at all times
Set spending limits on your debit and credit cards
Activate or deactivate international card transactions with a single tap
Get due date reminders for EMIs, bills, and card payments before they're missed

Bank-Grade Security

Multi-layer encryption and secure servers protect every transaction end-to-end
Face ID, Touch ID, and mPIN for fast, secure app access every time
Virtual card numbers for safer online shopping
Device binding and session management for additional account protection
Your data is never sold or shared without your explicit consent

Note: Transaction access requires registration with your Debit/Credit Card details. Certain information may be shared with authorised financial partners under strict confidentiality. For support: customercare@aubank.in or visit au.bank.in
Download AU 0101 today — and carry your bank in your pocket.

## Key features

- Open savings accounts online
- UPI payments and transfers
- Apply for loans and credit cards
- Manage fixed deposits (FDs)
- Video banking services
- Invest in mutual funds and equities
- Unified account management

## What do users think of AU 0101?

Overall sentiment: negative

**Pros**

- 👍 User-friendly design
- 🚀 Quick and efficient
- 💡 One Track feature for investments/income
- 🎨 Cool color theme
- ✨ Minimalist design
- 💳 Good credit card services
- 💰 Competitive interest rates
- ✅ Seamless transactions
- 💻 Comprehensive digital banking
- 🌟 Excellent customer service
- 📱 Convenient mobile app
- ✨ Smooth interface
- 🔄 Prompt response to bugs

