# Axis NETSECURE — user reviews

> 37 indexed App Store user reviews of Axis NETSECURE by Axis Bank Limited, rated 1.10/5 from 68 ratings.

- Source: https://appshunter.io/ios/app/axis-netsecure/id836487291/reviews
- App overview in markdown: https://appshunter.io/ios/app/axis-netsecure/id836487291.md
- Rating breakdown: 5★ 1 · 4★ 1 · 3★ 0 · 2★ 1 · 1★ 65

## Newest reviews (18 of 37)

### 1/5 — Doesn’t work when you change to new device

*2020-02-20, version 4.0.3.4*

Recently changed to new Apple device and now struck in activate this app in new device for more than two weeks. Reached support but not helpful much. Axis needs to change the Authentication process and make it simple like other international banking as they are very simple but still more secured

### 1/5 — Net secure

*2020-02-13, version 4.0.3.4*

Not user friendly app and process

### 1/5 — Who the hell designed it!!

*2019-11-01, version 4.0.3.4*

Such a hassle to access to my own. One of the worst Apps and security Axis bank has. Absolute BS

### 1/5 — Terrible!

*2019-10-29, version 4.0.3.4*

Would have given zero stars but that’s not an option! I have been trying to log into my account but the app and site have so many bugs that I’m not able to access my funds. Just terrible. Extremely poor for a reputed bank. I have an NRE/NRO Ac and online banking is a must since I am in the US! Terrible.

### 1/5 — Headache to use

*2019-07-29, version 4.0.3.4*

Their idea of making the app secure is to just put as many hurdles in the way of making everyday transactions. A donkey could have designed a better user experience.

### 1/5 — Unreliable

*2019-06-17, version 4.0.3.4*

Very unreliable. Switched over to SMS/email to get OTP. Worst experience.

### 1/5 — Worst experience

*2018-12-30, version 4.0.3.4*

Really frustrating experience as NRI customer and can’t do any new transactions because of this NETSECURE. I work for IT and Completely understand security aspects. But this is useless and very very customers unfriendly.

Thinking of closing my account because of this. Do something guys.

### 1/5 — DO NOT INSTALL!

*2018-10-02, version 4.0.3.4*

Impossible to validate app! And it locks you out of netbanking entirely. Wasted hours on this today. Please stick with mobile or email OTP option. Other reviewers have had the same problem.

### 1/5 — useless

*2018-07-03, version 4.0.3.4*

hassle for users.

### 1/5 — Verification failed multiple time

*2018-05-17, version 4.0.3.4*

Verification failed multiple time, even though it was correctly entered three times, it failed.

### 1/5 — Worst customer service changing to new phone is a pain

*2018-03-03, version 4.0.3.4*

Worst customer service changing to new phone is a pain

### 1/5 — Worst app. Not at all user friendly

*2018-01-04, version 4.0.3.4*

Really painful to use this. Very confusing OTP. I understand security is important but this app is way beyond security. Grow up kiddos. It gets stuck sometimes and I need to restart my app. And the axis bank app is really frustrating. How someone lives in abroad can get SMS OTP for the first time login. Put email option guys. I am just closing my axis bank account just because of this frustrating app. Good bye Axis Bank

### 1/5 — Worst banking ever

*2017-10-01, version 4.0.3.4*

Seriously!!!!
Why you have to make such a crappy app and make everyone depend on it. It won't login and customer care doesn't even resolve it correctly. I am going to India next month and first thing I do is cancel this account. If anyone reads this hope they understand why I was forced to close down my account.

### 1/5 — Worst app in the human history

*2016-12-07, version 4.0.3.4*

Wish I could give zero star for this worthless piece of crappy app. Setup is crucially painful. Why the hell do we need multiple layers of authentication to login to a banking site? Does any banks in the USA needs this? Sometimes this login code doesn't work and up need to do his setup all over again. I despise the person who created this piece of crap. I hate axis bank because of this stupid app and the authentication idea.

