# Aven Card

> Credit card using home equity for funds, managed via a mobile app. (iPhone/iPad app by AVEN FINANCIAL TECHNOLOGIES, INC.)

- Source: https://appshunter.io/ios/app/aven-card/id1541705487 (this page in markdown: same URL + `.md`)
- Developer: [AVEN FINANCIAL TECHNOLOGIES, INC](https://appshunter.io/developer/1541705489)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 7,418 App Store ratings · 68 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 37 MB
- Languages: English, Spanish
- Released: 2020-12-09
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/aven-card/id1541705487/reviews.md

## What is Aven Card?

Aven is the world’s first credit card that unlocks your home equity. Save time, effort, and money, all right from your phone. Get low rates with your home. Decision in minutes. 100% online.

The Aven app is the EASIEST and most SECURE way to manage your Aven Card. Using TouchID, or FaceID, you can instantly check your card balance, transaction history, pay bills, view payment activity, set up notifications, set up security — and more.

Other banks have used access/debit cards as a means of withdrawing money from a home equity line, Aven’s card is unique in that the credit card is the primary source of funds and function. It is the first credit card backed by home equity to publicly launch into the market.

Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.

## Key features

- Unlock home equity with a credit card
- Manage card from your phone
- Check balance and transaction history
- Pay bills and view payment activity
- Set up notifications and security features
- Instant decisions and 100% online process

## What do users think of Aven Card?

Overall sentiment: positive

**Pros**

- 🚀 Quick and easy process
- 👍 Streamlined lending experience
- 💰 Helps consolidate debt and lower interest rates
- 🏠 Allows accessing home equity
- 🤑 Provides needed cash for expenses

**Cons**

- 🔒 Concerns about security with multiple login steps
- 💳 Low daily spending limit

**Commonly reported bugs**

- App stuck on loading screen for some users
- Occasional app crashes

**Most requested features**

- Improve login process with more seamless biometric integration
- Increase daily spending limit

## Recent user reviews (10 of 68)

All indexed reviews: https://appshunter.io/ios/app/aven-card/id1541705487/reviews.md

### 5/5 — Love this card

*2026-08-09, version 1.0.87*

Great transfer benefits

### 5/5 — Aven card

*2026-08-02, version 1.0.87*

1000

### 5/5 — Impressive

*2026-08-02, version 1.0.87*

From application to funding, arguably the easiest online/app process I have experienced.

### 3/5 — New account

*2026-07-30, version 1.0.87*

Not enough time to give a real feedback

### 5/5 — Nice

*2026-07-11, version 1.0.87*

I love it here.

### 5/5 — Aven card

*2026-06-24, version 1.0.87*

Thank you to Vivian,who called me and followed up multiple times to make it easy for me.

### 5/5 — Aven financial

*2026-06-20, version 1.0.87*

Very fast, smooth and easy process

### 1/5 — Daily Caps Not Advertised

*2026-06-03, version 1.0.87*

Terrible product, I replaced my heloc for a daily cap that wasn’t advertised so I can’t use the credit card and a 2.5% cash advance fee that would not be present with a normal heloc….  Maybe the worst product I’ve gotten into in my last 10 years….

### 5/5 — Just got the card

*2026-05-12, version 1.0.87*

A great an easy way to get credit.

### 5/5 — Nice benefit card

*2026-05-08, version 1.0.87*

It good to have this card. Looks professional card with 3% cash back on all purchases.

## Frequently asked questions about Aven Card

### What is the Aven Card?

The Aven Card is a unique credit card that allows you to unlock your home equity as a source of funds. It functions as a credit card, but is backed by your home's equity, offering a new way to access funds.

### How do I manage my Aven Card?

You can manage your Aven Card entirely through the Aven app on your phone. The app provides a secure and easy way to check your card balance, view transaction history, pay bills, and set up notifications and security features.

### Is there a cost to use the Aven Card app?

The Aven app itself is free to download and use for managing your Aven Card. The card may have associated interest rates and fees typical of credit cards, which are detailed during the application process.

### Who is the Aven Card for?

This card is designed for homeowners who want to access their home equity without the traditional processes of home equity lines of credit or cash-out refinances. It's for those seeking a convenient, mobile-first solution.

### How is the Aven Card different from other home equity products?

Unlike traditional home equity lines of credit where a debit card might be used for withdrawals, the Aven Card is the primary credit card and source of funds directly backed by your home equity. It offers a streamlined, 100% online application and management experience.

## Version history (last 5 releases)

### 1.0.87 — 2026-04-17

Added support for mobile check deposit

### 1.0.86 — 2026-04-10

- Bug fixes and improvements

### 1.0.85 — 2026-04-02

- Bug fixes and improvements

### 1.0.84 — 2025-12-09

- Bug fixes and improvements

### 1.0.83 — 2025-11-24

- Bug fixes and improvements

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## More apps by AVEN FINANCIAL TECHNOLOGIES, INC

- [Aven Advisor: Credit Check App](https://appshunter.io/ios/app/aven-advisor-credit-check-app/id1597186683)

All apps by AVEN FINANCIAL TECHNOLOGIES, INC: https://appshunter.io/developer/1541705489

## Related topics

[heilock](https://appshunter.io/ios/topics/heilock) · [equity residential](https://appshunter.io/ios/topics/equity-residential) · [home equity](https://appshunter.io/ios/topics/home-equity)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*