# Aviva Journey — Save more with good driving

> Usage-based car insurance app offering discounts and rewards for safe driving. (iPhone/iPad app by Aviva Canada Inc..)

- Source: https://appshunter.io/ios/app/aviva-journey/id1588012842 (this page in markdown: same URL + `.md`)
- Developer: [Aviva Canada Inc.](https://appshunter.io/developer/584866372)
- Category: Finance
- Price: Free
- Rating: 4.53/5 from 4,748 App Store ratings · 197 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 87 MB
- Languages: English, French
- Released: 2021-11-05
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aviva-journey/id1588012842/reviews.md

## What is Aviva Journey?

Take control of your car insurance with the Aviva Journey app. Get on-the-go visibility into the driving habits that impact your insurance premium—so you always know what helps you save. See your trips, scores, and personalized driving tips, and unlock usage-based discounts simply by driving safely. The safer you drive, the more you can save.

Sign up and enjoy a 10%* discount on your insurance premium in the first year. Keep driving safely to save even more at renewal. 

Note: Risky driving may increase your premium.

How Aviva Journey works 
The app uses your smartphone’s sensors to score you on: 
•	Safe speeds: Driving within posted speed limits  
•	Smoothness and control: Gentle acceleration, braking, and cornering 
•	Attentiveness: Staying focused on the road and avoiding smartphone use behind the wheel 

What you will see on the app
Trip details: View your recent trips, see how you scored and other driving stats on your personalized dashboard.
Driving score and savings: Your score is calculated from your driving data collected over a 12-month period. To qualify for a renewal discount, you must drive a minimum of 1,000 km during your policy term.
Driving tips and more: Get tailored suggestions to help improve your driving score. You can also use the handy Find My Car feature on the app to locate your parked car. 
With Aviva Journey, you’re in control. Better driving leads to bigger scores—and bigger savings on your car insurance. It’s that simple. 
Download the Aviva Journey app on your smartphone today and start driving your way to lower premiums. 
Speak with your insurance representative to enrol.

*Terms and conditions apply. Please refer to the Aviva Journey Terms of Use and FAQs for more information.  
The content on this webpage is for information purposes only. You will need to speak with your insurance representative to enrol in Aviva Journey. Savings are not guaranteed and vary based on your profile. Rates, discounts, and eligibility rules are subject to change without notice. The insurance products described are subject to terms, conditions, restrictions, and exclusions. In the event of a conflict or discrepancy between the information on this webpage and your insurance policy, the terms of your insurance policy will prevail. Not all people who call in will qualify.  

The auto insurance products are underwritten by Aviva Insurance Company of Canada, Aviva General Insurance Company, and S&Y Insurance Company, all subsidiaries of Aviva Canada Inc.  

Aviva Journey, Aviva and the Aviva logo are registered trademarks used under license by the licensor.  

Apple and the App Store are trademarks of Apple Inc.

## Key features

- Real-time driving data and insights
- Personalized usage-based discounts
- Rewards for safe driving habits
- Driving score and savings breakdown
- Tips for improving driving skills
- Find My Car feature

## What do users think of Aviva Journey?

Overall sentiment: negative

**Pros**

- 🚀 Reliable trip tracking
- 👍 Intuitive and informative
- 💰 Rewards for good driving

**Cons**

- 🐛 Inconsistent trip recording
- 🚦 Overly sensitive cornering and braking detection
- 🚫 Inaccurate speed limit detection
- 🤖 Poor distracted driving recognition
- 🔋 High battery consumption
- 🤔 Unclear 'Context' scoring

**Commonly reported bugs**

- App crashes and login issues
- Incorrect trip tracking and location data
- Discrepancies between in-app scores and actual driving performance

**Most requested features**

- Option to remove or adjust 'Context' scoring
- Ability to manually correct trip details
- Support for other modes of transportation (e.g., cycling, public transit)
- Improved customer support and responsiveness

## Recent user reviews (10 of 197)

All indexed reviews: https://appshunter.io/ios/app/aviva-journey/id1588012842/reviews.md

### 3/5 — Waaaay too sensitive

*2026-08-17, version 4.6.0*

I receive a 15% reduction via this app, and drive super calm and relaxed. So good driver opinion shared here. 

It’s overall unobtrusive, but it has a hair trigger for braking, turning and acceleration for regular daily commuting, it even flags eco-mode adaptive cruise control in highway start and stop traffic and penalizes you. It will penalize you for going 5kph over a speed limit.  And I’m not sure what database it’s using for posted speed, but it will flag you for speeding in the weirdest places. 

It also flags bus and bike rides as car trips, which can get annoying if you don’t notice and change the trip type. 

Overall it does what it does and I appreciate the substantial reduction in insurance, but wow calibrate the accelerometer and update your posted speed database please, it’s a bit silly.

### 5/5 — Umair saeed DHET-426

*2026-08-14, version 4.6.0*

its is a very good experience with aviva journey app is good friendly all good..

### 1/5 — Tracking Not updating despite correct settings

*2026-08-07, version 4.6.0*

I enabled Aviva Journey and ensured location access is set to “Always,” exactly as instructed. Still, my driving record hasn’t updated for more than a month. This is frustrating because the app seems to blame users for not giving permission, even when everything is set correctly. Please fix this issue so customers can rely on accurate tracking.