**Cons**

- 🐛 Frequent app crashes
- 🐛 Constant login issues
- 🐛 Infinite loading screens
- 🐛 App freezes
- 🐛 Unusable and buggy app
- 🐛 Registration always fails
- 🐛 No notifications
- 🐛 UI and performance need improvement
- 🐛 Slow app loading times
- 🐛 App is heavy
- 🐛 Unable to activate credit card
- 🐛 Slow login
- 🐛 Credit card section not working
- 🐛 Unable to manage accounts
- 🐛 Technical errors during KYC
- 🐛 App not working after update
- 🐛 Service unavailable
- 🐛 Biometric authentication issues
- 🐛 App size is heavy
- 🐛 Annoying OTP for every transfer
- 🐛 Payment issues with card details
- 🐛 Pop-up issues on iPhone
- 🐛 Second account login difficult
- 🐛 App crashes on activation/swipe
- 🐛 Permission requests (microphone, contacts)
- 🐛 Technical issues during registration
- 🐛 Unable to add credit card
- 🐛 Executives not doing jobs properly
- 🐛 App shows loader and nothing happens
- 🐛 Profile not opening
- 🐛 Sidebar scrolling issues
- 🐛 FD screen bugs
- 🐛 Cannot access app
- 🐛 Unable to select month/year for payment
- 🐛 Billdesk page issues
- 🐛 UPI payment experience poor
- 🐛 Session expires frequently
- 🐛 Face ID & fingerprint issues
- 🐛 Auto-generated credentials
- 🐛 Deducted money, account rejected
- 🐛 Not able to see credit card in app
- 🐛 Unable to disable charged services
- 🐛 MPIN reset issues
- 🐛 Cannot forget/reset MPIN
- 🐛 Frustrating MPIN issue
- 🐛 App stuck, no taps working
- 🐛 Accidental wrong expiry gets stuck
- 🐛 EC0003 Error
- 🐛 Other errors
- 🐛 Not a stable app
- 🐛 Fraudulent practices alleged
- 🐛 Poor customer service
- 🐛 Unprofessional management
- 🐛 Lack of judgment for genuine customers
- 🐛 No support provided when needed
- 🐛 Third-party verification calls
- 🐛 Mobile upgradation process slow
- 🐛 No proper reply from staff
- 🐛 Fraud scheme with credit cards
- 🐛 Complaint team not resolving issues
- 🐛 Giving excuses
- 🐛 3rd class service
- 🐛 Charged for reward features on blocked card
- 🐛 Sent wrong card
- 🐛 System reverts that card already exists
- 🐛 Cannot open secondary account
- 🐛 Credit card not showing in app
- 🐛 Cannot disable services
- 🐛 Not understanding concern
- 🐛 Only one account login
- 🐛 No option for second account
- 🐛 Unable to login to second account
- 🐛 Unable to process both accounts
- 🐛 App not working after update
- 🐛 No internet connectivity error
- 🐛 Error after entering card/PAN
- 🐛 Unable to activate card features
- 🐛 Cannot login
- 🐛 UPI is down
- 🐛 Bank UPI not working
- 🐛 App is really slow
- 🐛 Takes 30-45 secs to login
- 🐛 Pathetic bank
- 🐛 Video KYC issues
- 🐛 Technical errors
- 🐛 Numerous calls from third-party
- 🐛 Never experienced third-party calls
- 🐛 Worst experience ever
- 🐛 Cannot access account details
- 🐛 Cannot complete transactions
- 🐛 Significant inconvenience
- 🐛 Cannot manage MPIN easily
- 🐛 Uninstalling app multiple times, still issue
- 🐛 Mobile number upgrade process 7 working days
- 🐛 Don't trust this bank again
- 🐛 No one giving proper reply
- 🐛 Verify bank working process
- 🐛 Think before join
- 🐛 Credit card with no benefits issued
- 🐛 Complaint team does not resolve
- 🐛 Excuses only
- 🐛 Poor speed of app
- 🐛 Will close account soon
- 🐛 Life time free card billed
- 🐛 Card blocked
- 🐛 Costumer care not helping
- 🐛 Have to pay for reward features
- 🐛 Cheap service
- 🐛 Blocked card permanently
- 🐛 Fraud bank employees
- 🐛 Pathetic internal policies
- 🐛 Useless app
- 🐛 Offered Vetta, sent LIT
- 🐛 Closed LIT card
- 🐛 System of forever small AU bank reverts
- 🐛 Useless system
- 🐛 Secondary account not operating
- 🐛 Not possible to open secondary account
- 🐛 Worst customer service
- 🐛 Not able to see credit card
- 🐛 Not able to disable services
- 🐛 Charged for services
- 🐛 Customer care not understanding
- 🐛 All changes via app only
- 🐛 Not understanding concern
- 🐛 Not able to change settings
- 🐛 Credit card not showing
- 🐛 Easy interface
- 🐛 Quick
- 🐛 Second account login difficult
- 🐛 No option coming
