# Axis - Smart Budget & Bills — See What You Can Spend Safely > Calculates safe-to-spend amount by factoring in income, bills, budgets, and savings. (iPhone/iPad app by Anthony Shi.) - Source: https://appshunter.io/ios/app/axis-smart-budget-and-bills/id6761450086 (this page in markdown: same URL + `.md`) - Developer: [Anthony Shi](https://appshunter.io/developer/1873209384) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 28 MB - Languages: American English - Released: 2026-04-23 - Data updated: 2026-06-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/axis-smart-budget-and-bills/id6761450086/reviews.md ## What is Axis? Axis shows you one clear number: what you can safely spend today. Connect your bank accounts through Plaid, and Axis automatically calculates your Safe-to-Spend — your real available money after bills, budgets, savings goals, and emergency reserves are accounted for. SAFE-TO-SPEND Stop guessing. Axis looks at your income, upcoming bills, budget commitments, and savings goals to tell you exactly how much you can spend without getting into trouble. Updated daily with your real bank data. SMART BUDGETS Set budgets by category and watch your spending in real time. Axis shows you how much is left, your daily spending pace, and alerts you when a budget is running low. SAVINGS GOALS Set targets for anything — emergency fund, vacation, new car. Track your progress with visual indicators and see how your goals affect your daily spending power. UPCOMING BILLS Never miss a payment. Axis detects your recurring bills and subscriptions, shows due dates, and factors them into your Safe-to-Spend automatically. CAN I AFFORD IT? Thinking about a purchase? Type what you want to buy and Axis instantly models the impact on your finances over the next 3-12 months. No guesswork — see exactly how a $500 TV or a $200/month gym membership affects your budget. WIDGETS Glanceable home screen widgets for Safe-to-Spend, budgets, goals, upcoming bills, and recent transactions. Always know where you stand without opening the app. SECURITY Bank-level encryption. Your credentials are handled by Plaid and never touch our servers. Face ID and Touch ID supported. Two-factor authentication available. • Connect checking, savings, and credit card accounts • Automatic transaction categorization • Daily spending pace and 7-day trends • Bill detection and due date tracking • Decision modeling for purchases • Home screen and lock screen widgets • Dark mode support • No ads, ever ## Key features - Safe-to-Spend calculation - Smart budgeting by category - Savings goal tracking - Automatic bill detection - Purchase impact modeling - Home screen widgets - Bank-level security ## Frequently asked questions about Axis ### What is Axis's 'Safe-to-Spend' feature? Axis calculates your Safe-to-Spend amount by analyzing your income, upcoming bills, budget commitments, and savings goals. This provides a clear number representing how much you can safely spend daily without jeopardizing your financial health. ### How does Axis help with budgeting? Axis allows you to set budgets by category and monitors your spending in real-time. It shows you how much is left in each budget, your daily spending pace, and provides alerts when a budget is nearing its limit. ### Can Axis help me save money? Yes, Axis features savings goals where you can set targets for various objectives like an emergency fund or a new car. It visually tracks your progress and shows how these goals influence your daily spending power. ### Does Axis track upcoming bills? Axis automatically detects recurring bills and subscriptions, displaying their due dates. These bills are then factored into your Safe-to-Spend calculation, helping you avoid late payments. ### How secure is Axis? Axis employs bank-level encryption for security. Your financial credentials are managed by Plaid and are not stored on Axis's servers. The app also supports Face ID, Touch ID, and two-factor authentication. ### What devices does Axis support? Currently, Axis is available on iPhone. The app is designed to provide a seamless experience on Apple's mobile devices. ### Does Axis have ads? No, Axis is completely ad-free. The app is committed to providing an uninterrupted and focused financial management experience for its users. ### How often is Axis updated? Axis was last updated on April 28, 2026, with version 1.0.2. This indicates a recent focus on development and improvements for the application. ## Version history (last 3 releases) ### 1.0.2 — 2026-04-28 Improvements and updates to keep your finances on track. ### 1.0.1 — 2026-04-27 Improvements and updates to keep your finances on track. ### 1.0 — 2026-04-24 No release notes. ## More apps by Anthony Shi - [HomeMath](https://appshunter.io/ios/app/homemath/id6758505813) - [MealSwipe - Recipe Discovery](https://appshunter.io/ios/app/mealswipe-recipe-discovery/id6762037747) All apps by Anthony Shi: https://appshunter.io/developer/1873209384 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*