# Avant — user reviews

> 1,886 indexed App Store user reviews of Avant by Avant, LLC (US), rated 4.80/5 from 111,087 ratings.

- Source: https://appshunter.io/ios/app/avant/id1578316983/reviews
- App overview in markdown: https://appshunter.io/ios/app/avant/id1578316983.md
- Rating breakdown: 5★ 72,326 · 4★ 4,405 · 3★ 1,103 · 2★ 297 · 1★ 1,861

## What do users think of Avant?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service

**Cons**

- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication

**Commonly reported bugs**

- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations

**Most requested features**

- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options

## Newest reviews (10 of 1,886)

### 2/5 — Payment

*2026-09-05, version 3.9.6*

I was approved with a credit score of 548. So that’s great. But I haven’t been able to make a payment because I can’t use my business checking account. It’s the only bank account that I have. Now I run the risk of impacting my credit negatively. I am also still waiting for a call back from a supervisor and it’s been 4 days.

### 1/5 — Not helpful for building credit

*2026-09-03, version 3.9.6*

I have a $300 credit limit, and Avant charged a $50 annual fee right after I had used the card, pushing the account over its limit. I typically just pay it off as I use it so I immediately paid the entire balance, and the payment has fully cleared my bank. Avant now shows my current balance owed as $0, yet my available credit is still  -$57. They have my money, it cleared my bank a week ago..  but they still have not restored my credit availability. A card with such a low limit, a substantial annual fee, and delayed access to cleared payments is not helpful for building credit. This card will actively hurt your credit score.

### 1/5 — Avant

*2026-09-03, version 3.9.6*

Fee over price

### 1/5 — Low limit, high fee, and it hurts your credit score.

*2026-09-03, version 3.9.6*

0

### 1/5 — Paydaye

*2026-09-01, version 3.9.6*

I don’t get my social security check until the 3 rd of the month. 
I finally got caught up on all the late fees of 41.00 every time. I called and asked to change my pay date please the 4 or 5. Absolutely no she said. So guess what?

### 3/5 — Fee’s

*2026-09-01, version 3.9.6*

When I first got the Avant card there were no fee’s now I have a fee and when I try to contact someone over this I get no reply. Even though I enjoy the card and I have no balance and haven’t for quite sometime definitely going to cancel my card

### 5/5 — Avant

*2026-09-01, version 3.9.6*

I really enjoy having this credit card and service

### 1/5 — Will not allow us to pay online with credit cards

*2026-09-01, version 3.9.6*

By an client  trying to constantly pay my bill online but they have the audacity to tell me I have to pay with another card in my name hell long as I’m paying my bill who business is it

### 5/5 — It’s working!

*2026-09-01, version 3.9.6*

Great credit card!!!!! Thank you for increases without having to ask!!!!

### 1/5 — Do not recommend

*2026-08-31, version 3.9.6*

Patronizing customer service Reps.  Please stop talking to me like I’m a child.  They never know how to answer the questions.  I don’t know why it has taken me 5 years to be fed up!!

## Most critical reviews (10 lowest-rated)

### 1/5 — Terrible experience

*2026-09-07, version 3.9.6*

Card continually goes on a fraud hold, even when I approve the purchase and reply to a fraud alert. I have to call in, walk through my purchases have the hold removed and then it does it again as soon as I try another purchase.  Very frustrating experience.

### 1/5 — The application has entered an unrecoverable state. Please make sure that your Browser and Operating

*2026-09-07, version 3.9.6*

Impossible to complete application

### 1/5 — Bad customer service

*2026-09-07, version 3.9.6*

They report you to the credit bureau for being over the limit for  1 dollar I regret getting a credit card from this company

### 1/5 — Mad

*2026-09-06, version 3.9.6*

Not checking with the customer to see if they really ordered Spotify and I’m charged for Spotify and I didn’t order Spotify and I can’t get a hold of anybody to correct this to fix it to put the money back on the card to close the account whatever you gotta do, I don’t know, but I am very upset with this . I guess I don’t need to make any more payments on the card. Just go with bad credit because this is stupid taking money out for something. I did not order go back and look at all my history you’re gonna see that I am right.

### 1/5 — Paul

*2026-09-06, version 3.9.6*

Your customer service line for a lost card isn’t working

### 1/5 — App is garbage

*2026-09-05, version 3.9.6*

Negative

### 1/5 — Payment processing schemes

*2026-09-05, version 3.9.6*

They do not process payments in a timely fashion which causes monetary issues to then charge fees AND do not successfully process payments when THE MONEY IS IN THE ACCOUNT the day they go in to withdraw the scheduled payment. I paid the amount owed IN FULL and come in 2 days later to see another amount owed instead of $0. They scheme to charge you fees with predatory practices. BEWARE!

### 1/5 — Liars

*2026-09-05, version 3.9.6*

I paid my bill 327$ and they still added another 300 on top, called customer service paid another 300$ and somehow I am still negative 300 again.

### 1/5 — TRASH!!!

*2026-09-04, version 3.9.6*

Avant is absolutely trash. There is nothing that will benefit you from working with Avant. HORRIBLE customer service. The app sucks, the limits aren’t as high as they should be. Waste of time!

### 1/5 — Payment due date

*2026-09-04, version 3.9.6*

I have called at least 5 times begging for a 1st or second due date. Instead they refuse and my due date remains the 25th of the month. I am on SSDI. I am charged a $39 late fee every month for paying on the 1st. Unscrupulous, theft.

## Most praised reviews (10 highest-rated)

### 5/5 — Amazing

*2026-09-05, version 3.9.6*

They are a straightforward credit company one of my favorites

### 5/5 — Awesome

*2026-09-04, version 3.9.6*

Really fast easy and convenient mobile app

### 5/5 — Excellent Help

*2026-09-04, version 3.9.6*

This company offers an easy affordable solution to purchases that improve your life.

### 5/5 — Retired

*2026-09-04, version 3.9.6*

The best credit card app

### 5/5 — Payment scheduling

*2026-09-04, version 3.9.6*

I love this card
With six credit cards, the best card is the Avant card and because I am disable, physical mobility is an issue when you have carpal tunnel in both hands a user friendly website a great idea keep up the good work guys

### 5/5 — New Card

*2026-09-03, version 3.9.6*

I really do like this card so far

### 5/5 — Very good credit card. Good income

*2026-09-03, version 3.9.6*

I got not so good credit because I co-signed for someone and they disappointed me. But I am gradually getting back on my feet and this credit card came handy.

### 5/5 — Credit ops.

*2026-09-03, version 3.9.6*

I will show up when your credit bureau doubts me. ..keep continuing to doubt me

### 5/5 — Good

*2026-09-02, version 3.9.6*

Good credit builder

### 5/5 — Gracias 🙌👍

*2026-09-02, version 3.9.6*

Muchas gracias.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*
