# BAI Directo

> Secure mobile banking app for Banco BAI customers to manage accounts and transactions. (iPhone/iPad app by Banco Angolano de Investimentos.)

- Source: https://appshunter.io/ios/app/bai-directo/id454984675 (this page in markdown: same URL + `.md`)
- Developer: [Banco Angolano de Investimentos](https://appshunter.io/developer/454549567)
- Category: Finance, Business
- Price: Free
- Rating: 3.85/5 from 61 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 56 MB
- Languages: English, Portuguese
- Released: 2011-08-16
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bai-directo/id454984675/reviews.md

## What is BAI Directo?

BAI Mobile Banking - Closer to your bank.

Note: This application is for the exclusive use of Banco BAI customers, who sign up for the iOS Mobile Banking service.
To sign up, please visit one of our branches or send an e-mail to baidirecto@bancobai.ao

BAI Mobile Banking for iOS is a fully featured and secure banking app.
The application supports a wide variety of banking operations, such as:

-Get account information (balances, movements and other informations)
-Request extract issue
-Perform same holder, same bank and mobile phone transfers
-Get currency exchange rates
-Receive several types of notifications
-Request checkbooks and shcedule meetings with the account manager.
-Top-up BAI Kamba Pre-Paid cards
-Post paid service payment
-Pre paid refill purchase
-EMIS Service Payments
-Bill payments
-Direct refill purchases

## Key features

- Account information access
- Fund transfers
- Bill payments
- Prepaid card top-ups
- Currency exchange rates
- Notifications

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/bai-directo/id454984675/reviews.md

### 1/5 — Inconveniente

*2023-12-22*

Sempre que fizer uma actualização deve ser anunciada, está nova actualização já é um BUG é muito complicado não ter acesso ao próprio dinheiro. O BAI direito já era.

### 1/5 — Aplicativo não inicia

*2023-10-18*

Tenho usado o aplicativo há quase 2 anos, mas na última semana o aplicativo simplesmente recusa-se a abrir. Sempre que clico nele, ele fecha automaticamente nem me permitindo colocar o código de entrada. Já apaguei, já resetei as definições do telefone e já voltei a baixar inúmeras vezes, mas simplesmente não funciona.

### 1/5 — Descontentamento

*2023-03-04*

Pegaram um aplicativo que já funcionava com alguns problemas e tornaram pior ainda com está no autenticação de segurança.
O que os merdas destes engenheiros ñ sabem é que está autenticação está trazendo muitos problemas, e agora nem consigo aceder ao aplicativo.
Espero que corrijam isso o mais rápido possível

### 1/5 — Investir - Bolsa de Valores

*2022-12-19, version 4.2.19*

Precisamos da funcionalidade de negociação de acções em Bolsa. 

Precisamos da aba “Investir - Bolsa de Valores” no aplicativo.

### 5/5 — Very good

*2022-12-14, version 4.2.19*

I’ve lived in the us, and used multiple bank apps such as wellsfargo and PNC, and let me tell you BAI Directo is right up there with them, very good, with tons of functionalities, it is definitely the best one in the Angolan banking system.

### 1/5 — CRÍTICA

*2022-01-05, version 4.2.15*

Eu acho que está na altura do App deixar de validar a operação com por um SMS e validar pro código do próprio celular. É chato porque por vezes o tal SMS faz uma eternidade pra cair e a pessoa quer despachar a operação. VEJAM ISSO SFF!

### 2/5 — Dados biometricos

*2020-02-24, version 4.2*

A última actualização desconfigurou o meu modo de acesso ao aplicativo, que era por reconhecimento facial, e já não há nas definições como voltar a configurar o reconhecimento facial. Dificultaram as coisas. Corrijam, por favor.

### 5/5 — Excellent App

*2019-12-27, version 4.0.0*

The new Bai Directo app is excellent! New look, new buttons with all services integrated in it. Easy and simple to use. I am having great experience with this new app. Excellent job!

### 5/5 — Aplicação fantástica.

*2019-11-19, version 4.0.0*

Nunca mais fui à agência. Tenho o banco na minha mão e sempre disponível. O BAI Directo é o máximo. Obrigada BAI. Melhor aplicativo bancário emAngola.

### 5/5 — Very powerful app

*2019-11-19, version 4.0.0*

It has a very nice design and a lot of service options. With this app I don’t need to go to the bank, I only go for greatness. 
Love that.😍

## Frequently asked questions about BAI Directo

### Is BAI Directo secure for banking transactions?

Yes, BAI Directo is described as a fully featured and secure banking app. It is designed for exclusive use by Banco BAI customers who sign up for the iOS Mobile Banking service, implying robust security measures are in place.

### What types of transactions can I perform with BAI Directo?

You can get account information, request extracts, perform transfers (same holder, same bank, mobile phone), get currency exchange rates, receive notifications, request checkbooks, schedule meetings, top-up BAI Kamba Pre-Paid cards, pay post-paid services, purchase prepaid refills, make EMIS Service Payments, and pay bills.

### How do I sign up for BAI Directo?

To sign up for BAI Directo, you need to be a Banco BAI customer and register for the iOS Mobile Banking service. This can be done by visiting one of their branches or sending an email to baidirecto@bancobai.ao.

### What devices does BAI Directo support?

BAI Directo is supported on iPhone and iPod devices. It is specifically designed for the iOS platform.

### How often is BAI Directo updated?

The latest version of BAI Directo is 4.2.25, which was last updated on October 26, 2023. This indicates a relatively active update schedule for the application.

### What is the user rating for BAI Directo?

BAI Directo has a user rating of 3.9 stars based on 61 ratings. This suggests generally positive user experiences with some areas for improvement.

### Is BAI Directo available for Android devices?

Based on the provided information, BAI Directo is exclusively for iOS devices, specifically iPhone and iPod. There is no mention of Android support.

### What is the age rating for BAI Directo?

BAI Directo has an age rating of 4+. This means it is suitable for users aged 4 and above.

## Version history (last 5 releases)

### 4.2.25 — 2023-10-26

Bug fixes and experience optimization.

### 4.2.24 — 2023-08-28

Thinking of you, we bring improvements to BAI DIRECTO, now you can make international transfers in a safer and more comfortable way.

### 4.2.23 — 2023-05-30

Bugfixes and performance improvements for International Transfers

### 4.2.22 — 2023-03-28

With you in mind we’ve implemented changes to make your BAI DIRECTO experience safer and convenient:

- Now you can transfer money abroad.
- We've optimized the new login experience for better accessibility.
- Bug fixes and user experience optimizations.

### 4.2.21 — 2023-02-28

We bring news in your BAI Directo:

- Now you can do subscription to BAI Paga in BAI Directo.
- We improved the periodic transfers and included the possibility of editing them.
- Bug fixes and l experience optimization.

## Apps similar to BAI Directo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Banco Angolano de Investimentos

- [BAI Dança com Ritmo](https://appshunter.io/ios/app/bai-danca-com-ritmo/id1502429078)
- [BAI Paga](https://appshunter.io/ios/app/bai-paga/id1545506189)
- [é-Kwanza Cliente](https://appshunter.io/ios/app/e-kwanza-cliente/id1601662332)
- [BAI Particular](https://appshunter.io/ios/app/bai-particular/id6472233886)
- [BAI Empresa](https://appshunter.io/ios/app/bai-empresa/id6479080857)

All apps by Banco Angolano de Investimentos: https://appshunter.io/developer/454549567

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*