- 🐛 Tried again after logging in once
- 🐛 Only one account option
- 🐛 No option for second account
- 🐛 Efficiency
- 🐛 Easy to navigate
- 🐛 Enjoying
- 🐛 Excellent customer service
- 🐛 Seamless process
- 🐛 Valuable rewards
- 🐛 Enhanced banking experience
- 🐛 Fix the crash issue
- 🐛 Old user
- 🐛 Applied for credit card from web
- 🐛 Card approved
- 🐛 Automatically reflect in app
- 🐛 Button to activate
- 🐛 App getting crashed
- 🐛 Swipe right to see previous card
- 🐛 App getting crashed
- 🐛 Why it is happening?
- 🐛 Please fix this issue immediately
- 🐛 Genuine or Fraud
- 🐛 Video KYC wasted 3 hours
- 🐛 Employee disconnected
- 🐛 Last moment
- 🐛 Somehow connected one employee
- 🐛 Help to complete KYC
- 🐛 Trying to login
- 🐛 Asking permission
- 🐛 Contact, Microphone, Location
- 🐛 Understand location for security
- 🐛 Need microphone access
- 🐛 Need contact access
- 🐛 Completely fraud
- 🐛 Steal contact data
- 🐛 Listen conversation
- 🐛 Ask to access
- 🐛 Biggest mistake of life
- 🐛 Decided to give complete permission
- 🐛 Showing error
- 🐛 Technical issue
- 🐛 What is that mean?
- 🐛 Completely fraud
- 🐛 Suggest everyone before deciding
- 🐛 Read review first
- 🐛 Wasted time and energy
- 🐛 Still facing issue to register
- 🐛 Seriously if I would know this earlier
- 🐛 Never choose this bank
- 🐛 Thinking to close account
- 🐛 Lost 10k
- 🐛 No customer support
- 🐛 Tried to withdraw 10k
- 🐛 ATM card
- 🐛 Received amount withdrawn
- 🐛 Not received money
- 🐛 Complaint through app
- 🐛 Fraud transaction
- 🐛 Till date no response
- 🐛 Where to get that amount?
- 🐛 Hard work money
- 🐛 Really frustrated
- 🐛 Please don’t use this app
- 🐛 Charging more money
- 🐛 Recommend friends not to use
- 🐛 Worst bank
- 🐛 Lost money
- 🐛 Unable to register for Credit Card
- 🐛 Add a credit card in the app
- 🐛 Giving card details
- 🐛 Number and expiry
- 🐛 PAN number
- 🐛 Click on “Next” button
- 🐛 Pop up displayed
- 🐛 Register finger print
- 🐛 Click on “Next” button on pop up
- 🐛 Another pop up displayed
- 🐛 “error in connecting to server host”
- 🐛 Something like that
- 🐛 First pop up skip button
- 🐛 Tried that
- 🐛 Again shows same pop up
- 🐛 Displaying the error
- 🐛 Given all permissions
- 🐛 Required to the app
- 🐛 Love to be part of AU small bank family
- 🐛 Happy to be part of AU Small Bank family
- 🐛 Very smooth banking experience
- 🐛 Ever had
- 🐛 One of the great user-friendly app
- 🐛 Other financial services
- 🐛 Providing to their customer
- 🐛 Thank you for your great services
- 🐛 Not able to login on app
- 🐛 Always whenever i send message verification
- 🐛 App says sorry we are unable to service your request
- 🐛 First day on AU bank
- 🐛 Services are pathetic and worst
- 🐛 Deposited money
- 🐛 Opening account
- 🐛 After VKYC and all process done successfully
- 🐛 Not able to login my account anywhere
- 🐛 Afraid I am being scammed
- 🐛 Executives are not doing their job properly
- 🐛 8 or 10 days ago
- 🐛 AU executive visit my office
- 🐛 Request for open current account
- 🐛 Waiting to open current account
- 🐛 Executive has taken all docs
- 🐛 Not returning documents and cheque
- 🐛 Executive use to say I am busy
- 🐛 March ending
- 🐛 Not receiving our calls
- 🐛 Will not take any service of AU
- 🐛 Kindly send me back my cheque
- 🐛 Great App
- 🐛 Very smooth app interface
- 🐛 Every service i can access
- 🐛 From the app itself
- 🐛 Making deposits / mf etc
- 🐛 CC reward redemption
- 🐛 Impressed with dynamic limits
- 🐛 Availability for imps and neft payment
- 🐛 Overall satisfied
- 🐛 Credit to the bank for improving
- 🐛 App and facilities day-by-day
- 🐛 Feedback Of AU BANKING app
- 🐛 Wrost banking app ever
- 🐛 Whenever i click on any button
- 🐛 Current account, saving account
- 🐛 Just showing a loader
- 🐛 Nothing happens
- 🐛 If there is no data
- 🐛 Show a message
- 🐛 What’s actually the problem is
- 🐛 Profile is also not opening
- 🐛 When open sidebar
- 🐛 Home tab is also scrollings
- 🐛 So many bugs
- 🐛 UI is more wrost
