# Avant Credit > Mobile app for managing Avant loans and credit cards, including payments and transactions. (iPhone/iPad app by Avant, LLC (US).) - Source: https://appshunter.io/ios/app/avant-credit/id956960183 (this page in markdown: same URL + `.md`) - Developer: [Avant, LLC (US)](https://appshunter.io/developer/956960182) - Category: Finance, Education - Price: Free - Rating: 4.76/5 from 138,158 App Store ratings · 62 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 28 MB - Languages: English - Released: 2015-05-17 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/avant-credit/id956960183/reviews.md ## What is Avant Credit? Manage your loan or credit card wherever you are! The Avant app makes it easy to manage your loan: • See your upcoming payments and view your payment history • Receive push notifications about your account • Manage your payments, including adjusting dates and paying down your loan And manage your Avant credit card: • Schedule or cancel payments • View transactions • Add or remove payment methods • Enroll in autopay and paperless statements What is Avant? Borrow better through Avant, an online lending platform that provides access to credit through a fast, simple experience. Managing a loan through Avant or an Avant credit card can be done entirely online. Apply for a loan or card in minutes on our website. Avant branded credit products are issued by WebBank, member FDIC. Note: You cannot apply for a loan or credit card through the Avant app. If you would like to apply, please visit www.avant.com on your computer or mobile device. ## Key features - View upcoming payments - See payment history - Receive account notifications - Manage loan payments - View credit card transactions - Add/remove payment methods - Enroll in autopay ## What do users think of Avant Credit? Overall sentiment: negative **Pros** - 🚀 Fast and easy application process - 👍 Helpful customer service - 💡 Opportunity to build credit - 🚀 Straightforward credit card service **Cons** - 🐛 Inconsistent credit limit increases - 🔒 Poor fraud protection - 🔒 Difficulty resolving issues - 🔒 Unreliable card functionality - 💰 High annual fees and interest rates **Commonly reported bugs** - Unexplained credit limit decreases - Delayed or incorrect payment processing - Inaccurate credit reporting **Most requested features** - Improved notification options - Contactless payment capability - Ability to update account information easily ## Recent user reviews (10 of 62) All indexed reviews: https://appshunter.io/ios/app/avant-credit/id956960183/reviews.md ### 1/5 — Would give it 5 stars except for poor loyalty *2024-04-16* I have had the Avant card for over a year now. I make 2 to 3 payments a month, always higher than the min on every payment. I have high utilization as it is the card I use the most. I have 100 percent payment history on 24 accounts of different kinds. I can not get a credit increase keep being denied although I pay multiple times in a pay period. I do with all my cards. I am thinking about canceling it and going with a different card. I only need the increase to help my credit. I am working on building my credit regularly and am always a great loyal customer. So the denial on a simple increase when I pay double my bill multiple times a month as stated before just makes a person feel invalid and like a number not a great customer. If they do increase I’ll let you know. I recommend if you building credit and are looking for a card that rewards good behavior than I’d go with Brighway, credit one Amex is also very rewarding and not only automatically raises your credit every few month but they also reward you with upgrades and other top cards. This card is not loyal to good customer period. I’ve been repetitively informing you, because I know the need of a card that helps you grow your credit by rewarding and then that helps with utilizing. I would have never used this one this much if I had knew. So get u a card that treats you like a great customer. ### 5/5 — Very Happy. Was skeptical but now very satisfied *2024-02-03* I took a chance with their online application. I saw them on credit karma and I applied all online and was approved all online. Submitted information requested. It took a about a day for approval and then my loan funded straight to my bank a couple days later! So awesome!!!! I’m very happy I chose them. I feel like their rates were slightly higher than other lenders but I don’t mind because the service was fast and easy and I didn’t have to talk to anyone. I did a consolidation loan and was able to get funded straight to my bank for me to pay off my debts as I felt like and I appreciate that freedom. I recommend it to anyone who hates being in the phone going over stuff. Just pay attention to the rate you’re paying so you know what you’re working with. I’ve gotten 2 loans with them. My credit wasn’t the best when I first got this loan and I got approved. My credit score jumped about 50 points after paying down about 5 creditors with my loan. Now my credit is fair rising to good. I am grateful that they approved me the first time so seemlessly. The second loan I got was a better rate so it depends on your credit score. When you don’t have great credit as I did initially, I just wanted a loan to get out of my mess and I got approved without collateral and it helped me so much so yes I recommend and am a happy customer. ### 1/5 — Terrible card *2024-01-22* This is so unfortunate this card has been nothing but a problem ever since the start. It wouldn’t work to get gas at Costco right when I first got it and they couldn’t tell me why also won’t work to be attached to any Venmo, cash app, Apple Pay anything PayPal. Also they raised my credit limit while I was 2 days past my min payment due date and then told me I could not use my available credit since I was 2 days late on making a payment I then made a min payment and still was not able to use it they posted