# B9: Cash Advance — No Credit Check Payday Advance

> Mobile banking app offering early paycheck access and growing cash advances. (iPhone/iPad app by B9, Inc..)

- Source: https://appshunter.io/ios/app/b9-cash-advance/id1552004842 (this page in markdown: same URL + `.md`)
- Developer: [B9, Inc.](https://appshunter.io/developer/1552004844)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 20,588 App Store ratings · 1,643 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 160 MB
- Languages: American English
- Released: 2021-03-10
- Data updated: 2026-08-26
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/b9-cash-advance/id1552004842/reviews.md

## What is B9?

Get fast cash advances to your B9 wallet or directly to your bank account by becoming a member*. 

The B9 App is a mobile banking app where cash advances are built around your paycheck. Become a member, set up direct deposit, and get fast cash advance before your payday. No credit checks. No interest. Repay when you get paid. Once you’re a member, connect your paycheck and once it arrives on your account, request cash advances to be sent to your B9 account or send it to your bank. Need money immediately? We’ll expedite delivery within minutes for an additional fee. 

First time members may qualify for an advance range from $10-50. Not all members will qualify, and many will not qualify for a maximum amount right away. Consistent paycheck deposit will help access higher advances over time. Many members advance up to $150-$250 after their third paycheck. 
Unlike apps with daily cash-out caps, eligible B9 members can cash out their full available advance amount at once — no forced daily limits. 
Available advance amounts may increase over time based on recurring direct deposits and account activity. Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI. 

Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI. 

With over 1.5 million users, B9 is trusted to make everyday banking simpler, faster, and more rewarding. 

HOW TO GET YOUR B9 ADVANCE 
• Download the B9 App and open an account 
• Direct your paycheck to your B9 account 
• Access starts with your paycheck 
• Cash out the full available advance amount 
• Recurring paycheck deposits may increase your available advance amount. 

Repayment happens automatically with your next pay. 

WHY CHOOSE THE B9 APP? 
Cash out the entire available advance whenever you need it. 
Taking a break? We save your progress! Return within 35 days to start from where you left off.  
Easy banking 
Open your B9 Account and use your B9 Visa® Debit Card for everyday spending. 
Get up to 5% cashback on purchases with your B9 Visa® Debit Card. 
Earn real cash in the app with B9 Play & Earn. 
 

*MEMBERSHIP PLANS 

Basic — $9.99 
• Fast cash advances up to $250 per pay period [1] 
• Withdraw anytime, including Cash App and Venmo transfers 
• Up to 5% cashback with the B9 Visa® Debit Card 
• Send money instantly 
• Earn real cash 

Basic plan provides access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support. 

Premium — $19.99/month or as little as $6.99 (if paid yearly) 
• Fast cash advance up to $1,000 per pay period [1] 
• Immediate access to advance funds 
• Up to 5% cashback with the B9 Visa® Debit Card 
• Credit monitoring tools 
• Send money instantly 
• B9 Play & Earn real cash 
• Priority customer support 

All Premium plans provide access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support. 

IMPORTANT NOTES 
• B9 membership is required to request cash advances 
• Advances are not loans, not payday loans, and not personal loans 
• No credit checks 
• No interest 
• No late fees 
• Instant transfer fees are optional and not included in the membership price 

COMPANY INFORMATION 
B9 launched in 2021 with a mission to help Americans achieve financial stability by bridging cash gaps. B9 is not affiliated with Credit Karma, Brigit, Earnin, Dave, Cleo, Beem, Chime, MoneyLion, Venmo, Cash App, or similar services. 
[1] Eligibility requirements apply. Not all users will qualify. Advances are not available in all states. See Terms of Service for details. 
B9, Inc. is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC. 
Privacy Policy  https://bnine.com/privacy-policy 
Terms of Service  https://bnine.com/tos 

Address: 777 Brickell Avenue, Suite 500, Office 529 Miami, FL 33131

## Key features

- Early paycheck access
- Cash advances up to $1k
- Advance limit grows with direct deposit
- Up to 5% cashback rewards
- Earn real cash with Play & Earn
- Simple mobile banking

## Chart rankings

- #141 in Top Free · Finance (US App Store)

## What do users think of B9?

Overall sentiment: negative

**Pros**

- 🚀 Early paycheck access
- 💰 Cash advances
- 💳 Debit card with cashback
- 👍 Easy to use
- ⚡️ Instant money transfers
- 🕰 Paid 2-5 days early
- 🤝 Good customer service

