# B9: Cash Advance App — No Credit Check Money Advances > Mobile banking app for paycheck-based cash advances and financial tools. (iPhone/iPad app by B9, Inc..) - Source: https://appshunter.io/ios/app/b9-cash-advance-app/id1552004842 (this page in markdown: same URL + `.md`) - Developer: [B9, Inc.](https://appshunter.io/developer/1552004844) - Category: Finance - Price: Free - Rating: 4.52/5 from 25,604 App Store ratings · 1,765 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 168 MB - Languages: American English - Released: 2021-03-10 - Data updated: 2026-11-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/b9-cash-advance-app/id1552004842/reviews.md ## What is B9? Get fast cash advances to your B9 wallet or directly to your bank account by becoming a member*. The B9 App is a mobile banking app where cash advances are built around your paycheck. Become a member, set up direct deposit, and get fast cash advance before your payday. No credit checks. No interest. Repay when you get paid. Once you’re a member, connect your paycheck and once it arrives on your account, request cash advances to be sent to your B9 account or send it to your bank. Need money immediately? We’ll expedite delivery within minutes for an additional fee. First time members may qualify for an advance range from $10-50. Not all members will qualify, and many will not qualify for a maximum amount right away. Consistent paycheck deposit will help access higher advances over time. Many members advance up to $150-$250 after their third paycheck. Unlike apps with daily cash-out caps, eligible B9 members can cash out their full available advance amount at once — no forced daily limits. Available advance amounts may increase over time based on recurring direct deposits and account activity. Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI. Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI. With over 1.5 million users, B9 is trusted to make everyday banking simpler, faster, and more rewarding. HOW TO GET YOUR B9 ADVANCE • Download the B9 App and open an account • Direct your paycheck to your B9 account • Access starts with your paycheck • Cash out the full available advance amount • Recurring paycheck deposits may increase your available advance amount. Repayment happens automatically with your next pay. WHY CHOOSE THE B9 APP? Cash out the entire available advance whenever you need it. Taking a break? We save your progress! Return within 35 days to start from where you left off. Easy banking Open your B9 Account and use your B9 Visa® Debit Card for everyday spending. Get up to 5% cashback on purchases with your B9 Visa® Debit Card. Earn real cash in the app with B9 Play & Earn. *MEMBERSHIP PLANS Basic — $9.99 • Fast cash advances up to $250 per pay period [1] • Withdraw anytime, including Cash App and Venmo transfers • Up to 5% cashback with the B9 Visa® Debit Card • Send money instantly • Earn real cash Basic plan provides access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support. Premium — $19.99/month or as little as $6.99 (if paid yearly) • Fast cash advance up to $1,000 per pay period [1] • Immediate access to advance funds • Up to 5% cashback with the B9 Visa® Debit Card • Credit monitoring tools • Send money instantly • B9 Play & Earn real cash • Priority customer support All Premium plans provide access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support. IMPORTANT NOTES • B9 membership is required to request cash advances • Advances are not loans, not payday loans, and not personal loans • No credit checks • No interest • No late fees • Instant transfer fees are optional and not included in the membership price COMPANY INFORMATION B9 launched in 2021 with a mission to help Americans achieve financial stability by bridging cash gaps. B9 is not affiliated with Credit Karma, Brigit, Earnin, Dave, Cleo, Beem, Chime, MoneyLion, Venmo, Cash App, or similar services. [1] Eligibility requirements apply. Not all users will qualify. Advances are not available in all states. See Terms of Service for details. B9, Inc. is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC. Privacy Policy https://bnine.com/privacy-policy Terms of Service https://bnine.com/tos Address: 777 Brickell Avenue, Suite 500, Office 529 Miami, FL 33131 ## Key features - Cash advances up to $1,000 - No credit