my payment for the following day and then charged me a late fee that was dated the day I attempted to make the payment won’t reverse the late fee and today now cannot make my available credit available still even tho when I call or look at the app it shows I have 227$ of available credit I understand that my payment may take a day or two to process and that payment won’t add the my available credit till then but why can’t I use my existing available credit I’ve been on the phone multiple times and get no where they never make any sense or answer the questions you ask they can’t give you to a manager and put you on hold to figure out anything you ask. Also asked when my Credit limit was raised wouldn’t my cash advance limit be raised they said yes and it was by like 60-70 bucks but I cannot use that until I lay my entire statement balance off hahah nothing ever makes sense **Developer response:** That's certainly not what we hope for. We strive to provide the highest level of service every day, and we're very sorry to hear that we didn't get it right this time. Is there any chance you'd call back in? Please call us at 800-712-5407 or write to us at Support@Avant.com. We'd love a chance to fix this situation. ### 1/5 — Card works better than some, but not great *2023-12-25* I am disappointed with this card mainly because they gave me about 1/3 of the credit limit that some of my other cards have had. I have been paying off card every month, always early, except 1 time since I’ve had this card. I’ve had card for about 1 year and they still refuse to increase my credit limit even though I usually pay it off totally every month. It’s only $300….I also had an issue one time with a pin error, they locked up my card and I had to call 4 times and wait 5-7 business days to get it working again. They said they had to change the pin and mail a new one to me????! Really. I had to borrow money to get gas that weekend to get home!!! Very embarrassing and totally stupid ridiculous! Anyway, I’m working on my credit and I will soon have a better card with actual rewards that I can earn by paying them off like I have this card, and soon I will get rid of it. I do like the fact that I can pay it quicker on the app, but it still won’t post all weekend long if you don’t pay it early Friday morning, so the balance won’t be available even though the money is gone from the bank. If you re on a trip and forget this, good luck because you can’t use it until Monday sometime…. ### 2/5 — Ugh *2023-12-02* I don’t usually do reviews but felt I had to this time. I am on disability and do not get my check until the 3rd of the month. They set my payment date for the 1st. Say they are not allow to change the payment date and to make a double payment so that I can pay it after the 1st. That would be fine if I had the extra money to make over a 100 dollar payment. Also when I applied it said I would not have a yearly fee then suddenly last year I was charged for a yearly fee. I use to love this card but here lately it seems that they’re just trying to ruin my credit score. This is the first time being late because I make the payment on line and because it’s a weekend they’re not going to credit it till after due date and cause me a late fee. Now I have to figure out someone I can borrow money from so that I can make a double payment plus a late fee this month. I called them just to be told it’s not their problem it’s mine. My credit is perfect. Always pay my bills before they are due. This is so frustrating to deal with knowing that I’m just going to keep getting charged a late fee. The card is never going to get paid off because I’m just going to keep getting hit by late fees on it. Oh but they have me a credit raise. Anyway from now on I’ll probably be using a different credit card. Which I could use one of my other cards to make a double payment but they will not accept another credit card to do it. 😡😡😡😡 ### 2/5 — Contact us*** *2023-11-30* I called the only option available, under the “contact us” option, and needed a new card sent out because I’d been unable to get the card to read in any machine. I also requested to update my address as the previous address was at my parents house where I’d been staying most the time caring for them! The “assistant” was unable to help with either request. And read me off a disclaimer about this call is to collect a debt.” Actually, as I informed her, I’d been able to login and make my payment and she was able to recite all the details of what I’d done online. Also, she can’t send the card to the address on file even though I still can receive mail at my parents house. She can’t update the address either, I’ll need to send proof of residency, to the email. Ummmm, what email? There’s nothing I can find on the site to email or I’d have done that. Simply: don’t give me an only option of “contact us” for any problems and then have someone who can’t do anything I need or provide me with information on where to send proof of residency. Since when does a CC company not want your updated address for correspondence. Today is the only problem I’ve ever had with this account but this is extremely poor customer service and very frustrating! ### 5/5 — VERY satisfied, but…. *2023-08-18* I’ve had this credit card for quite awhile now, and I’m very pleased with it. I started with a modest credit limit, and honestly Avant has consistently raised my CL about every 6 months, and always without me asking for it. I now have a great CL and my FICO score has dramatically improved. I always make my payment as soon as it comes up on their app, which by the way is incredibly easy to maneuver through. Everything was going along nicely until I made my payment, due Sept. 1st, on August 6th when it showed up on their mobile app. According to my PayPal account, the payment was made at 5:57am on August 6th, the day it’s due. And that’s the same date I’ve made my payment for as long as I can