# baby.money — Invest in your child future

> Invest in your child future (iPhone/iPad app by Fluential Wealth Technologies Private Limited.)

- Source: https://appshunter.io/ios/app/babymoney/id6780214250 (this page in markdown: same URL + `.md`)
- Developer: [Fluential Wealth Technologies Private Limited](https://appshunter.io/developer/1851917700)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 49 MB
- Languages: American English
- Released: 2026-08-02
- Data updated: 2026-10-31

## What is baby.money?

Build your child's future. Before they ask for it.

baby.money is India's first investment app built specifically for parents. Open a dedicated investment account in your child's name, start a SIP in minutes, and turn birthday cash from grandparents into a fund for college, marriage, or their first big dream.

WHY PARENTS CHOOSE BABY.MONEY

• Active in minutes: Add your child with just their birth certificate. No PAN, no waiting, no paperwork drama.
• Dedicated child accounts: Every child gets a ring-fenced investment account under your custody as guardian. No mixing with your own portfolio, ever.
• SIP autopilot: Set a SIP once. And build the required amount easily over time. And yes, you can set Birthday SIPs.
• Turn gifts into growth: When relatives gift cash on birthdays or festivals, invest it in seconds, right from the app.
• Growth projections: See what your child's corpus could look like at 18, 21, or 25, at a glance.
• Curated fund shelf — Hand-picked funds from SBI, HDFC, ICICI Prudential, Axis - so you're never guessing.
• Smart alerts — Know when to top up and never miss an opportunity for your child.
• One dashboard, every child — Track every account and every milestone for all your children in a single view.
• Guided tax benefits — 80C deductions on the way in, LTCG/STCG guidance on the way out. We walk you through every tax touchpoint.

TWO WAYS TO START

baby.money is built for SIP investing. Best suited for children under 13. Set it, forget it, and let compounding do the work including optional Birthday SIP top-ups.

HOW IT WORKS

1. Download baby.money and create your account.
2. Add your child's details: just the basics, no PAN or bank account needed for them.
3. Confirm your own KYC as parent or guardian.
4. Pick a fund, set your SIP amount and date, and start investing.

FULLY SECURED AND COMPLIANT

baby.money provides SEBI-regulated mutual funds and is an AMFI-registered distributor (ARN-357176: Fluential Wealth Technologies).
Your child's investments are held via registrar-tracked folios in their name, under your guardianship, never commingled.

baby.money is built for parents and guardians who invest on behalf of a minor. It is not directed at or intended for use by children.

Questions? Write to support@baby.money: we read every email.

Mutual fund investments are subject to market risk. Please read all scheme-related documents carefully before investing.

## Is baby.money safe?

Not enough ratings yet to assess baby.money.

## Is baby.money legit?

baby.money has limited verification signals. The AppsHunter Legitimacy Score for baby.money is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.13.0 — 2026-10-29

- Improved SIP Setup experience
- Improved Due Reminders
- Invite friends on WhatsApp in one tap from Discover

### 1.12 — 2026-10-19

- Every child's SIP, at a glance, in one place.
- Your child's document always at your fingertips.
- Remember your last payment method for you.

### 1.10.4 — 2026-08-26

New Children's Schemes now live:
- SBI Children's Fund - Investment Plan (formerly SBI Magnum Children's Benefit Fund - Investment Plan)
- HDFC Children's Fund (formerly HDFC Children's Gift Fund)
Also,
- Every child's SIP, at a glance, in one place.
- Your child's document always at your fingertips.
- Remember your last payment method for you.

### 1.10.3 — 2026-08-24

+ See what money could look like on your child's 18th birthday.
+ Every child's SIP, at a glance, in one place.
+ Your child's document always at your fingertips.
+ Remember your last payment method for you.

### 1.10.2 — 2026-08-22

+ See what money could look like on your child's 18th birthday.
+ Every child's SIP, at a glance, in one place.
+ Your child's document always at your fingertips.
+ Remember your last payment method for you.

## More apps by Fluential Wealth Technologies Private Limited

- [Sampatti.app - Mutual Fund SIP](https://appshunter.io/ios/app/sampattiapp-mutual-fund-sip/id6755097675)

All apps by Fluential Wealth Technologies Private Limited: https://appshunter.io/developer/1851917700

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*