# Available Cash — Cash Flow & Financial Runway

> Cash Flow & Financial Runway (iPhone/iPad app by 晓文 张.)

- Source: https://appshunter.io/ios/app/available-cash/id6810103283 (this page in markdown: same URL + `.md`)
- Developer: [晓文 张](https://appshunter.io/developer/6792015624)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 9 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-09-15
- Data updated: 2026-10-14

## What is Available Cash?

Money in your account isn't always money you can safely spend.

Rent is coming. Credit card bills are waiting. Loans still need to be paid, and more expenses may already be ahead.

The hard question isn't simply:

“How much money do I have?”

It's:

How much can I safely use right now?
When could cash start getting tight?
If my income stops, how long can I keep going?

Available Cash is built to answer those questions.

It brings your cash accounts, income, recurring expenses, credit cards, loans, assets, and future events into one cash-flow model, so you can see how your money may change over the coming weeks and months.

Planning a major purchase? Preview the decision first and see what happens to your cash flow after it occurs — across 30 days, 90 days, 180 days, or 1 year. See when a cash shortage may first appear, how large the shortfall could become, and whether your cash flow recovers.

Worried about running short later? The timeline brings future income, expenses, and repayments into one place, helping you spot cash pressure before your balance actually becomes a problem.

When real life no longer matches the plan, account calibration and credit-card reconciliation help bring the model back in line with your real balances.

Available Cash supports cash accounts, credit cards, loans, assets, income sources, recurring income and expenses, future events, projects, and multiple currencies. No bank connection is required. You maintain your own data, with backup and restore tools available when needed.

You don't need to predict your life.

You just need to see what happens to your money if your current plans continue.

Terms of Use (Apple Standard EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Is Available Cash safe?

Not enough ratings yet to assess Available Cash.

## Is Available Cash legit?

Available Cash has limited verification signals. The AppsHunter Legitimacy Score for Available Cash is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.1.2 — 2026-09-29

Improved emergency asset calculations for multi-currency setups.

Fixed minor display issues and improved stability.

### 1.0.1 — 2026-09-27

「从容时间」现在可以模拟收入停止后的真实现金变化：选择停止的收入，并纳入应急资产和额外可用来源，同时考虑未来固定支出、信用卡/贷款还款与日常消耗。
首页现金走势新增「应急储备」参考线，更容易判断未来是否会动用储备。
另外优化了快捷新增入口及部分使用细节。

### 1.0 — 2026-09-15

No release notes.

## Apps similar to Available Cash

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [云盈CFO](https://appshunter.io/ios/app/cfo/id6771658634) | — | Free | Finance |
| [SpendNext](https://appshunter.io/ios/app/spendnext/id6792591893) | — | Free | Finance |
| [Compound Wealth Simulator](https://appshunter.io/ios/app/compound-wealth-simulator/id6763703092) | — | Free | Finance |
| [Retirement Planing](https://appshunter.io/ios/app/retirement-planing/id6761031181) | — | Free | Finance |
| [Orvia: Smart Money Tracker](https://appshunter.io/ios/app/orvia-smart-money-tracker/id6806115168) | 1.0 (1) | Free | Finance |
| [Coastful: FIRE Calculator](https://appshunter.io/ios/app/coastful-fire-calculator/id6769537698) | 5.0 (3) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*