# 페이로드 - B2B 후불결제 서비스

> B2B post-payment service for businesses to manage cash flow and sales. (iPhone/iPad app by PostAlpine Inc..)

- Source: https://appshunter.io/ios/app/b2b/id1626994135 (this page in markdown: same URL + `.md`)
- Developer: [PostAlpine Inc.](https://appshunter.io/developer/1626994139)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 69 MB
- Languages: Korean
- Released: 2022-06-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/b2b/id1626994135/reviews.md

## What is 페이로드?

페이로드, 이럴때 사용하세요!


“지금 당장 매입 자금이 필요한데, 은행 대출은 준비할 것도 많고 4주나 걸려서 고민이에요”
- 페이로드는 실시간으로 사업자의 매출을 확인해 20초 내에 한도 심사가 완료돼요. IT, 머신러닝 기술을 활용해 쉽고 빠르게 중소사업자들의 현금 흐름 문제를 해결하는 것이 저희의 목표예요.

“사업자 신용카드는 한도가 너무 적어요”
- 사업자 신용카드는 6개월, 1년 이전의 재무제표를 기준으로 발급하기에 현재 상황을 반영하지 못해요. 페이로드는 실시간 매출 분석을 통해 현재 상황을 반영한 한도를 산정해요.

“판매 대금 지급이 지연되어서 고민이에요”
- 페이로드를 통해 결제하면 구매자는 원하는 기한 내에 분할 결제할 수 있고, 판매자는 결제 기한에 상관없이 일시급으로 정산받을 수 있어요. 추후 구매자들의 결제는 페이로드에서 관리해요.

“도매 매출을 어떻게 증가시킬 수 있을 지 고민이에요”
- 업력이 부족한 신규 업체, 신규 거래처에 분할 결제 옵션을 제안해 보세요. 페이로드가 일시급으로 정산해주니, 대금 연체에 대한 걱정은 하지 않으셔도 돼요.

## Key features

- Real-time sales assessment for instant credit limits
- Flexible payment options for buyers
- Instant settlement for sellers
- Improved cash flow for businesses
- Supports new and existing business transactions

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/b2b/id1626994135/reviews.md

### 5/5 — 사업자를 위한 최고의 앱

*2022-06-10, version 1.0*

최고에요

## Frequently asked questions about 페이로드

### How quickly can I get a credit limit with 페이로드?

페이로드 completes credit limit assessments in under 20 seconds by verifying a business's real-time sales. This is significantly faster than traditional bank loans which can take up to four weeks.

### How does 페이로드's credit limit differ from a business credit card?

Unlike business credit cards that use past financial statements, 페이로드 calculates your credit limit based on real-time sales analysis, reflecting your current business situation.

### Can buyers make installment payments through 페이로드?

Yes, buyers can choose to make installment payments within their desired timeframe when using 페이로드 for transactions. The service then manages these future payments from the buyer.

### How does 페이로드 help increase wholesale sales?

By offering a split payment option through 페이로드, businesses can propose this to new or existing partners, even those with limited operating history. 페이로드 provides instant settlement, removing concerns about payment delays.

### What devices does 페이로드 support?

페이로드 is available on iPhone, iPad, and iPod devices, making it accessible for users across the Apple ecosystem.

### What is the age rating for 페이로드?

페이로드 has an age rating of 4+, indicating it is suitable for a broad audience.

### When was 페이로드 last updated?

The latest version of 페이로드 was updated on March 21, 2023, indicating ongoing development and support.

### Is 페이로드 available in multiple languages?

Based on the provided information, 페이로드 is primarily presented in Korean. Further language support is not specified.

## Version history (last 2 releases)

### 1.0.9 — 2023-03-21

페이로드 웹 버전 공지사항이 추가되었어요

### 1.0.8 — 2022-10-18

가입 과정이 더 직관적으로 변경되었어요.

## Apps similar to 페이로드

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Capital — Banking for Founders](https://appshunter.io/ios/app/capital-banking-for-founders/id6443572380) | 4.3 (17) | Free | Finance |
| [WOW EARN: BTC & Crypto Wallet](https://appshunter.io/ios/app/wow-earn-btc-and-crypto-wallet/id6443434220) | 3.7 (85) | Free | Finance |
| [Coastal Loans](https://appshunter.io/ios/app/coastal-loans/id6443942460) | 3.7 (3) | Free | Finance |
| [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance |
| [My Mortgage \| PFN](https://appshunter.io/ios/app/my-mortgage-pfn/id6443958580) | 5.0 (2) | Free | Finance |
| [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance |

## More apps by PostAlpine Inc.

- [두돌 - 5초 안에 받아보는 소아과 전문의 조언](https://appshunter.io/ios/app/5/id6480494993)

All apps by PostAlpine Inc.: https://appshunter.io/developer/1626994139

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*