# Bajaj Housing Finance

> Digital platform for managing Bajaj Housing Finance loan accounts and services. (iPhone/iPad app by Bajaj Housing Finance Limited.)

- Source: https://appshunter.io/ios/app/bajaj-housing-finance/id1599094903 (this page in markdown: same URL + `.md`)
- Developer: [Bajaj Housing Finance Limited](https://appshunter.io/developer/1599094905)
- Category: Finance
- Price: Free
- Rating: 2.00/5 from 4 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 63 MB
- Languages: American English
- Released: 2022-04-08
- Data updated: 2026-09-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bajaj-housing-finance/id1599094903/reviews.md

## What is Bajaj Housing Finance?

Your Digital Partner for Mortgage Services

The Bajaj Housing Finance Customer App is designed to give you seamless access to your Home Loan, Loan Against Property, and Top-up Loan information and services, anytime, anywhere.


It’s a secure, convenient, and paperless way to manage your loan account and access other related services. 

Key Features
•	Loan Dashboard – Track your loan account, EMIs, and repayment schedule in real time.
•	Instant Payments – Make part-prepayments and clear overdues securely online.
•	Digital Documents – Download your Statement of Account, Repayment Schedule, Interest Certificate, and more in just a few taps.
•	Service Requests – Raise and track requests online, without the need for branch visits.
•	Top-up Eligibility Check – View pre-approved or eligible top-up offers on your existing loan with just a few clicks.
•	Secure Access – Login with your customized mPIN or biometric authentication for a safe experience.


Transparency in Lending

When you explore a Home Loan, Loan Against Property, and Top-up Loan facility, you can view key information upfront. 


Home Loan Highlights
Loan Amount: Rs. 4,00,000 to Rs. 10,00,00,000 or higher, based on eligibility
Repayment Tenure: 5 years to 32 years 
Rate of Interest for salaried individual borrowers: 7.35% p.a. to 9.20% p.a. 
Processing Fee: Up to 4% of the loan amount + GST as applicable


For example, for a Home Loan of Rs. 50,00,000 at an interest rate of 7.35%* p.a. for a tenure of 30 years, the EMI would be Rs. 34,449 with a total interest of Rs. 74,01,498 and a total payable amount of Rs. 1,24,01,498


Loan Against Property Highlights

Loan Amount: Rs. 20,00,000 to Rs. 5,00,00,000 or higher, based on eligibility
Repayment Tenure: 2 years to 17 years 
Rate of Interest for salaried individual borrowers: 8.99% p.a. to 12.00% p.a. 
Processing Fee: Up to 4% of the loan amount + GST as applicable


For example, for a Loan Against Property of Rs. 50,00,000 at an interest rate of 8.99%* p.a. for a tenure of 15 years, the EMI would be Rs. 50,684 with a total interest of Rs. 41,23,046 and a total payable amount of Rs. 91,23,046.


Note: Calculations for illustration purpose only. 

*Subject to eligibility | Terms and conditions apply


Annual Percentage Rate

Annual Percentage Rate (APR) is the annual cost of credit to the borrower, which includes interest rate, and all other charges associated with the credit facility, such as processing fees, insurance, Annual Maintenance Charges, and valuation charges, etc. The APR calculation does not include contingent charges related to occurrence of an event, such as late payment charges, cheque bounce charges, and pre-payment charges, etc.


About Bajaj Housing Finance Limited

Classified as an ‘Upper-Layer NBFC’ by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.

Note: Mortgage loan are intended for customers aged 18+ and subject to eligibility and regulatory requirements. Loan approvals are based on financial criteria and applicable laws.


Contact Us

Email: bhflwecare@bajajhousing.co.in
Corporate Office: 
5th Floor, B2 Building, 
Cerebrum IT Park, Kumar City, 
Kalyani Nagar, Pune 411014, 
Maharashtra, 
India

## Key features

- Loan account tracking
- EMI and repayment schedule
- Online payments and prepayments
- Digital document downloads
- Service request management
- Top-up loan eligibility check
- Biometric authentication

## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/bajaj-housing-finance/id1599094903/reviews.md

### 5/5 — Best  application

*2026-07-31*

Thank you team for enabling option to make part payment online which helps in managing finances and reducing term for HL

**Developer response:** Dear Customer, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. - BHFL Team

### 1/5 — App not working

*2026-07-21*

I have been trying to login for past few days, getting error message “your request cannot be processed…”. Tried with mPin and email, both are not working.

**Developer response:** Dear Customer,
We regret the inconvenience you had to face. For better assistance please share your Mobile number and Email information with bhflwecare@bajajhousingfinance.in. We will be happy to assist you

### 1/5 — App not working

*2026-07-12*

When I tried to login to app it says “your request could not be processed at this moment.” 
Been trying from last 5 days same result

**Developer response:** Hi Customer, We would like to discuss with you with regards to your experience with us. Can you provide us your customer ID at bhflwecare@bajajhousing.co.in so that we can reach out?

