# AZAPAY — Easy Payment, no card required

> Nigeria's easy payment solution for sending, receiving, and paying bills. (iPhone/iPad app by Hotbox Technology.)

- Source: https://appshunter.io/ios/app/azapay/id1587948981 (this page in markdown: same URL + `.md`)
- Developer: [Hotbox Technology](https://appshunter.io/developer/1587948983)
- Category: Finance, Business
- Price: Free
- Rating: 2.33/5 from 3 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 124 MB
- Released: 2021-10-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/azapay/id1587948981/reviews.md

## What is AZAPAY?

AZAPAY is the easiest way to send money, receive money, and pay bills in Nigeria.

It is the first lifestyle and culture-fit payments solution built to deliver seamless financial transactions for everyday users; businesses and
consumer-driven enterprises. We believe payments should be easy for everyone, anywhere, anytime.

Azapay provides a personalized, encrypted, and easy-to-use platform that empowers users to easily settle key financial needs - SEND & RECEIVE FUNDS SEAMLESSLY, PAY BILLS, MAKE PURCHASES WITH EASE.

Coming soon:
* Withdraw cash

Features:
- Create an account: You are able to create an azapay user account with or without BVN.
- Sign in: You are able to sign in to your account after creating your account and the app remembers.
- Send money: You are able to send money to all users within azapay with their unique identifier called AZATAG. You are able to send money to anyone with a phone number. You are able to send money to other banks in Nigeria. 
- Request money: You are able to request money from any azapay user with their unique identifier called AZATAG.
- Fund account by link bank: You are able to fund your azapay account within the app by linking your access bank account.
- Fund account by USSD: You are able to fund your account via USSD with the app by using our dial-up.
- Fund account via account number: You are able to copy your account details to fund your account via your regular banking app.
- Pay Merchant: You are able to pay all and any AZA MERCHANT from the app.
- Buy Airtime: You are able to buy airtime from the app and from all telecoms present in Nigeria
- Buy Data: You are able to buy data from the app and from all telecoms present in Nigeria
- Account Upgrade: You can upgrade your account from tier 1 to tier 3 by providing the necessary documentation.
- Transaction History: You are able to view your transaction history

How to use AZAPAY APP:
1. Download the app on the playstore/appstore
2. Follow the signup process to successfully sign in. 
3. Click Fund account to fund your AZAPAY account, either by linking your other bank or USSD dial-up or Copy your account number and fund within your other Bank app.

Congratulations! Welcome to the world of Easy Payments!

## Key features

- Send and receive money
- Pay bills and merchants
- Buy airtime and data
- Link bank accounts for funding
- Fund account via USSD
- View transaction history
- Account creation without BVN

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/azapay/id1587948981/reviews.md

### 1/5 — AZAPAY

*2022-10-26*

I don’t understand they network for days now you are spoiling my business it almost two weeks now if you upgrade anything atleast your user should know about it

### 1/5 — Not working after collecting bank details

*2022-08-15*

You guys are Basterd 

SCAMMERS!

### 5/5 — 2gaga

*2021-12-05*

I love this app…….. very fast and reliable and it’s very easy to use…… I love this app from the very beginning. Great work 💯

**Developer response:** Hi 22gaga, thanks for using the app and your feedback. If you have any concerns or suggestions, please do not hesitate to contact us at help@azapay.ng. Thank you for choosing AZAPAY.

## Frequently asked questions about AZAPAY

### How secure is AZAPAY?

AZAPAY provides a personalized and encrypted platform to empower users with secure financial transactions. While specific security protocols are not detailed, the app emphasizes its commitment to user data protection.

### Can I link my bank account to AZAPAY?

Yes, you can fund your AZAPAY account by linking your Access Bank account directly within the app. This allows for easy and convenient top-ups.

### What is an AZATAG?

An AZATAG is a unique identifier for AZAPAY users, used to send and receive money seamlessly within the platform. It simplifies transactions between AZAPAY users.

### Does AZAPAY support international transactions?

The description focuses on payments within Nigeria, including sending money to other banks in Nigeria and paying local merchants. International transaction capabilities are not mentioned.

### How often is AZAPAY updated?

The latest version of AZAPAY is 1.0.5, and it was last updated on July 24, 2022. This indicates a relatively infrequent update cycle.

### What are the different account tiers in AZAPAY?

AZAPAY allows users to upgrade their account from tier 1 to tier 3 by providing necessary documentation. Specific details on the benefits of each tier are not provided.

### What devices does AZAPAY support?

AZAPAY is available on iOS devices, including iPhones, iPads, and iPods. It is also available on Android devices.

### What is the user sentiment for AZAPAY?

Based on the provided data, AZAPAY has a rating of 2.3 stars from 3 ratings. This suggests a mixed to negative user sentiment.

## Version history (last 5 releases)

### 1.0.5 — 2022-07-24

Better optimization

### 1.0.9 — 2022-01-22

QR payment (Scan to pay among azapay users).
Save beneficiary (No limit).
Tap on the saved beneficiary to pay.
Bulk payment (Send money to your saved beneficiaries at once, max of 5).
Send money to anyone anonymously (both to azapay & non-azapay(Bank transfer) users by turning off your tag visibility.
Better optimization.
Select phone number from your contact list to buy airtime and data for your friends and families.

### 1.0.8 — 2022-01-22

QR payment (Scan to pay among azapay users).
Save beneficiary (No limit).
Tap on the saved beneficiary to pay.
Bulk payment (Send money to your saved beneficiaries at once, max of 5).
Send money to anyone anonymously (both to azapay & non-azapay(Bank transfer) users by turning off your tag visibility.
Better optimization.
Select phone number from your contact list to buy airtime and data for your friends and families.

### 1.0.7 — 2021-12-04

Hot fix

### 1.0.6 — 2021-12-01

Fix bugs.

Enhances the performance by improving the loading time.

New onboarding flow process to serve you better.

Better optimization to increase the performance.

Buy Airtime and Data

More update soon

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## More apps by Hotbox Technology

- [Payment Link by Azapay](https://appshunter.io/ios/app/payment-link-by-azapay/id6741704061)
- [Azapay Soft Terminal (Cashier)](https://appshunter.io/ios/app/azapay-soft-terminal-cashier/id6742336099)
- [Azapay Wallet ID Admin App](https://appshunter.io/ios/app/azapay-wallet-id-admin-app/id6742725167)
- [Azapay Wallet ID Customer App](https://appshunter.io/ios/app/azapay-wallet-id-customer-app/id6742765934)
- [Azapay Soft Terminal Admin](https://appshunter.io/ios/app/azapay-soft-terminal-admin/id6743202992)

All apps by Hotbox Technology: https://appshunter.io/developer/1587948983

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*