# Autonomy Ledger — Budget & Debt Freedom Tracker > Privacy-first budgeting and debt freedom tracker with manual transaction logging. (iPhone/iPad app by Jade Digital Labs LLC.) - Source: https://appshunter.io/ios/app/autonomy-ledger/id6759583118 (this page in markdown: same URL + `.md`) - Developer: [Jade Digital Labs LLC](https://appshunter.io/developer/1879645677) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 58 MB - Languages: American English - Released: 2026-03-09 - Data updated: 2026-10-09 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/autonomy-ledger/id6759583118/reviews.md ## What is Autonomy Ledger? Your money. Your data. Your freedom. Autonomy Ledger is a privacy-first budgeting app built on one belief: awareness changes behavior. No bank connections. No data sales. Just you, your money, and a clear path toward financial freedom. YOUR FREEDOM DATE See an estimate of when you could be debt-free, built from your own balances, interest rates and payments. Watch it move closer every time you make a payment. ZERO-BASED BUDGETING Every dollar gets a job. Nothing slips through the cracks. You decide where every dollar goes. DEBT PAYOFF STRATEGIES Choose avalanche (highest interest first) or snowball (smallest balance first). See how each one affects your timeline and total interest. PRIVACY FIRST. ALWAYS. No bank connections. No account linking. No third-party access to your financial data. You log transactions yourself because awareness is the intervention. No account numbers. No Social Security numbers. No bank credentials. Every number in the app is something you typed in yourself. No ad tracking, and we never sell your data. Beyond what you enter, the app only sends what it needs to run, such as crash reports and your subscription status. You're the customer, not the product. KEY FEATURES • Zero-based budgeting. Every dollar allocated. • Freedom Date. Your estimated debt-free date. • Debt payoff plans (avalanche and snowball) • Debt analysis, simulators, and amortization tables • Multi-currency support • Transaction logging with labels • Income tracking and savings goals • Spending reports and category breakdowns • Data export (JSON) • Dark mode • No bank connections. Ever. Start with a free 7-day trial. Then $4.99/month for full access to every feature. Cancel anytime. No locked features, no upsells. Terms of Use: https://autonomyledger.com/terms Privacy Policy: https://autonomyledger.com/privacy ## Key features - Zero-based budgeting - Calculated debt-free date - Debt payoff strategies (avalanche/snowball) - Manual transaction logging - Spending reports and category breakdowns - Multi-currency support - Data export ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Autonomy Ledger Pro | $4.99 | per month | ## Frequently asked questions about Autonomy Ledger ### What is the subscription cost for Autonomy Ledger? Autonomy Ledger is available for $1.99 per month, providing full access to all features without any locked content or upsells. You can cancel your subscription at any time. ### Does Autonomy Ledger connect to bank accounts? No, Autonomy Ledger is designed with privacy as a core principle and does not connect to bank accounts or financial institutions. All transactions are logged manually by the user. ### How does Autonomy Ledger calculate the debt-free date? Autonomy Ledger calculates your debt-free date based on the real numbers you input, including your payment amounts and chosen debt payoff strategy (avalanche or snowball). This provides a precise timeline rather than an estimate. ### What debt payoff strategies does Autonomy Ledger support? Autonomy Ledger supports two popular debt payoff strategies: avalanche, which prioritizes paying off debts with the highest interest rates first, and snowball, which focuses on paying off the smallest balances first. ### Is Autonomy Ledger available on multiple platforms? Autonomy Ledger is currently supported on iPhone, iPad, and iPod devices, indicating compatibility within the Apple ecosystem. ### How often is Autonomy Ledger updated? The latest version of Autonomy Ledger is 1.0.7, which was last updated on April 24, 2026. This suggests a recent update and ongoing development. ### What kind of data can be exported from Autonomy Ledger? Users can export their financial data from Autonomy Ledger in JSON format. This allows for further analysis or backup of your budgeting and transaction information. ### What is the age rating for Autonomy Ledger? Autonomy Ledger has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about personal finance. ## Version history (last 5 releases) ### 1.0.8 — 2026-09-27 Clearer wording about debt payoff methods and your privacy. ### 1.0.7 — 2026-04-24 Start your 7-day free trial. New subscribers get full access for a week, no charge. ### 1.0.6 — 2026-04-10 • Fixed an issue that could prevent new account creation on some devices • General stability improvements ### 1.0.5 — 2026-03-30 Bug fixes and improvements - Fixed an issue that could prevent income allocation and debt plan creation during setup - Improved input fields for cleaner budget entries - General stability improvements ### 1.0.4 — 2026-03-24 Affiliate Program: Create your referral link, share it, and earn 30% recurring commission on every subscription. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*