checks or interest - Direct deposit setup - B9 Visa Debit Card with cashback - Play & Earn real cash - Instant money transfers ## Chart rankings - #141 in Top Free · Finance (US App Store) ## What do users think of B9? Reviews of B9 are mostly negative: the Finance app is rated 4.5/5 from 26K App Store ratings. What users like most: early paycheck access, cash advances. Top complaints: high fees for transfers, difficulty closing account. Summarized from real user reviews. **Pros** - 🚀 Early paycheck access - 💰 Cash advances - 💳 Debit card with cashback - 👍 Easy to use - ⚡️ Instant money transfers - 🕰 Paid 2-5 days early - 🤝 Good customer service **Cons** - 💸 High fees for transfers - 🔒 Difficulty closing account - 🤔 Unclear advance repayment process - 🤯 Inconsistent advance amounts - 🔍 Lack of transparency - 🙅‍♀️ Difficult to reach customer support - 🚫 Accounts closed without notice **Commonly reported bugs** - Direct deposit issues - App crashes and downtime - Incorrect account balance information **Most requested features** - Savings account option - Improved customer support channels - More clarity on fees and policies - Consistent advance amounts ## Is B9 safe? B9: Cash Advance App appears safe based on user ratings. The AppsHunter Safety Score for B9 is 90 out of 100. This assessment is based on 25,604 user ratings, with an App Store average of 4.5 out of 5. Of 25,604 App Store ratings, 87.8% point to a safe experience, 2.8% suggest some concerns, and 9.4% point to a risky experience. ## Is B9 legit? B9: Cash Advance App appears to be a legitimate app. The AppsHunter Legitimacy Score for B9 is 93 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 1,765) All indexed reviews: https://appshunter.io/ios/app/b9-cash-advance-app/id1552004842/reviews.md ### 5/5 — Ruben *2026-10-21, version 3.78.0* Garza ### 5/5 — MSG *2026-10-20, version 3.78.0* Very good company to use and get credit ### 1/5 — Do not use! *2026-10-19, version 3.78.0* Absolutely trash they take money but don’t give! ### 5/5 — Great app *2026-10-19, version 3.78.0* I like the app let’s you take advances ### 1/5 — This app sucks *2026-10-19, version 3.78.0* DO NOT connect your payroll, they don't front you money. You need to get a direct deposit FIRST. There's no benefit to this app whatsoever. There's no "payday advance" or cash advance. Your regular bank is actually better it will give you the deposit 2 days early. Don't bother downloading this it's essentially false advertising ### 5/5 — Great app *2026-10-19, version 3.78.0* Great app ### 1/5 — Sign *2026-10-17, version 3.78.0* Asking for my paycheck to be directly deposited to them, after giving them my debit card info. Not cool ### 5/5 — Great app *2026-10-17, version 3.78.0* Very easy to use ### 1/5 — Read the Fine Print! *2026-10-17, version 3.78.0* I would not recommend this to anyone Friend or Foe! They end up changing your direct deposit to their bank and it’s not easy to change it back or get access to your own funds! They also give you a low amount. No thanks I learned my lesson and will not be using anymore cash advance apps! ### 4/5 — no brick and mortar/physical card? *2026-10-16, version 3.77.0* i like this bank a lot it’s pretty easy to use and accepted everywhere. but i don’t like that it’s completely online unlike my other bank and that i don’t have a physical card. good other than that ## Frequently asked questions about B9 ### What is the B9 app? B9 is a mobile banking app that provides cash advances based on your paycheck. It allows you to get funds before your payday without credit checks or interest, and offers a debit card with cashback rewards. ### How much can I get with a cash advance from B9? The amount you can advance depends on your membership plan. Basic members can get up to $250 per pay period, while Premium members can access up to $1,000 per pay period. Consistent direct deposits can increase your available advance amount over time. ### What are the membership costs for B9? B9 offers a Basic membership for $9.99 per month and a Premium membership for $19.99 per month, with a discounted yearly option starting at $6.99 per month if paid annually. Memberships auto-renew but can be canceled anytime. ### Does B9 have ads? Yes, the B9 app contains advertisements. While it offers free access to its core services, users may encounter ads