- 🐛 Needs more testing
- 🐛 Lot of weird bugs
- 🐛 FD screen
- 🐛 Didn’t handle corner cases
- 🐛 Needs more work and care
- 🐛 Great Experience!
- 🐛 AU Bank is among the top notch service provider bank
- 🐛 Digitally and manually
- 🐛 RM Mr. Avnish Kumar Singh
- 🐛 Noida 50 branch
- 🐛 Ready to meet at my convenience 24/7
- 🐛 Just too amazing
- 🐛 Best possible interest rates
- 🐛 Saving accounts
- 🐛 Using their app for everything
- 🐛 Applying in IPOs
- 🐛 Would surely matching the experience
- 🐛 Leading PVT sector bank
- 🐛 Can not access
- 🐛 Despite many attempts
- 🐛 Not been able to access it
- 🐛 Sending this message
- 🐛 Service is not processing
- 🐛 We are unable to process your request
- 🐛 Very bad experience
- 🐛 Such reasons are given by the bank
- 🐛 Regarding AMB charges
- 🐛 Dear app developer or AU small finance bank IT team
- 🐛 Current month AMB
- 🐛 Previous month AMB
- 🐛 Quarterly AMB
- 🐛 Please provide current month average
- 🐛 Maintain our account
- 🐛 Timely to reduce AMB charges
- 🐛 Customer know
- 🐛 Average monthly balance is low
- 🐛 Current monthly
- 🐛 Aware timely
- 🐛 Funded his account
- 🐛 Reduce or nil AMB charges
- 🐛 Worst App
- 🐛 Trying to register on this app
- 🐛 Past two days
- 🐛 Most of the times
- 🐛 After clicking on send sms
- 🐛 Doesn’t proceed to send an sms
- 🐛 Displays a message
- 🐛 Sorry we are currently unable to service your request
- 🐛 So bad
- 🐛 Wanted to setup my newly received credit card
- 🐛 Everytime it says, unable to service your request
- 🐛 Not able to setup and use my credit card
- 🐛 Not able to login
- 🐛 Accept the terms and conditions
- 🐛 Asks to send a text message
- 🐛 Clicking in proceed
- 🐛 App show information as- “Sorry not able to process your request”
- 🐛 Payment issue
- 🐛 Year and month not able to select
- 🐛 Paying through debit card
- 🐛 Year and month is not getting selected
- 🐛 Unable to pay my bill
- 🐛 Bank has charged me with 590/- for late payment
- 🐛 Internet banking other banks are not getting selected
- 🐛 UPI it is generating QR
- 🐛 How can we scan the QR if it is in our mobile
- 🐛 The Best Bank
- 🐛 Customer Service: AU Bank is known for its excellent customer service
- 🐛 Dedicated team of customer service representatives
- 🐛 Available round the clock
- 🐛 Assist customers with their queries and concerns
- 🐛 Reach out to the bank through a variety of channels
- 🐛 Phone, email, and live chat
- 🐛 Digital Banking: AU Bank has invested heavily in digital banking solutions
- 🐛 Make banking more convenient and accessible
- 🐛 User-friendly mobile app
- 🐛 Manage their accounts, transfer funds, and pay bills on the go
- 🐛 App is available in multiple languages
- 🐛 Accessible to a wider audience
- 🐛 Account Options: AU Bank offers a range of account options
- 🐛 Cater to the diverse needs of its customers
- 🐛 Savings account, a current account, or a fixed deposit account
- 🐛 Attractive interest rates on its accounts
- 🐛 Helping customers grow their savings faster
- 🐛 Loan Products: AU Bank offers a range of loan products
- 🐛 Help customers achieve their financial goals
- 🐛 Personal loan, a home loan, or a business loan
- 🐛 Product that is tailored to your needs
- 🐛 Competitive interest rates on its loan products
- 🐛 Attractive option for borrowers
- 🐛 Focus on Financial Inclusion: AU Bank has a strong focus on financial inclusion
- 🐛 Reach out to underserved communities
- 🐛 Provide them with access to banking services
- 🐛 Set up branches in rural areas
- 🐛 Introduced a range of products and services
- 🐛 Cater to the unique needs of these communities
- 🐛 Overall, AU Bank is a customer-friendly bank
- 🐛 Offers innovative banking solutions
- 🐛 Excellent customer service
- 🐛 Focus on digital banking, account options, loan products, and financial inclusion
- 🐛 Attractive option for customers looking for a reliable banking partner
- 🐛 Not able to select month and year on billdesk
- 🐛 Trying to make payment for my credit card bill