remember. Unfortunately for me, Avant applied my August 6th payment to my account on August 5th. That means I made two payments in August and now I’m due Sept 1st again. I’m not happy about this at all. I would really appreciate it if someone high up the food chain with Avant would please call me to try and resolve this. I love your company, and I love my credit card, but right now I’m not feeling the love from your side. All my contact info you should already have, so please, PLEASE!, call me sometime so we can have a chat. ### 4/5 — Cryptocurrency recovery *2023-08-07* I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz. Unfortunately for me, I invested 80,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail. ### 1/5 — Card never works *2023-07-19* So apparently the credit card doesn’t really work it declines most of my purchases when I have more than enough available balance they have sent me three cards so far I’m unable to even activate them. When you call, it says it’s activated then when you go to the store you get embarrassed because it gets declined. they’re getting a star because I have to give them something to submit the review. If it was possible, they will get negative stars. This is one of the worst credit cards I’ve ever had. Also, their customer service is useless they’re rude. And not knowledgeable in their job and cannot help you the response to everything is a I’ll submit a request but can never transfer you to a different department even the supervisors don’t know what’s going on. and they keep submitting all these requests but nothing ever gets resolved. It has now been four months I’m going back-and-forth and I still can’t get a credit card from them to activate. Again, I just got off the phone. I’ve been on hold for 10 minutes to speak with Patrick O who supposedly is an account supervisor, who did absolutely nothing again I was told will submit a request. I asked to speak to somebody above him and I was told he’s the highest it goes. It’s funny that the highest account supervisor is answering a regular customer service call. ### 1/5 — ABSOLUTELY WORST CUSTOMER SUPPORT! *2023-07-16* This card has been nothing but a disappointment. It sometimes takes me days and several attempts via telephone to get Customer Service on the line to resolve an issue. Then, when I finally get to speak to someone, they are usually a complete idiot, rarely do they have good command of the English language, and more often than not, they will lie to you when they just don’t know what the answer is, or you have requested to speak to a supervisor, and they do not want to look bad with their supervisor for not being able to resolve your issue, so they will lie to you and actually tell you there are no supervisors. I just this morning received an alert from Avant telling me there were two suspicious charges recently transacted for me to please answer via the telephone prompts. I only learned of the first charge and not the second because once I affirmed for them that the first charge was not made by me. They then put me on hold to speak with the fraud department. I waited on hold for 30 minutes and then the automated system terminated my call and stated I needed to call in to Avant card services myself later on today. So they just completely wasted my time for a half hour on hold. I have tried getting someone to answer my call three times already today and I just get placed on hold. Do yourself a favor and run as far away as you can from this card. It is not a good card you would get better rates from the mafia. ## Frequently asked questions about Avant Credit ### What can I do with the Avant app? The Avant app allows you to manage your existing Avant loan or credit card accounts. You can view upcoming payments, check your payment history, receive account notifications, and manage your payments. For credit cards, you can also view transactions, manage payment methods, and enroll in autopay. ### Can I apply for a new loan or credit card through the app? No, you cannot apply for a new loan or credit card directly through the Avant app. To apply, you will need to visit the www.avant.com website on your computer or mobile device. ### Is the Avant app free to use? Yes, the Avant app is free to download and use. There are no in-app purchases or ads mentioned in the app's description. ### What kind of financial products does Avant offer? Avant is an online lending platform that provides access to credit. They offer personal loans and credit cards. The app is designed for managing these existing credit products. ### What are the benefits of using the app for my loan or credit card? Using the app provides convenience by allowing you to manage your accounts from anywhere. You can easily track payments, receive timely notifications about your account, and make adjustments to your payment schedule or methods without needing to log in on a computer. ## Version history (last 5 releases) ### 3.8.8 — 2023-03-07 Like using Avant Credit? Rate us! We tightened up a few loose screws under the hood to improve your app experience. Questions? Send us a message at support@avant.com ### 3.8.0 — 2022-11-18 Like using Avant Credit? Rate us! We tightened up a few loose screws under the hood to improve your app experience. Questions? Send us a message at support@avant.com ### 3.7.8 — 2022-06-23 Like using Avant Credit? Rate us! We tightened up a few loose screws under the hood to improve your app experience. Questions? Send us a message at support@avant.com. ### 3.7.7 — 2022-04-04 Like using Avant Credit? Rate us! We squashed a few bugs and tidied up around the place to improve your app experience. Questions? Send us a message at support@avant.com ### 3.7.6 — 2022-02-21 Manage your loan or credit card any time, anywhere with Avant Credit. This release fixes issues in the make payment process where some users would spontaneously exit the workflow. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*