**Cons**

- 💸 High fees for transfers
- 🔒 Difficulty closing account
- 🤔 Unclear advance repayment process
- 🤯 Inconsistent advance amounts
- 🔍 Lack of transparency
- 🙅‍♀️ Difficult to reach customer support
- 🚫 Accounts closed without notice

**Commonly reported bugs**

- Direct deposit issues
- App crashes and downtime
- Incorrect account balance information

**Most requested features**

- Savings account option
- Improved customer support channels
- More clarity on fees and policies
- Consistent advance amounts

## Recent user reviews (10 of 1,643)

All indexed reviews: https://appshunter.io/ios/app/b9-cash-advance/id1552004842/reviews.md

### 2/5 — Reyher2525

*2026-08-25, version 3.70.0*

Reyher2524

### 5/5 — B9 had my back

*2026-08-25, version 3.70.0*

I was stuck, with B9 I was able to pay some bills that would’ve been late paying!! Great App

### 5/5 — Good morning

*2026-08-25, version 3.70.0*

Great app to use love it

### 5/5 — Love this app

*2026-08-24, version 3.70.0*

Amazing app

### 5/5 — Awesome

*2026-08-24, version 3.70.0*

Love it

### 5/5 — Great

*2026-08-24, version 3.70.0*

It’s a great app it’s easy to use too

### 5/5 — Love this app

*2026-08-22, version 3.70.0*

It gives me the much needed boost when I need to come out

### 5/5 — Grade A

*2026-08-22, version 3.70.0*

Thanks

### 1/5 — App isn’t working/loading

*2026-08-21, version 3.70.0*

I don’t know what kind of update they just recently did but after I change my password and attempted to log in it gets stuck like it’s loading but nothing appears as far as my cards/ account balance. I’ve tried reinstalling and restarting my phone 
I can’t even start a chat to support because it won’t load. Please fix this immediately at this point I’m unable to access my account

### 5/5 — It works

*2026-08-21, version 3.70.0*

I use this app faithfully. They have helped me out very much when in need very happy with the results.

## Frequently asked questions about B9

### What is B9?

B9 is a mobile banking app that provides early access to your paycheck through cash advances. It allows you to grow your advance limit with consistent direct deposits and offers features like cashback rewards and opportunities to earn extra money.

### How do I get a cash advance with B9?

To get a cash advance, you need to download the B9 app, open an account, and set up direct deposit for your paycheck to your B9 account. Your advance limit will grow with your direct deposits, and you can cash out the available amount whenever you need it. A plan subscription is required to request cash advances.

### What are the costs associated with B9?

B9 offers two subscription plans: Basic for $5.99/month, providing cash advances up to $250 per pay period, and Premium for $19.99/month (or as low as $7.99/month if paid yearly), offering advances up to $1,000 per pay period. Instant transfer fees are optional and not included in the membership price.

### Is B9 available on all devices?

The provided description does not specify compatibility with different operating systems or devices. However, it is described as a mobile banking app, implying it is available on smartphones and tablets.

### What are the benefits of using B9?

B9 helps you bridge cash gaps by providing early access to your paycheck. You can grow your advance limit, earn up to 5% cashback on purchases with the B9 Visa® Debit Card, and make extra money through B9 Play & Earn. It aims to make everyday banking simpler, faster, and more rewarding.

## Version history (last 5 releases)

### 3.70.0 — 2026-08-20

Our team is continuously making improvements behind the scenes to bring you a better app experience.
Update to the latest version to get access to the newest features and enhancements.

Best regards,
The B9 Team

### 3.69.0 — 2026-08-13

We’re always improving the app to make your experience smoother and more enjoyable.
Update to the latest version to enjoy our newest features and enhancements.

Best regards,
The B9 Team

### 3.68.0 — 2026-08-06

Thanks for using B9! We regularly release updates to improve performance and introduce new features.
Make sure you're on the latest version so you don't miss out.

Best regards,
The B9 Team

### 3.66.0 — 2026-07-28

This update includes improvements and enhancements to make your B9 experience even better.
Update now to get the latest features and fixes.

Best regards,
The B9 Team

### 3.65.0 — 2026-07-16

Every update brings improvements designed to make your experience even better.
Make sure you're using the latest version to enjoy the newest features and enhancements.

Best regards,
The B9 Team

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