### 5/5 — Bien mais pas toujours fidèle ou fiable

*2026-07-29, version 4.6.0*

Parfois la negotiation des virages est viciée et n’est pas représentative de la réalité. Parfois aussi, même en n’étant qu’environ à 10% au dessus de la limite de vitesse, par exemple à 110 km/h dans une zone de 100, ou dans une zone de 110 qui n’est pas encore codifiée dans le système avion a, cela donne un moins bon score de manière erronée. Sinon l’application est bien pour le reste.

### 1/5 — Don’t accept using this app

*2026-07-29, version 4.6.0*

This app is absolutely trash don’t accept and don’t install it on your phone whatsoever even when you are a passenger still goes against you and at the end, this insurance is going to increase your rate traumatically I installed and used it on my phone for about a month and every trip I took even as a passenger it went against my driving record

### 1/5 — Cannot login???

*2026-07-28, version 4.6.0*

I have not been able to log in to this app for months. I’ve changed my password multiple times but no matter what I do, I always receive the “something went wrong, try again” alert and am now receiving messages that I will be unenrolled. Very frustrating

### 5/5 — Good stuff

*2026-07-20, version 4.6.0*

I honestly think all drivers should have this app to qualify for insurance, regardless of who’s insuring.  I encounter so much stupidity on the road.  Racing, speeding, shoulder driving.

### 3/5 — Braking is terrible

*2026-07-08, version 4.6.0*

I keep getting docked for braking when it’s just people brake checking me because they signal last second, it’s so unfair.

### 5/5 — Awesome experience

*2026-07-06, version 4.6.0*

Been using for 4 years

Getting petro gift cards every months great !!!

### 4/5 — Distraction assessment

*2026-06-23, version 4.6.0*

Overall the app is nice and intuitive. The only thing I believe could be improved is the way “distraction” (i.e. using mobile while driving) is assessed. In more than one situation I parked my car, walked somewhere else (a grocery store, for instance), and the app assumed I was using my mobile while driving. It doesn’t seem to understand when users are at the drive-thru, even though we are told the use of mobile devices in this situation will be understood as necessary; my rate for one trip went considerably down because I checked my phone while at the drive-thru.

## Frequently asked questions about Aviva Journey

### What does the Aviva Journey app do?

The Aviva Journey app monitors your driving habits using your smartphone's sensors to provide real-time feedback. This data is used to calculate a driving score, which can influence your car insurance premium. The safer you drive, the more you can potentially save on your insurance.

### How does the app help me save money on car insurance?

The app tracks your driving behavior, such as speed, acceleration, braking, and phone usage. By demonstrating safe driving habits, you can earn personalized discounts on your car insurance premium. At renewal, safe drivers could see savings of up to 20%.

### What are the rewards for good driving?

Besides insurance discounts, the app offers a Rewards feature where good driving scores can earn you eGift cards. For instance, driving within the speed limit might earn you a free coffee, and easy braking could lead to a free online retail product.

### How is my driving score calculated?

Your driving score is calculated based on data collected over a period of up to 12 months. The app scores you on safe speeds (driving within limits), smoothness and control (accelerating, braking, cornering), and attentiveness (avoiding smartphone use while driving).

### What are the requirements to qualify for an insurance discount?

To qualify for an insurance discount at policy renewal, you must drive a minimum of 1,000 km over the current policy term. The app collects your driving data to assess your safety score, which is then used to determine your eligibility for savings.

## Version history (last 5 releases)

### 4.6.0 — 2026-05-05

•	Bug fixes and UI improvements 
•	Performance upgrade

### 1.3.2 — 2024-04-10

•	Launch of Rewards
•	Further improvements to trip detection
•	Further improvements to overall program experience
•	Bug Fixes

### 1.3.0 — 2022-10-06

• Further improvements to trip detection
• Further improvements to overall program experience
• Bug fixes

### 1.0.6 — 2022-08-24

•	Further improvements to trip detection 
•	Further improvements to overall program experience including 
             o	Enabling users to edit public transport trips if required 
             o	Individual trips selectable on Latest Trips card on Dashboard 
•	Bug fixes

### 1.0.5 — 2022-04-26

o             Further improvements to trip detection 
o             Further improvements to overall program experience
o             Bug fixes

## Apps similar to Aviva Journey

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [belairdirect digital insurance](https://appshunter.io/ios/app/belairdirect-digital-insurance/id1251041999) | 4.6 (907) | Free | Finance |
| [Baneks换换 - Currency Exchange](https://appshunter.io/ios/app/baneks-currency-exchange/id1490202283) | 4.0 (13) | Free | Finance |
| [YONO SBI Canada](https://appshunter.io/ios/app/yono-sbi-canada/id1527990368) | — | Free | Finance |
| [Canadian Mortgage App](https://appshunter.io/ios/app/canadian-mortgage-app/id509978685) | 4.9 (88) | Free | Finance |
| [Intact Insurance: Mobile app](https://appshunter.io/ios/app/intact-insurance-mobile-app/id1363223619) | 4.6 (1,163) | Free | Finance |
| [Co-operators Online Services](https://appshunter.io/ios/app/co-operators-online-services/id1203319537) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
