# baki: Budget & Expense Tracker — Your money, honestly

> Your money, honestly (iPhone/iPad app by Bestine Payyappilly.)

- Source: https://appshunter.io/ios/app/baki-budget-and-expense-tracker/id6760950323 (this page in markdown: same URL + `.md`)
- Developer: [Bestine Payyappilly](https://appshunter.io/developer/1737280905)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 68 MB
- Languages: American English
- Released: 2026-05-27
- Data updated: 2026-07-25
- User reviews in markdown: https://appshunter.io/ios/app/baki-budget-and-expense-tracker/id6760950323/reviews.md

## What is baki?

Most budgeting apps tell you what you have. Baki tells you what you actually have — after every rent payment, EMI, and subscription you've already promised away.

YOUR REAL BALANCE
Your salary hits. Before you spend a rupee, Baki locks away every commitment — rent, loans, utilities, subscriptions — and shows you your real available balance. Not your bank balance. Your spending balance.
  
TRACK WHAT MATTERS
 • Log expenses in seconds with a single tap
 • See exactly where your money goes, by category
 • Watch your available balance update in real time as you spend
 • Add notes, payment methods, and tags to every entry

LOCK YOUR COMMITMENTS
 • Add recurring expenses once — rent, EMIs, OTT, gym, insurance
 • Baki deducts them automatically every month
 • PIN-lock the ones you can never miss so nothing slips through

INSIGHTS THAT MEAN SOMETHING
  • See your spending broken down by category
  • Compare this month to last at a glance
  • Spot patterns before they become problems
  • Get a plain-English AI summary of your month — no charts, no jargon

TRAVEL MODE
 • Plan trips with AI — describe where you're going and Claude builds a day-by-day itinerary with budgets per destination
 • Switch to Travel to track expenses in any currency
 • Set daily budgets per destination
 • All spending converted back to your home currency automatically

BAKI PRO
 • AI spending analysis — a smart summary of your month, every month
 • AI Travel Planner — describe a trip, get a full itinerary, confirm and it's set up automatically
 • 5 years of spending history — browse and export anytime
 • Unlimited expense logging — no monthly cap
 • No ads. Ever.
  
Baki is built for people who want honesty about their money — not just a number that sounds reassuring.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| baki Pro Monthly | $8.99 | per month |
| baki Pro Quarterly | $19.99 | per 3 months |
| baki Pro Yearly | $59.99 | per year |



## Version history (last 5 releases)

### 1.8.5 — 2026-06-21

Push notifications are here — get reminded before a commitment is due, check in daily, and catch your weekly spending summary without opening the app.

We've also added in-app announcements so you'll never miss a feature update or offer. A new AI-generated spending overview on Insights gives you a plain-English breakdown of where your money went each month.

This update also includes app lock with Face ID, a cleaner subscription and restore flow, and automatic force update support so you're always on the latest version.

### 1.8.4 — 2026-06-13

New in this update:

  • Import your history — bring expenses over from another app via CSV or JSON during setup
  • Daily reminders — pick a time and we'll nudge you to log your spending

### 1.8.3 — 2026-05-29

AI Travel Planner
Describe a trip in plain English — "a week in Japan, mid-range budget" — and Claude builds a full day-by-day itinerary with destinations, daily budgets, and travel tips. Confirm it and Baki sets everything up automatically. Available on Pro.
  
Bug fixes and performance improvements.

### 1.8.2 — 2026-05-28

AI Travel Planner
  Describe a trip in plain English — "a week in Japan, mid-range budget" — and Claude builds a full day-by-day itinerary with destinations, daily budgets,
  and travel tips. Confirm it and Baki sets everything up automatically. Available on Pro.
  
  Bug fixes and performance improvements.

### 1.8 — 2026-05-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*