- 🐛 Does really allows to select month and year in pay by card
- 🐛 No back or cancel button
- 🐛 Bill desk page appears as pop up
- 🐛 Does not cover the entire width and height of the page
- 🐛 Once you touch the page behind it
- 🐛 Your session gets compromised
- 🐛 Paying using UPI mode
- 🐛 Close button appears in the middle of the screen
- 🐛 Give awe full experience
- 🐛 If you close the button your session is lost
- 🐛 After payment only one option left is to close the application
- 🐛 Have to login again to go back to application
- 🐛 Session expire time to time
- 🐛 No good reason
- 🐛 Overall not good experience with User interface
- 🐛 Not able to select year and month for card details on pay credit card bill
- 🐛 Payment cannot be done on this app
- 🐛 Go to Pay credit card bill —> Total amt due proceed —>Other banks pay now —> try to select month and year
- 🐛 Not able to select any month and year
- 🐛 iPhone 13 updated to latest software
- 🐛 Dropdown wont open
- 🐛 Cannot type the month and year
- 🐛 Feedback
- 🐛 Got the great customer service
- 🐛 Mr Imran Shaikh
- 🐛 Excellent and speedy speedy customer service
- 🐛 Awesome team and a staff
- 🐛 Very impressed by their vision, hard work, outstanding performance, and wonderful team-mates
- 🐛 UI is Smooth and Features are just amazing
- 🐛 UI and app functionality is flawless
- 🐛 Best part is i can use my current account and personal account in same app
- 🐛 Without logging in every time
- 🐛 Poor & useless
- 🐛 Application is absolutely useless
- 🐛 Not working properly
- 🐛 For iPhone it’s asking for Face ID & finger print at the same time
- 🐛 After confirming both it’s not working
- 🐛 Getting message that this request can’t be accept
- 🐛 All the bank has simple app
- 🐛 Easy to install & easy to use
- 🐛 Ask for id & password
- 🐛 In this app all things are auto generated
- 🐛 Not giving u access to use the app
- 🐛 Worst experience ever
- 🐛 Better to choose other banks
- 🐛 Unable to open pop up
- 🐛 Using this app on iPhone7 plus
- 🐛 Try to make payment
- 🐛 Unable to select bank
- 🐛 Pop up doesn’t open
- 🐛 Doesn’t open when I try to make payment through debit/credit card option
- 🐛 Currently making payment using website
- 🐛 Can you please update on it ASAP
- 🐛 Thanks for prompt response
- 🐛 Facing bug issues with App AU0101
- 🐛 After sharing my concern AU team responded very Quickly
- 🐛 Fixed my issues of Credit card fetching with App
- 🐛 Little bit disappointed
- 🐛 Should be automated
- 🐛 No need to connect Customercare for silly reasons
- 🐛 Worst bank never use
- 🐛 Worse bank ever
- 🐛 Account opening
- 🐛 Deducted 2 lacks rupees
- 🐛 Still account rejected
- 🐛 Said 8 days to refund my money
- 🐛 Easy and secure banking app
- 🐛 Best banking app ever seen
- 🐛 Banking itself is the best
- 🐛 AU Banking is this banking for our Future India
- 🐛 Overall a nice app
- 🐛 Plethora of features
- 🐛 Wide range of options to choose from
- 🐛 Customer
- 🐛 App UI is top notch
- 🐛 Would recommend other banks adopt similar system
- 🐛 Multiple transfers at once
- 🐛 Cannot do multiple transfers at once
- 🐛 Have to get otp for every transfer
- 🐛 Annoying
- 🐛 Excellent interface
- 🐛 Interface of the app is excellent
- 🐛 Very convenient to use
- 🐛 Additional features like cab booking, investment, recharge are good
- 🐛 It doesn’t open after the update
- 🐛 Something is wrong after the update
- 🐛 Service unavailable all the time!!
- 🐛 Not acceptable!
- 🐛 Nice UI
- 🐛 Found an issue related to biometric authentication
- 🐛 Settings
- 🐛 iPhone it should be face unlock
- 🐛 Asking for finger print
- 🐛 Doesn’t work
- 🐛 Previous app face unlock works as biometric
- 🐛 Please resolve this issue
- 🐛 Otherwise its a nice and better ui than previous
- 🐛 New Improved App
- 🐛 Ease of navigation is very good
- 🐛 Lots of additional features
- 🐛 Comprehensive enough
- 🐛 Can do banking from the comfort of your office or home
- 🐛 App size while downloading is heavy
- 🐛 Must be reduced