within the application. ### Is B9 safe to use? B9 is a widely used app with over 1.5 million users and a 4.5-star rating from over 25,000 reviews, indicating a generally positive user experience regarding safety and functionality. However, user reviews mention some concerns about account closure without notice and unclear repayment processes. ### What devices does B9 support? The B9 app is available for iPhone and iPod devices. It is designed for iOS users looking for financial assistance and banking tools. ### How often is B9 updated? The latest version of B9 is 3.81.0, and it was last updated on November 6, 2026. This indicates a relatively active development cycle for the application. ### What are the pros and cons of using B9 based on user reviews? Users frequently praise B9 for early paycheck access, cash advances, and its debit card with cashback. However, common criticisms include high fees for transfers, difficulty closing accounts, and inconsistent advance amounts. ## Version history (last 5 releases) ### 3.81.0 — 2026-11-06 We’ve made a few fixes and improvements to keep B9 running smoothly. Best regards, The B9 Team ### 3.80.0 — 2026-10-28 No tricks, just treats! We’ve fixed a few minor bugs and made some behind-the-scenes improvements to keep your B9 experience faster and smoother. Happy Halloween! The B9 Team ### 3.79.0 — 2026-10-22 We fixed a few issues and made the app more reliable. ### 3.78.0 — 2026-10-16 Your security comes first. When you sign in on a new phone, we may ask you to confirm it's really you. We also fixed a few issues in the support chat and made the app faster and more reliable. ### 3.77.0 — 2026-10-08 We’re always making improvements to give you a better B9 experience. Update to the latest version to enjoy new features, enhancements, and a smoother experience. Best regards, The B9 Team ## Apps similar to B9 | App | Rating | Price | Category | | --- | --- | --- | --- | | [OneBlinc Cash Advance](https://appshunter.io/ios/app/oneblinc-cash-advance/id1593417965) | 4.8 (15,855) | Free | Finance | | [Grid Money](https://appshunter.io/ios/app/grid-money/id1473180914) | 4.6 (30,371) | Free | Finance | | [VANSi - Cash Advance](https://appshunter.io/ios/app/vansi-cash-advance/id6444244313) | 4.7 (29,933) | Free | Finance | | [Vola: Cash Advance & Credit](https://appshunter.io/ios/app/vola-cash-advance-and-credit/id1275913039) | 4.7 (43,348) | Free | Finance | | [Get Paid Early: Cash Advance](https://appshunter.io/ios/app/get-paid-early-cash-advance/id6446709359) | 4.6 (8,592) | Free | Finance | | [Beem: Cash Advance & Banking](https://appshunter.io/ios/app/beem-cash-advance-and-banking/id1525101476) | 4.2 (33,877) | Free | Finance | ## Related topics [check advance online](https://appshunter.io/ios/topics/check-advance-online) · [payday cash advance no credit check](https://appshunter.io/ios/topics/payday-cash-advance-no-credit-check) · [early payday advance](https://appshunter.io/ios/topics/early-payday-advance) · [500 advance](https://appshunter.io/ios/topics/500-advance) · [free cash advance](https://appshunter.io/ios/topics/free-cash-advance) · [koho cash advance](https://appshunter.io/ios/topics/koho-cash-advance) · [borrow cash now](https://appshunter.io/ios/topics/borrow-cash-now) · [free instant cash advance](https://appshunter.io/ios/topics/free-instant-cash-advance) · [instant cash advance no subscription](https://appshunter.io/ios/topics/instant-cash-advance-no-subscription) · [cash advance card](https://appshunter.io/ios/topics/cash-advance-card) · [cash till payday](https://appshunter.io/ios/topics/cash-till-payday) · [cash advance no fee](https://appshunter.io/ios/topics/cash-advance-no-fee) · [grid money](https://appshunter.io/ios/topics/grid-money) · [cash advance no credit check](https://appshunter.io/ios/topics/cash-advance-no-credit-check) · [current cash](https://appshunter.io/ios/topics/current-cash) · [net pay advance](https://appshunter.io/ios/topics/net-pay-advance) · [250 cash advance](https://appshunter.io/ios/topics/250-cash-advance) · [frontpay](https://appshunter.io/ios/topics/frontpay) · [best cash advance apps](https://appshunter.io/ios/topics/best-cash-advance-apps) · [cash advance apps no credit check](https://appshunter.io/ios/topics/cash-advance-apps-no-credit-check) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*