# Balance Guide: Bills Forecast — user reviews

> 83 indexed App Store user reviews of Balance Guide by Mindwarp Consultancy Ltd, rated 4.50/5 from 15 ratings.

- Source: https://appshunter.io/ios/app/balance-guide-bills-forecast/id427557586/reviews
- App overview in markdown: https://appshunter.io/ios/app/balance-guide-bills-forecast/id427557586.md
- Rating breakdown: 5★ 11 · 4★ 3 · 3★ 0 · 2★ 0 · 1★ 1

## What do users think of Balance Guide?

Overall sentiment: positive

**Pros**

- 👍 Easy to use interface
- 📈 Excellent forecasting capabilities
- 🧮 Manages multiple accounts
- 💰 Helps control finances
- 📊 Clear graphs and visualizations
- 🚀 Efficient for budgeting
- ✅ Reliable and stable
- 💡 Simple yet effective
- 🔒 Good for tracking spending
- ✅ Useful for planning ahead
- 💯 Highly recommended
- ✅ Good for contract workers
- ✅ Stops forgetting bills
- ✅ Great for personal finances
- ✅ Intuitive design
- ✅ Helpful tutorial
- ✅ Good value for price
- ✅ Syncs accounts
- ✅ Great for tight budgets
- ✅ Quick updates for bugs
- ✅ Good for short-term planning
- ✅ Saves money
- ✅ Manages multiple accounts
- ✅ Easy to set up
- ✅ Stress-free control
- ✅ Syncs transfers between accounts
- ✅ Good for paycheck-to-paycheck
- ✅ Useful for estimating balance
- ✅ Not bloated with features
- ✅ Easy to edit/delete entries
- ✅ Customizable
- ✅ Great for organizing finances
- ✅ Good for seeing breakdown of spending
- ✅ Helpful for seeing upcoming deposits/bills
- ✅ Good for seeing financial status
- ✅ Good for seeing how much is left
- ✅ Good for seeing current and future balances
- ✅ Simple to enter bills
- ✅ Good for seeing month ahead
- ✅ Good for seeing how rich or poor you'll be
- ✅ Allows transfers across accounts
- ✅ Can view graphs
- ✅ Budgeting up to two years in advance
- ✅ Tracking several different accounts
- ✅ Fantastic tool
- ✅ Best budget app
- ✅ Fantastic app for regular finances
- ✅ Just what I needed
- ✅ Enables on-the-go finance tracking
- ✅ Logical and flexible
- ✅ Does everything needed for day-to-day budgeting
- ✅ Basic and very easy to use
- ✅ Can set up multiple accounts
- ✅ See how rich or poor you'll be in the future
- ✅ Highly recommended
- ✅ Easy to use once set up
- ✅ Love seeing account balance against each transaction
- ✅ Great app
- ✅ Would be even better if...
- ✅ Still works a treat
- ✅ Most used app
- ✅ Invaluable for budgeting
- ✅ Extremely useful ability to add several accounts
- ✅ Perfect app and good displays
- ✅ Finally managed to control cash flow forecast
- ✅ Amazing app
- ✅ Really helps see the month ahead
- ✅ Great for checking future balances
- ✅ Best app found for tracking multiple accounts
- ✅ Excellent app to track money and budget
- ✅ Has everything needed
- ✅ Easy to use and great use of graphs
- ✅ Great little app
- ✅ Using this all the time to keep personal finances under control
- ✅ Best app on phone
- ✅ Manage accounts to the last penny
- ✅ Never saved so much money
- ✅ Very useful app
- ✅ Handy for reminding what's coming out
- ✅ Entering bills is simple
- ✅ Fantastic for contract workers
- ✅ Project forward months
- ✅ Helps sleep better
- ✅ Does just what was looked for
- ✅ Track and forecast balance in an account
- ✅ Awesome app
- ✅ Best app in the business
- ✅ Still the best for managing finances
- ✅ Great update
- ✅ Hats off to the developer
- ✅ Stops forgetting bills
- ✅ Really helps stop forgetting bills
- ✅ Can see when bills will come out
- ✅ Can see what balance will be
- ✅ Pretty good
- ✅ Great app
- ✅ Find it really useful to keep track of stuff
- ✅ Nice to be able to backup stuff
- ✅ Essential
- ✅ Great app
- ✅ Helps keep on track with where money is going
- ✅ Love the graphs
- ✅ Great app
- ✅ Easy to use and great forecasting tools
- ✅ Simple to type in account balance
- ✅ Easily see financial forecast
- ✅ Fabulous
- ✅ Best thing to forecast spending
- ✅ Brilliant
- ✅ Keeps organized and confident
- ✅ Impressively simple to use
- ✅ Excellent finance control app
- ✅ Great finance app for multi account control
- ✅ Easy to setup regular payments
- ✅ See current & future expected balances
- ✅ Great app
- ✅ Best personal finance app out there
- ✅ It's just what I used to do in Excel
