# Baff — Pay anyone online or offline

> Nigerian financial service for secure, fast, offline and online payments. (iPhone/iPad app by Uvacct.)

- Source: https://appshunter.io/ios/app/baff/id6475769720 (this page in markdown: same URL + `.md`)
- Developer: [Uvacct](https://appshunter.io/developer/1663390119)
- Category: Finance, Shopping
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 103 MB
- Languages: American English
- Released: 2024-03-26
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/baff/id6475769720/reviews.md

## What is Baff?

BAFF is a financial service company in Nigeria focused on making it easy for people to access financial services. With BAFF, you can send money or pay anyone for goods and services with or without an internet connection and the person can rest assured they will get paid.

Our mission is to make financial services more inclusive through technology, BAFF is dedicated to providing secure, super-fast services with additional perks. With a BAFF account, you will have full control of your finances, payments & transactions easily, all on one platform! 


Services you'll love on BAFF:

- Offline Wallet: Send money to anyone without internet connection

- Send money to anyone in Nigeria

- Pay for goods and services

- Bank transfer to any bank in Nigeria

- Instant bank account opening

- Instant transfer

- Airtime / Data Top-up

- Reliable US Dollar Visa/Mastercard for international purchases

- Amazing customer service (Online and phone support)


Contact us

A dedicated support team is available 24/7 for all your questions and complaints.

Website: www.baffapp.com

Facebook: @baffapps

Instagram: @baff_app

TikTok: @baffapp

LinkedIn: baffapp

## Key features

- Offline money transfers
- Pay for goods and services
- Bank transfers within Nigeria
- Instant bank account opening
- International Visa/Mastercard
- Airtime and data top-up

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/baff/id6475769720/reviews.md

### 1/5 — Scam app

*2025-09-27*

Avoid Baff at all costs-it’s a scam bank app on the Apple Store. They let you deposit huge sums, like thousands, then log you out with flimsy excuses about system updates or security checks. You can’t access your money, and support ghosts you. Total rip-off. Stay away and protect your cash.

### 5/5 — Awesome 🤩

*2024-05-17*

Baff app is reliable and made it easier to transact with or without data….safe for all to use

## Frequently asked questions about Baff

### How secure is Baff?

Baff is a financial service company focused on making financial services inclusive through technology. The app is dedicated to providing secure, super-fast services. Users have full control of their finances, payments, and transactions on one platform.

### Can I send money with Baff without internet?

Yes, Baff offers an 'Offline Wallet' feature that allows you to send money to anyone without an internet connection. This ensures accessibility for all users, regardless of their connectivity.

### What types of transactions can I make with Baff?

With Baff, you can send money to anyone in Nigeria, pay for goods and services, make bank transfers to any bank in Nigeria, and top up airtime/data. It also provides reliable US Dollar Visa/Mastercard for international purchases.

### How do I open a bank account with Baff?

Baff offers instant bank account opening. This streamlined process allows users to get started with managing their finances quickly and easily through the platform.

### Does Baff support international payments?

Yes, Baff provides reliable US Dollar Visa/Mastercard for international purchases. This feature enables users to conduct cross-border transactions securely.

### What devices does Baff support?

Baff is available on iPhone and iPod devices. The app is designed to provide a seamless financial management experience on these platforms.

### How often is Baff updated?

The latest version of Baff is 1.1.308, and it was last updated on June 17, 2026. Updates ensure the app remains secure, functional, and includes the latest features.

### What is the age rating for Baff?

Baff has an age rating of 17+. This indicates that the app's content and features are intended for users aged 17 and older.

## Version history (last 5 releases)

### 1.1.321 — 2026-07-26

BAFF Books — Manage your business finances with clear cashflow insight.

### 1.1.320 — 2026-07-15

App improvemnts

### 1.1.319 — 2026-07-14

Small businesses can now create stores and get paid by customers directly

### 1.1.318 — 2026-07-07

Quickly create your Virtual Cards

### 1.1.310 — 2026-07-03

Business Line of credit for Small businesses, diaspora banking, credit score

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*