# Avere — Personal Net Worth Tracker

> Personal Net Worth Tracker (iPhone/iPad app by Joel Towers.)

- Source: https://appshunter.io/ios/app/avere/id6767639085 (this page in markdown: same URL + `.md`)
- Developer: [Joel Towers](https://appshunter.io/developer/1894723915)
- Category: Finance
- Price: Free (on sale, was $3.99)
- Age rating: 4+
- Requires: iOS 17.6 · 28 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-09-20
- User reviews in markdown: https://appshunter.io/ios/app/avere/id6767639085/reviews.md

## What is Avere?

Avere — Net Worth, Done Right
Avere is a complete net worth and asset tracker built for people who want more than a simple balance sheet. Track cash, investments, GICs, real estate, and vehicles in one place — with the depth and accuracy serious financial tracking deserves.
TRACK EVERYTHING THAT MAKES UP YOUR WEALTH
Cash, savings, investments, real estate, vehicles, and more
Automatic GIC growth calculations based on principal, rate, and term
Multi-currency support with automatic base-currency conversion
Stock and ETF tracking with cost basis and gain/loss
SEE YOUR REAL FINANCIAL PICTURE
Debt-to-asset ratio with a built-in Asset Shock Simulator to stress-test your leverage
Diversification score that grades your portfolio across categories, concentration, and liquidity
Liquidity analysis that distinguishes true cash from locked-in holdings like GICs
Concentration risk alerts when one holding dominates your portfolio
SET GOALS AND STAY ON TARGET
Custom net worth goals linked to specific assets
Allocation targets per asset category with warning thresholds
Visual progress tracking with clear, accurate percentages
BUILT FOR ACCURACY
Avere doesn't just add up numbers — it understands them. GICs accrue interest over time. Debt tied to real estate is treated differently from debt tied to volatile investments. Your liquidity analysis reflects what you could actually access, not just a rough cash total.
Whether you're working toward a specific savings goal, managing a diversified portfolio, or just want an honest picture of where you stand, Avere gives you the tools to track it — accurately, and beautifully.


## Version history (last 5 releases)

### 2.0.7 — 2026-09-05

Refined Income/Income Trend presentation. Updated Withdrawal Rate percentages. Small UI changes.

### 2.0.6 — 2026-08-31

User interface changes.

### 2.0.5 — 2026-08-30

Minor changes to button labels and positions.

### 2.0.4 — 2026-08-25

New Monthly Cash Flow card
New: Withdrawal rate shown as a percentage of your liquid assets, so you can see how sustainable your spending pace is
Various cosmetic and UI polish throughout the app

### 2.0.3 — 2026-08-22

What's New
This update fixes a subscription bug and improves accuracy across the app:
Fixed an issue where some users who already purchased Avere were incorrectly shown a trial countdown after reinstalling or switching devices
You may see the welcome disclaimer appear once more due to a fix ensuring it's properly acknowledged
Fixed custom input fields (e.g. Desired Annual Retirement Payout) leaving a stray digit behind when fully cleared

## More apps by Joel Towers

- [Sudoku: Pure Edition](https://appshunter.io/ios/app/sudoku-pure-edition/id6766394321)

All apps by Joel Towers: https://appshunter.io/developer/1894723915

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-20.*