# AYA PAY Wallet — AYA PAY

> Digital wallet for payments, money transfers, and mobile top-ups. (iPhone/iPad app by AYA Bank.)

- Source: https://appshunter.io/ios/app/aya-pay-wallet/id1485836756 (this page in markdown: same URL + `.md`)
- Developer: [AYA Bank](https://appshunter.io/developer/1356605410)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.25/5 from 483 App Store ratings · 56 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 136 MB
- Languages: Burmese, English, Chinese
- Released: 2020-01-15
- Data updated: 2026-08-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aya-pay-wallet/id1485836756/reviews.md

## What is AYA PAY Wallet?

Subscriber App is an app of AYAPAY system that is designed to bring convenience payments and money transfers into your everyday life 
With the Subscriber App, you can:
- Top up your mobile phone with 5 networks: MPT, Mytel, Ooredoo, Telenor, Mipec
- Cash in your Wallet at Agents or by verified AYA bank account
- Cash-out money at Agents or at ATMs
- Simply transfer money to Wallets, to Unwallet by OTP/NRIC or request transfer to receive money 
- Easily bills payment at any time with 2 billers: Ananda, Canal+
- Quickly payment in Merchant stores by scanning QR code or accepting the payment request
- Conveniently move money between Agent's Wallet and linked AYA bank account 
- Transaction management: review wallet balance, all transactions history over time and receive transaction notifications

## Key features

- Mobile top-up for 5 networks
- Cash in/out at agents and ATMs
- Wallet to Wallet transfers
- Bill payments
- QR code payments
- Transaction history

## What do users think of AYA PAY Wallet?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 🚀 Fast transactions
- 🔒 Secure transactions
- 💎 Points for exchange
- 📱 User-friendly interface
- 💰 Convenient for online work
- 💳 Can add credit card
- 🏦 Can link bank account
- 🌟 Good service
- ✅ Useful app
- 💯 Amazing app
- 💖 Love it
- 😊 Nice App
- ✨ Very satisfying to use
- 👍 Good

**Cons**

- 🐛 App crashes after update
- 🐛 App not working on iOS
- 🐛 Cannot click anything in app
- 🐛 Blank screen for transfers
- 🐛 Money gone but not received
- 🐛 App logs out unexpectedly
- 🐛 Balance shows 0
- 🐛 Unable to load software
- 🐛 App won't start if notifications disabled
- 🐛 Bad banking service
- 🔒 Weak security (password only)
- ⚠️ Update alert is annoying
- ❌ Travel and Shopping features unavailable
- ❌ Can't add bank account
- ❌ Cannot upgrade KYC
- ❌ Unfinished app released
- ❌ UI is awful

**Commonly reported bugs**

- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0
- Unable to load software after update
- App won't start if notifications are disabled
- Cannot touch register button on iPhone X UI
- Travel and Shopping features not available
- Cannot add Aya account
- NRC selection field missing options for KYC upgrade
- App itself logs out while using other functions
- No lock to open app

**Most requested features**

- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features

## Recent user reviews (10 of 56)

All indexed reviews: https://appshunter.io/ios/app/aya-pay-wallet/id1485836756/reviews.md

### 5/5 — Nice

*2026-06-12, version 3.3.17*

Secure and safe

### 1/5 — Selfie

*2026-04-20, version 3.3.16*

“I can’t take a selfie properly. I did exactly what it said, but it still shows ‘try again.’”

### 1/5 — No Lock to Open Aya Pay

*2026-02-15, version 3.3.14*

So far, my Aya Pay app not yet get log in step to enter this app. This pay can see all Bank account with amount. Even though, one click open to see inside of app. Why no lock for this Pay app?

### 2/5 — Good

*2026-01-31, version 3.3.13*

I like this.

### 1/5 — The worst app ever. You all need to fix the app system!

*2025-12-30, version 3.3.12*

Especially the system sending from bank to aya wallet pay can't be available all the time. Sometime when using vpn or anything can rarely send but most of time it's really bad. You all need to fix your app and check back the bad reviews. If you can't fix and check the reviews. Don't release the app on appstore.

### 5/5 — Five Star

*2025-12-18, version 3.3.12*

The best

### 4/5 — banking

*2025-12-06, version 3.3.10*

good

### 1/5 — Bug fix

*2025-11-20, version 3.3.9*

I ph 14 မှာ bank to wallet နဲ့ Wallet to bank မှာ လွှဲလို့မရပါ blank ကြီးပဲပေါ်နေပါတယ် ။

### 5/5 — AYA PAY Wallet

*2025-10-22, version 3.3.9*

Very satisfying to use

### 5/5 — Securely and easy to use

*2025-09-20, version 3.3.7*

Excellent digital wallet with a user-friendly design. The app runs smoothly, and transactions are secure and fast. Great experience overall.

## Frequently asked questions about AYA PAY Wallet

### What can I do with the AYA PAY Wallet app?

The app allows you to top up mobile phones for major networks, cash in and out money at agents or ATMs, and transfer funds to other wallets or unlinked accounts. You can also pay bills for select providers and make payments at merchant stores using QR codes.

### How do I add money to my wallet?

You can cash in your wallet by visiting an agent or by using a verified AYA bank account. This provides flexibility in how you fund your digital wallet for various transactions.

### Is the AYA PAY Wallet app free to use?

Yes, the application is free to download and use. The provided description does not mention any upfront costs or subscription fees for basic functionalities.

### What devices is the AYA PAY Wallet app compatible with?

The description does not specify exact compatibility details. However, as a mobile application, it is designed to run on smartphones and tablets that support its operating system.

### How can I track my spending with this app?

The app offers transaction management features, allowing you to review your wallet balance and access your complete transaction history over time. You will also receive notifications for your transactions.

## Version history (last 5 releases)

### 3.3.17 — 2026-06-01

- General bug fixes, security enhancements, and performance improvements.

### 3.3.16 — 2026-04-17

- General bug fixes and improvements

### 3.3.15 — 2026-03-16

- General bug fixes and improvements

### 3.3.14 — 2026-02-15

- Implemented liveness detection during the selfie step and face matching with ID for stronger security.
- You can now enable automatic payments for your electricity bills, so you never miss a due date.
- General Bug fixes and performance enhancements for a smoother app experience.

### 3.3.13 — 2026-01-29

- Added Card PIN Reset for credit, debit, and prepaid cards for better card control
- General bug fixes and improvements

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## More apps by AYA Bank

- [AYA mBanking 2.0](https://appshunter.io/ios/app/aya-mbanking-20/id1480199255)
- [AYA PAY Agent](https://appshunter.io/ios/app/aya-pay-agent/id1485836005)
- [AYA PAY Merchant](https://appshunter.io/ios/app/aya-pay-merchant/id1485836285)
- [AYA PAY Partner](https://appshunter.io/ios/app/aya-pay-partner/id6449485948)
- [AYA Trust Trading](https://appshunter.io/ios/app/aya-trust-trading/id6633430473)

All apps by AYA Bank: https://appshunter.io/developer/1356605410

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*