# BACB Pay

> Digital banking and contactless payments with a virtual debit card and IBAN. (iPhone/iPad app by Bulgarian American Credit Bank, Plc..)

- Source: https://appshunter.io/ios/app/bacb-pay/id1505326295 (this page in markdown: same URL + `.md`)
- Developer: [Bulgarian American Credit Bank, Plc.](https://appshunter.io/developer/613089259)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.50/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 181 MB
- Languages: American English, Bulgarian
- Released: 2020-08-07
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bacb-pay/id1505326295/reviews.md

## What is BACB Pay?

MANAGE YOUR MONEY
Open an account in seconds
Download for free the BACB Pay app. After signing up you get a free bank account with an individual IBAN and a virtual debit MasterCard. Send and receive bank transfers through your individual IBAN. 

Pay directly with your phone
You no longer have to carry cash or payment cards with you. With BACB Pay you can make contactless payments directly with your phone anywhere in the world and online too. Your phone replaces your wallet. All you have to do is open your Apple Pay, near your device to a POS terminal and confirm the payment.

Send and receive money instantly
Send and receive money between mobile app users with just a click of a button. You can spend your money seconds after the transaction.

All cards in one wallet
Create a digital archive of all your loyalty cards and use them when shopping at retailers. 


CONTROL YOUR PAYMENTS
Security
You can manage your debit cards, including blocking or unblocking them, with just one click in the app.

Manage your budget
Аnalyze and optimize your personal budget with up-to-date information about all your spendings

Contactless
You pay and confirm payments with your phone by using Apple Pay. No need for physical contact to cash terminals

Fit for all
Top up your digital wallet with any type of bank card, no matter the bank or through money or salary transfer, or money, send from a friend.

## Key features

- Free bank account with IBAN
- Virtual debit MasterCard
- Contactless mobile payments
- Instant money transfers
- Digital loyalty card storage
- Budget management and spending analysis
- Card blocking/unblocking


## Frequently asked questions about BACB Pay

### What is BACB Pay?

BACB Pay is a finance app that allows you to open a free bank account with an individual IBAN and a virtual debit MasterCard. It facilitates contactless payments, instant money transfers, and digital loyalty card storage.

### How secure is BACB Pay?

BACB Pay offers robust security features, including the ability to manage and block/unblock your debit cards with a single click within the app. Payments are confirmed using Apple Pay for enhanced security.

### Can I use BACB Pay for international transactions?

Yes, BACB Pay enables you to make contactless payments directly with your phone anywhere in the world, both in-store and online, replacing the need to carry physical cards or cash.

### How do I top up my BACB Pay digital wallet?

You can top up your digital wallet with any type of bank card, regardless of the issuing bank. Alternatively, you can receive funds through money or salary transfers, or from friends.

### What devices support BACB Pay?

BACB Pay is currently supported on iPhone and iPod devices, as indicated by its platform compatibility.

### How often is BACB Pay updated?

The latest version of BACB Pay is 9.71.1, and it was last updated on May 11, 2026. This suggests a commitment to regular updates and improvements.

### What is the user sentiment for BACB Pay?

BACB Pay has received a strong rating of 4.5 stars from 2 ratings, indicating a generally positive user experience and satisfaction with its features.

### Does BACB Pay have ads?

No, BACB Pay does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 9.72.0 — 2026-07-09

Thanks for using BACB Pay! 
The new version is here with a bunch of minor changes and nice improvements to make your daily life better and easier. 
To make sure you don't miss a thing, just keep your updates turned on.

### 9.71.1 — 2026-05-11

BACB Pay is always better than yesterday! 
The latest version is at your disposal with a bunch of changes and improvements to make your daily experience frictionless. You can now add your BACB Pay card in Google Pay and make contactless payments using your phone. Make sure you don’t miss a thing and keep your updates turned on.

### 9.70.1 — 2026-03-11

Thanks for using BACB Pay! 
The new version is here with a bunch of minor changes and nice improvements to make your daily life better and easier. 
To make sure you don't miss a thing, just keep your updates turned on.

### 9.70.0 — 2026-02-09

BACB Pay is always better than yesterday! 
The latest version is at your disposal with a bunch of changes and improvements to make your daily experience frictionless. You can now add your BACB Pay card in Google Pay and make contactless payments using your phone. Make sure you don’t miss a thing and keep your updates turned on.

### 9.69.4 — 2026-01-15

Thanks for using BACB Pay! 
The new version is here with a bunch of minor changes and nice improvements to make your daily life better and easier. 
To make sure you don't miss a thing, just keep your updates turned on.

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## More apps by Bulgarian American Credit Bank, Plc.

- [BACB Plus](https://appshunter.io/ios/app/bacb-plus/id613089256)
- [BACB Signer](https://appshunter.io/ios/app/bacb-signer/id1595562029)
- [BACB Mobile](https://appshunter.io/ios/app/bacb-mobile/id1605150525)

All apps by Bulgarian American Credit Bank, Plc.: https://appshunter.io/developer/613089259

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*