**Commonly reported bugs**

- EC0003 Error when opening account details
- App constantly asks to log in again
- Infinite loading screen when managing savings/credit card accounts on iOS
- App gets stuck on loading screen
- App is unusable and garbage
- App freezes with no taps working
- Registration always fails
- No notifications for payment requests or within the app
- Face recognition followed by login page, then face recognition again on iPhone
- Button not showing in express EMI selection on iPhone
- Unable to activate credit card features due to login/registration errors
- Error after entering card number & PAN card number during registration
- App crashes when activating a new credit card or swiping to see previous card
- Technical issues during registration
- Error in connecting to server host when adding credit card
- App shows loader and nothing happens when clicking on account buttons
- Profile not opening, sidebar scrolling issues
- Bugs in FD screen, not handling corner cases
- Unable to access the app
- Cannot select month and year for card details when paying credit card bills
- Billdesk page issues (pop-up size, session compromise)
- UPI payment experience is poor with a close button in the middle
- Session expires frequently without reason
- Face ID & fingerprint issues on iPhone, app not working
- Auto-generated credentials causing issues
- Deducted money but account rejected, slow refund process
- Credit card not showing in the app, unable to disable services
- MPIN reset issues, unable to forget or reset MPIN
- App not working after update
- Service unavailable frequently
- Biometric authentication issues on iPhone (fingerprint instead of face unlock)
- App size is heavy
- Annoying OTP for every transfer
- Payment issues with card details (dropdown not opening, cannot type)
- Pop-up issues on iPhone during payment
- Second account login is difficult, only one account option available
- App crashes on activation button press
- Permission requests for microphone and contacts are concerning
- Lost money with no customer support for fraud transactions
- Error in connecting to server host when adding credit card
- Executives not returning documents and cheques
- App shows loader and nothing happens
- Profile not opening, sidebar scrolling issues
- FD screen bugs
- Unable to access app, service not processing
- Unable to register on the app, 'sorry we are currently unable to service your request' message
- Cannot select month and year for bill payments
- App not working properly on iPhone (Face ID & fingerprint issues)
- Unable to open pop-up for bank selection or card payment
- Credit card fetching issues with the app
- Account opening deducted money, account rejected, slow refund
- Cannot do multiple transfers at once, OTP for every transfer is annoying
- App doesn't open after update
- Service unavailable all the time
- Biometric authentication issue on iPhone
- App size is heavy

**Most requested features**

- Improve UI and performance
- Make the app faster and less heavy
- Provide current month average balance information
- Allow multiple transfers at once without OTP for each
- Automate resolution for common issues
- Reduce app download size

## Recent user reviews (10 of 76)

All indexed reviews: https://appshunter.io/ios/app/au-0101-mobile-banking-app/id1532869687/reviews.md

### 2/5 — Data collection

*2026-08-03*

The app and the bank collect significant amounts of your financial data to issue credit cards. 
Which is expected but the actual card offered in the end of the process is likely not what you want or at the limit you want. 

The limit given to me at a cibil of 790+ was 35,000₹. Which is hilarious and frankly insulting.

However the bank reserves the right offer what they want.

For me.
The card offered and credit limit could’ve been done provisionaly (based on income, cibil, etc) before any major data collection. Then if concented continue with the whole process. Adjust limits or whatever.

There are issues concerning privacy, just a day after data submission i recieved calls from loan providers mostly scams (offering line of credit at 0% interest rate). 

So consumer beware.

**Developer response:** Hi Javed, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 1/5 — Poor customer support and misleading Credit Card upgrade process

*2026-07-23*

I had a very disappointing experience with AU Small Finance Bank. I clicked the upgrade link only to view the features of the offered credit card, but my card was upgraded without clearly informing me that I was giving final consent. I immediately contacted customer care and requested cancellation. I was assured that the card would be closed and no charges would be levied. Despite these assurances, the bank issued the card and charged an annual fee.

I raised multiple complaints and even shared the call recording, but the responses were generic and did not address my actual grievance. I ultimately had to pay the disputed amount under protest to protect my CIBIL score and escalate the matter to the RBI Ombudsman.

I expect better transparency, fair grievance handling, and customer support from a bank. I hope AU Bank improves its upgrade process and complaint resolution system.

**Developer response:** Hi Arjinder, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 5/5 — New Update

*2026-07-07*

The recent updates to the AU 0101 app have significantly improved the overall banking experience. The new interface is ma tuitive, navigation is smoother, and features like OneTrack, enhanced card controls, and the UPI widget make daily bankinı nore convenient. The app is faster, more secure, and provides a comprehensive range of banking and lifestyle services in on lace. Oprall, the updates have made AU 0101 a reliable and user-friendly digital banking platform.

**Developer response:** Hi Ravi! We thank you for your appreciation. It encourages us to do better every time!

### 1/5 — Good bank but buggy application

*2026-07-03*

I have relationship with this bank from last 6 years. Everything was great and their mobile application I considered a benchmark for banking applications but sadly from last 1 years their application is crashing after every update. 
Even the basic functionality like fund transfer is a cumbersome business.
The bank changed the name of the application even the UI/UX but what’s the use if the functionality isn’t working.
My request to developers is to focus on more on Unit testing before pushing it to the production pipeline.