- ✅ Even better because payments repeat automatically
- ✅ Forecast goes on forever
- ✅ Love it
- ✅ Future balance guide is great
- ✅ Good overall
- ✅ Tells me what bank balance will be
- ✅ When unsure of balance, this app tells me
- ✅ Excellent
- ✅ Really great app
- ✅ Especially the future forecast part
- ✅ Default setting for future forecast should always be today's date
- ✅ Good app
- ✅ Very good and easy app to use
- ✅ Would recommend to anyone
- ✅ Great for budgeting
- ✅ Really handy for budgeting
- ✅ Helps track weekly spends
- ✅ Makes sure not to spend what can't be afforded
- ✅ Faultless
- ✅ Does what it says on the tin
- ✅ Been using this for ages
- ✅ Great app
- ✅ Great finance app
- ✅ Love the interface
- ✅ Everything is clear and concise
- ✅ Especially with the tutorial
- ✅ Definitely worth a try for the price
- ✅ A keeper
- ✅ Great app
- ✅ Use this app daily to track account
- ✅ Onboarding tutorial was extremely helpful
- ✅ Charts are gorgeous
- ✅ The best app ever
- ✅ More confident about having enough money for a big purchase
- ✅ So simple to use
- ✅ Brilliant
- ✅ Practical but needs small tweaks
- ✅ Nice visual representations to follow budget
- ✅ Useful tracking app
- ✅ Good option
- ✅ Lots of different data visualizations
- ✅ Still remaining simple and straightforward
- ✅ Recommended
- ✅ Best App for monitoring spending
- ✅ Great app
- ✅ Allows entering opening balance, recurring transactions, and general daily spends
- ✅ See at a glance how much should be left on any given day
- ✅ Allows checking how much is in hand before next pay day
- ✅ Decide if can afford to spend now or not
- ✅ Likely to need to add funds before salary next comes
- ✅ Reported a small glitch and it was resolved quickly
- ✅ Well done to the team
- ✅ Keep up the good work
- ✅ Great app for balance and forecasting
- ✅ This app is great
- ✅ Does everything previous app did and then some
- ✅ Will not be disappointed
- ✅ Graphs are great to see breakdown
- ✅ Able to see how much is being spent in different areas
- ✅ Very customizable
- ✅ Great app
- ✅ So easy to use
- ✅ Unlike most other money apps
- ✅ Does exactly what you want it to
- ✅ Can store more than one account
- ✅ Used to be great
- ✅ Dee
- ✅ Great app
- ✅ Can see at a glance finance situation
- ✅ Awesome
- ✅ Great app
- ✅ Really helps keep all finances in order
- ✅ Thanks to the creator
- ✅ Bank balance on track
- ✅ Within minutes had put all incomes and outgoings
- ✅ Tells what financial balances are now
- ✅ Use it everyday to track bank balance
- ✅ Total awesome great app
- ✅ Used to be great
- ✅ Loved this app
- ✅ Prior to this would have given 5 star rating
- ✅ Perfect finance app for needs
- ✅ Simple but effective finance app
- ✅ Not bloated with too many needless features
- ✅ Features that can benefit from
- ✅ Can see at a glance how much money right through to next payday
- ✅ Can plan budget accordingly
- ✅ Almost Perfect
- ✅ Great app
- ✅ Really useful app
- ✅ Great App
- ✅ Like the appearance of upcoming deposits and bills show in Forecast Screen
- ✅ Very easy to edit or delete entries
- ✅ Perfect for personal use
- ✅ Perfect for tracking spending and short term planning
- ✅ Simple to use
- ✅ Much better and much quicker since update
- ✅ Can't recommend enough to anyone that wants to plan ahead and keep control of finances
- ✅ Money organiser
- ✅ Easy to use, quick and helpful
- ✅ Keeping track of spending and planning monthly budgets
- ✅ Very handy
- ✅ Very useful way of keeping track of expenses and income
- ✅ Saving made easy
- ✅ Great App easy to use
- ✅ Great incentive to save
- ✅ Love it
- ✅ Excellent
- ✅ Great product
- ✅ Highly recommended
- ✅ Easy to use and very intuitive
- ✅ Ability to manage multiple accounts
- ✅ Extremely useful features
- ✅ Don't know why you would use any other similar app
- ✅ Has everything you will need
- ✅ Easy to use
- ✅ Great app
- ✅ Very pleased
- ✅ Great app
- ✅ Very helpful keeping track of expenses
- ✅ Great
- ✅ Great app to have
- ✅ Keep track of payments and how much you have left at end of month
- ✅ Top notch
- ✅ Perfect app for me
- ✅ Use it all the time
- ✅ Spend 5 mins reading tutorial and it's very easy to use
- ✅ Nice quick budge app