### 1/5 — Seriously thinking of switching bank because of this app

*2016-03-10, version 4.0.3.4*

This app is very user unfriendly. Keeps crashing. There are 10 thousands pin and password just to access my bank balance. They don't understand security. You don't add more security just by making user enter 50 thousand pins just for a simple login or purchase online. Wish I could give 0 stars

### 1/5 — Does not work

*2016-02-23, version 4.0.3.4*

Does not work well. Do not waste time on this App. Verification step fails repeatedly. I eventually used Netsecure by SMS. It worked flawlessly.

### 1/5 — Pathetic app - Doesn't work

*2015-10-30, version 4.0.3.4*

Same issues for me as mentioned in other reviews. Tried over 10 times. The CSR just repeats standard procedure that's does NOT help.

### 1/5 — Axis bank customer

*2015-10-14, version 4.0.3.4*

Worst service. I'm facing the same issue. Not able to login to my account. They are more more secure that prevents even the account owner from logging in. Looks like they don't want anyone NRI to release any funds. I am going to close my account now.

## Most critical reviews (10 lowest-rated)

### 1/5 — More complex for NRI

*2024-01-23*

Technology upgrades should promote the customer’s experience with safety, but apps like this are frustrating in the name of the many points authentication.  I am a NRI, and am expected to send SMS from foreign numbers. Axis bank shall consider us make it easier and safer, if they would like to keep their customers.

### 1/5 — DO NOT USE THIS - it is a joke

*2023-12-22*

If you’re seeing this before you register your account online, DO NOT SELECT TO USE THIS APP. You should NOT SELECT TOKEN VERIFICATION and SKIP that part when registering. They don’t have any control over their team who is responsible for NETSECURE app and Axis Bank representatives are stating over chat in written that the team closes the “service request” saying “app is under upgradation”. This is Axis Bank’s failure the app development team’s failure.

### 1/5 — What a joke of an app

*2023-06-17*

Why do you create such a dumb app that is so not useful. The people who built this were probably drunk when they designed it or some kind of sadists. If you are forcing this on NRI atleast think of the possibility that not all NRI can send a text/sms to an Indian number to activate the token. The app support is on another level. Chatting with an agent to get this resolved was super frustrating and he didn’t know what to do. I feel I need to move away from Axis!

### 1/5 — Worst most painful useless app wasted hours and didn’t accomplish what I needed to do

*2022-11-18, version 4.0.6*

The worst app I have ever dealt with - this app is meant to drive customers insane with the ridiculous looping back between bank website and app - both of which have dysfunctional authentication protocols that will make you chase pros and authentications back and forth until you are ready to tear your hair out. Please kill this thing now.

### 1/5 — Garbage

*2020-06-18, version 4.0.3.4*

That’s all. Why would Apple allow a product like this ?

### 1/5 — very bad experience, still not able to Use

*2020-06-08, version 4.0.3.4*

I have been trying to use Netsecure for a month now with multiple follow ups to Customer care. No luck in activating the device.

You should think of better authentication mechanism, especially for NRI’s

### 1/5 — Crap app..

*2020-03-20, version 4.0.3.4*

Unstable and stupid banking system

### 1/5 — The worst app ever used!

*2020-03-15, version 4.0.3.4*

This is worst app design for any security app. Really complicated to use and highly unstable. Can’t transfer money when you need it the most!

### 1/5 — Piece of crap

*2020-03-14, version 4.0.3.4*

Top bank and all that. Can’t make an app that works. But there’s no way to access online account without an app. Utter piece of crap.

### 1/5 — Garbage app that fails for no reason

*2020-03-06, version 4.0.3.4*

The app will suddenly stop working for no reason and the website will also refuse to allow reactivation. Hideously user unfriendly

## Most praised reviews (2 highest-rated)

### 4/5 — Nice app!!

*2017-01-14, version 4.0.3.4*

Easy to use and better security!!

### 2/5 — Pain to get started

*2016-07-26, version 4.0.3.4*

The app is good a friendly, but it's not worth the frustration and stress to get it started.
I feel it's over done with the security layers to get started.
It's a pain in the un mentionable part to have it working on for the first time.
However once you succeed with the app for the first time, it's good.
So if if are going to install this app be prepared to go through the frustration.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