### 2/5 — Interest rates are scam

*2026-03-04*

Agents will give you best rate and say it will update as per RBI repo rate but fact is they will increase when RBI increases but not reduce when RBI reduces so your interest will always grow bigger never reduce and they dont have direct link repo rate loans so they always say its as per our standard and conditions

**Developer response:** Hi Customer, We would like to discuss with you with regards to your experience with us. Can you provide us your customer ID at bhflwecare@bajajhousing.co.in so that we can reach out?

### 5/5 — No nonsense app

*2026-01-31*

Can find all the important documents and details conveniently - any additional services required are not difficult to find. Never faced issues with overall app performance

**Developer response:** Dear Yash, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. - BHFL Team

### 1/5 — Amount debited without intimation to customer

*2026-01-22*

Amount got debited from my account, when I called customer executive they don’t have proper info, they don’t know who will resolve the our issue, whom should we ask for the debited amount , total worst experience with Bajaj.
Just for an escaping they will that they will get back but they won’t.

**Developer response:** Hi Customer, We would like to discuss with you with regards to your experience with us. Can you provide us your customer ID at bhflwecare@bajajhousing.co.in so that we can reach out?

### 1/5 — Worst service ( they don’t deserve even one star)

*2025-12-08*

Bajaj Housing Finance has been extremely unresponsive after the loan was approved. They keep presenting auto-debits without any explanation, causing unnecessary stress. During loan processing they were proactive, but once the loan was taken, the service became terrible and unprofessional. No clear answers, no support, and no accountability. Very disappointing experience.

**Developer response:** Hi Customer, We would like to discuss with you with regards to your experience with us. Can you provide us your customer ID at bhflwecare@bajajhousing.co.in so that we can reach out?

### 5/5 — New version of the App is so good

*2025-12-01*

New version of the app ha so many options which are not available in other banks. Really good to use

**Developer response:** Dear Customer, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. - BHFL Team

### 1/5 — Useless App. Pre payment functionality will never work

*2025-09-12*

I have never encountered such a useless organization. The interest charged is much higher than a conventional home finance institution. The app never lets you do a prepayment option. Going to office is as waste of an excerise as possible. My suggestion to any prospective  borrower. Please please don’t take any loan from Bajaj Finance. They will ensure that you pay the highest interest and in full even if you wish to foreclose, by whatever means possible.

**Developer response:** Hi Customer, We would like to discuss with you with regards to your experience with us. Can you provide us your customer ID at bhflwecare@bajajhousing.co.in so that we can reach out?

### 1/5 — Very unprofessional work

*2025-09-10*

Since Past 1month I have been trying to do part payment through aap but the app is not responding for the part payment page even of lots of complaints email they guys are not resolving the issue ,instead they are asking to come to their office and do the payment  their

**Developer response:** Dear Customer, 
We have fixed the reported observation. Can you please reinstall and check.

## Frequently asked questions about Bajaj Housing Finance

### What types of loans can I manage with Bajaj Housing Finance?

You can manage your Home Loan, Loan Against Property, and Top-up Loan accounts through the Bajaj Housing Finance app. It provides seamless access to information and services for these loan types.

### How secure is the Bajaj Housing Finance app?

The app offers secure access through a customized mPIN or biometric authentication for a safe experience. It is designed as a secure and convenient digital partner for your loan management needs.

### Can I make payments through the Bajaj Housing Finance app?

Yes, the app allows for instant payments, including part-prepayments and clearing of overdues securely online. This feature enables convenient management of your loan repayments.

### What digital documents can I download from the Bajaj Housing Finance app?

You can download essential documents like your Statement of Account, Repayment Schedule, and Interest Certificate directly from the app in just a few taps. This eliminates the need for physical document requests.

### Does Bajaj Housing Finance offer a free trial?

The Bajaj Housing Finance app is available for free download and use. There is no mention of a trial period as it is a service management application rather than a subscription-based product.

### How often is the Bajaj Housing Finance app updated?

The app was last updated on May 25, 2026, with version 1.7.0. This indicates regular updates to enhance features and ensure reliability for users.

### What are the interest rates for home loans with Bajaj Housing Finance?

For salaried individual borrowers, the rate of interest for home loans ranges from 7.35% p.a. to 9.20% p.a. The specific rate is subject to eligibility and applicable terms and conditions.

### Is the Bajaj Housing Finance app available on Android devices?

The provided data indicates support for iPhone and iPod. Further information regarding Android compatibility would typically be found on the app store listing.

## Version history (last 5 releases)

### 1.7.3 — 2026-08-13

Minor Bug Fixes & Improvements

### 1.7.2 — 2026-07-30

Minor Bug Fixes

### 1.7.1 — 2026-06-18

Minor Bug Fixes

### 1.7.0 — 2026-05-25

Minor Bug Fixes

### 1.6.9 — 2026-04-08

Performance improvement and Minor Bug Fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*