- ✅ Like the variable month end and nice interface
- ✅ Great app
- ✅ Very useful app
- ✅ Simple to use
- ✅ Keep track of spending
- ✅ Allow for future spending as well
- ✅ Really good app
- ✅ Simple to use
- ✅ Facilitates multiple accounts
- ✅ Best app found for keeping track of finances
- ✅ Would recommend it
- ✅ Good price
- ✅ Great app
- ✅ Easy to use
- ✅ Really helps stop spending and wasting money
- ✅ Balance guide
- ✅ 5 star
- ✅ Fab app
- ✅ Great app
- ✅ Keeps you in check with balance at all times
- ✅ Helping you stay on track and out of the red
- ✅ Great App
- ✅ Excellent easy to use and truly useful app
- ✅ Wouldn't be without it
- ✅ Works great
- ✅ Lets you look ahead to see what will happen with balance
- ✅ Awesome tool
- ✅ Easy to use - a must have App
- ✅ Tried lots of different financial apps
- ✅ This one is the one
- ✅ Amazingly easy to set up
- ✅ Well worth taking time to set up with all regular direct debits
- ✅ Set up for accounts
- ✅ Gives easy way to see where you are today
- ✅ See how you will be financially at any date in the future
- ✅ Set all spending with different types of spending
- ✅ Helps you see where you can cut down on what you spend
- ✅ Worth every penny
- ✅ Simple to use, stress free way to take control of finances
- ✅ Looking for app to take control of finances
- ✅ Every one tried requires loads of time submitting information
- ✅ Totally unrealistic for someone with busy life
- ✅ This app is different
- ✅ Once set up regular bills and salary, requires virtually no time
- ✅ Easy to see at a glance if going to go overdrawn
- ✅ Really simple user friendly interface
- ✅ Pleasure to use
- ✅ Fantastic little app
- ✅ Give it a try
- ✅ Balance guide
- ✅ Awesome app
- ✅ Love how can transfer between accounts
- ✅ All sync with each other
- ✅ Don't have to go to checking & record what to save and then go savings and put it in there
- ✅ Would give 10 stars if could
- ✅ Good so far, but...
- ✅ Like the forecast feature
- ✅ Don't know why more apps don't have it
- ✅ Good for people that live paycheck to paycheck
- ✅ Missing bimonthly option for income and expenses
- ✅ Missing ability to import
- ✅ Doesn't Work!!!
- ✅ Downloaded today and it does not work
- ✅ Tap on icon, splash screen appears, and app closes
- ✅ Want a refund
- ✅ Only tracks one account
- ✅ Paid for this on back of great reviews
- ✅ Realised it only tracks one account
- ✅ If have current account and credit card, only able to track one
- ✅ Contacted developer over a month ago
- ✅ Apparently something being worked on but no update yet
- ✅ Once multiple accounts are available it'll probably be a pretty good app
- ✅ Until then it's useless
- ✅ Buggy
- ✅ Installed version 1.4
- ✅ Organisation obviously doesn't test data accuracy
- ✅ Only thing wanted is data accuracy
- ✅ Type in costs like $2312, go back later and it is $2
- ✅ Only happens some times
- ✅ Can't trust any of the costs
- ✅ Similar problem with dates and recurrances
- ✅ Forecast is totally pointless if data is wrong
- ✅ Doesn't matter how well graphs look or how slick app is overall
- ✅ Excellent. V impressed
- ✅ Shopped around for app to help after bank withdrew overdraft
- ✅ Have to keep daily eye on household account balance
- ✅ Don't like idea of real bank account details on mobile device
- ✅ Looks like it'll do just what is needed
- ✅ Alarm every time got a direct debit going out would be welcome upgrade
- ✅ Very useful program
- ✅ Great program which is used routinely to estimate balance before next pay
- ✅ Have used Quicken, Moneydance and MYOB
- ✅ Highly recommend this app instead
- ✅ App is great except one bug
- ✅ App is great especially with graphs
- ✅ Just one bug that needs fixing
- ✅ When sent date it chooses the day after
- ✅ For instance choose July 16 in date chooser and it automatically shows July 17
- ✅ Fix it and app will be five stars
- ✅ Brilliant
- ✅ Been looking for app like this for ages
- ✅ Perfect way to track finances on the go
- ✅ Without needing degree in accounting to understand app
- ✅ Has all functions needed
- ✅ Without overcomplicating it
- ✅ Losing user friendly nature
- ✅ Plus really nice clear screens
- ✅ Love the colours
- ✅ Sleek and easy to read
- ✅ Highly recommend

