# Balance: Budget & Save — Budget, Track & Save Smarter > Personal finance app for budgeting, tracking expenses, and saving with bank account integration. (iPhone/iPad app by Pynse.) - Source: https://appshunter.io/ios/app/balance-budget-and-save/id6759352049 (this page in markdown: same URL + `.md`) - Developer: [Pynse](https://appshunter.io/developer/1878236792) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 18.6 · 20 MB - Languages: American English - Released: 2026-04-16 - Data updated: 2026-08-20 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/balance-budget-and-save/id6759352049/reviews.md ## What is Balance? Balance makes it easy to stay on top of your money. Link your bank accounts and credit cards to see everything in one place — balances, transactions, budgets, and more. See your full financial picture Connect all your accounts through Plaid's secure bank linking. Track checking, savings, credit cards, and investments alongside manual cash accounts — all in a single dashboard showing your net worth at a glance. Track every dollar Transactions sync automatically with smart categorization. Edit categories, search and filter by date or account, and spot trends in your spending over time. Budget with confidence Create weekly or monthly budgets and watch your progress in real time. Color-coded indicators show where you stand so you never overspend. Set savings goals Define goals with target amounts and deadlines. Link multiple accounts toward a single goal and see exactly how much you need to save each month to stay on track. Know what's coming Cash flow forecasting projects your balance 30, 60, or 90 days ahead. See your "safe to spend" amount based on upcoming bills and subscriptions. Stay alert Smart notifications for low balances, budget limits, large transactions, duplicate charges, and upcoming bills — all customizable to your preferences. Home screen widgets Check your net worth, upcoming bills, recent transactions, and alerts without opening the app. Your data, secured Bank-level security through Plaid. Lock the app with Face ID or Touch ID. Your financial data stays private. --- Balance Premium — Subscription Required All features above require a Balance Premium subscription. Start with a 7-day free trial, then choose your plan: • Monthly: $9.99/month (USD) · $12.99/month (CAD) • Yearly: $83.99/year (USD) · $89.99/year (CAD) Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pynse.com/privacy-policy ## Key features - Link bank accounts and credit cards - Automatic transaction categorization - Real-time budget progress tracking - Customizable savings goals - Cash flow forecasting - Smart financial alerts - Home screen widgets ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/balance-budget-and-save/id6759352049/reviews.md ### 5/5 — Bug free native app for personal finance *2026-04-22* Great app for personal finance, budget management. Controlled in the settings really help what to track in the expense. ## Frequently asked questions about Balance ### What is Balance's subscription cost? Balance Premium requires a subscription. Monthly plans are $9.99 USD / $12.99 CAD, and yearly plans are $83.99 USD / $89.99 CAD. A 7-day free trial is available. ### How does Balance ensure my financial data is secure? Balance uses bank-level security through Plaid for linking accounts. The app can be locked with Face ID or Touch ID, and your financial data is kept private. ### Can I cancel my Balance subscription? Yes, you can manage or cancel your subscription anytime in your Apple ID account settings. Cancellation must occur at least 24 hours before the end of the current subscription period. ### What devices does Balance support? Balance is available on iPhone and iPad, offering a seamless experience across Apple devices. ### How often is Balance updated? The latest version is 1.1.8, and the app was last updated on May 22, 2026, indicating regular maintenance and updates. ### Does Balance have ads? No, Balance does not contain advertisements. All features are part of the Balance Premium subscription. ### What is the age rating for Balance? Balance has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances. ### What kind of accounts can I link to Balance? You can link checking, savings, credit cards, and investment accounts through Plaid's secure linking. Manual cash accounts can also be added. ## Version history (last 5 releases) ### 1.1.9 — 2026-08-03 - Attach a receipt to the right card — we'll match it to your bank transaction when it posts. - Delete pending receipts, and see them load instantly. - Transaction dates now match what your card issuer shows. - Better international support: your device's currency and banks from your own country. - Bank picker simplified, plus various fixes. ### 1.1.8 — 2026-05-22 What's New in 1.1.8 Snap receipts, skip the typing Tap the camera on the Transactions tab to scan any receipt. We'll pull out the amount, merchant, date, location, and category automatically — review and save. Receipts find their transactions Scanned a receipt for a card you've linked? We'll match it up to the matching bank transaction automatically — no more hunting through your statement. If the transaction hasn't posted yet, we'll attach it as soon as it does. Apple Pay & supplementary cards Receipts paid with Apple Pay (or a secondary card on the same account) print a different number than the card on file. When that happens, just pick the card you used once — we'll remember it for next time. Locations on receipts Receipts now capture where you shopped. Tap a transaction to see it on the map. Smarter merchant detection Vendor names, logos, and websites are filled in automatically so your transaction list stays clean and recognizable. Net balance trend on the home card The monthly income vs. expense card now shows a clear net trend line so you can see at a glance whether you're ahead. Sign-in reliability Behind-the-scenes improvements to authentication and identity handling so accounts stay linked correctly when you log in across devices. ### 1.1.7 — 2026-05-13 • Faster bank linking — accounts show up instantly while syncing finishes. • Quick-add transactions from anywhere with the new bottom shortcut. • Redesigned empty states for Transactions, Budgets, and Savings Goals. • Cleaner Monthly Income vs. Expense chart. • Hide cash accounts from your home screen widget. • Refreshed paywall, plus stability and reliability improvements. ### 1.1.4 — 2026-04-22 Bug fixes and sync improvements: • Fixed duplicate budgets appearing after creating a new one • Deleted accounts, transactions, budgets, savings goals, and recurring streams no longer reappear after sync • Improved reliability of offline edits syncing to the cloud ### 1.1.3 — 2026-04-17 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*