**Developer response:** Hi Sir/Ma'am, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 1/5 — Buggy App doesn't look like a bank app

*2026-06-25*

I have 2 accounts with AU, whenever I tried opening account details receiving EC0003 Error, few months so other error. Never had a stable app.

**Developer response:** Hi Sir/ Ma'am, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 5/5 — A whole digital experience at one place

*2026-06-04*

The color theme is different from the normal banking apps and quite cool. Apart from the normal banking functions you can explore every option which is required on daily basis like UPI, Bill Pay, Flight /Hotel bookings and the best part is the One Track feature where you can see all your investments and incomes at one place and what you can expect from it in future appreciation wise. Kudos to the team

**Developer response:** Hi Nimiee, we thank you for your appreciation. It encourages us to do better every time!

### 1/5 — Useless app

*2026-06-02*

The app has become extremely frustrating to use. I’m unable to manage my savings account or credit card account, as it constantly asks me to log in again.

Have you tested this issue on an iOS device? When we click on Manage Savings Account or Manage Credit Card Account, the app gets stuck on an infinite loading screen. Previously, the screen would freeze, and now it just keeps loading without ever opening.

Was this issue properly tested before release? Is there a QA team performing quality checks and validation on the iOS app before updates are rolled out? These recurring issues are seriously impacting the user experience and need to be addressed as soon as possible.

**Developer response:** Hi Parantap, we understand you did not have a great experience with us. We request you to share some additional details on this link https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 1/5 — Disappointing app

*2026-04-27, version 21.9.150*

Their new update is so inconvenient. It lags so much. Even the user interface is so poor. This app is literally making me think to switch banks. Definitel the bank can do better

### 1/5 — Pathetic unusable app

*2026-04-17*

App is unusable and garbage.


Compare this to other Indians banks apps.

Gonna change my nri account to another bank with usable app.

**Developer response:** Hi Sid, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

### 1/5 — This is a fraud bank, do not get any loan from them, they make frauds, their bank should be closed.

*2026-04-11*

Fraud Bank

**Developer response:** Hi Ravi, we understand you did not have a great experience with us. We request you to share some additional details on this link
https://Feedback.aubank.in/survey/S/S so that we can assist you better.

## Frequently asked questions about AU 0101

### What can I do with the AU 0101 app?

The AU 0101 app offers over 180 banking and lifestyle services. You can open savings accounts, manage existing accounts, make UPI payments, transfer funds, apply for loans and credit cards, invest in FDs, mutual funds, and equities, and even book travel.

### How do I open an account with AU 0101?

For new customers, you can download the app, enter your basic details, and complete video KYC from home to start using over 180 services instantly. Existing customers can set up their mPIN and verify using their account or card details.

### Is the AU 0101 app secure?

Yes, the app prioritizes security with multi-level encryption and biometric authentication for every transaction. It also uses mPIN-based secure login for added protection, and your data is never shared without your consent.

### Can I manage multiple bank accounts in this app?

Yes, the app allows you to link and manage multiple bank accounts securely in one place. The OneTrack feature provides a unified view of your money across all your linked accounts for better budgeting and control.

### What are the costs associated with using the AU 0101 app?

The app itself is free to download and use. While many services are free, there might be associated fees for specific transactions or services like loans, credit cards, or investments, which would be detailed at the time of availing them.

## Version history (last 5 releases)

### 21.9.177 — 2026-08-20

Minor bug fixes and internal optimisations for enhanced stability.

### 21.9.176 — 2026-08-12

Minor bug fixes and internal optimisations for enhanced stability.

### 21.9.175 — 2026-08-05

Minor bug fixes and internal optimisations for enhanced stability.

### 21.9.172 — 2026-07-14

Minor bug fixes and internal optimisations for enhanced stability.

### 21.9.170 — 2026-07-02

Minor bug fixes and internal optimizations for enhanced stability.

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## More apps by AU SMALL FINANCE BANK LTD

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All apps by AU SMALL FINANCE BANK LTD: https://appshunter.io/developer/1378004775

## Related topics

[Au app](https://appshunter.io/ios/topics/au-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*