**Cons**

- 🐛 Forecast graph needs EOD Balance
- 🐛 No confidentiality statement for support
- 🐛 Cannot change payments in forecast based on budget/wages
- 🐛 Cannot list all months events, only from today
- 🐛 Balance goes mad since Jan 19
- 🐛 Change of year blip
- 🐛 Reoccurring transactions change notification needed
- 🐛 Notification before planned transaction overdue needed
- 🐛 Option for part payment needed
- 🐛 No semi-monthly recurrence option
- 🐛 Months with 5 weeks are problematic
- 🐛 Useless without recurrence option for how most people get paid
- 🐛 Would like to import transactions via csv
- 🐛 Lacks summary list of accounts with balances
- 🐛 Does not sync between installs
- 🐛 Sync feature would allow wife and I to instantly view financial status
- 🐛 End date selector off screen on iPhone 4s
- 🐛 Future balance graph not zoomable in portrait
- 🐛 Needs improvements
- 🐛 Manually change transaction amounts in forecasting needed
- 🐛 Way to clear out what has and has not been paid yet needed
- 🐛 Default setting for future forecast should always be today's date
- 🐛 UI should keep all screens vertical
- 🐛 Not sure when to use social media stuff
- 🐛 New version won't let correct balance
- 🐛 Lost half of stuff in new version
- 🐛 Useless now because it doesn't work
- 🐛 Forecasts only based on individual account
- 🐛 Missing multi currency
- 🐛 Buggy
- 🐛 Data accuracy issues
- 🐛 Randomly changes cost amounts
- 🐛 Similar problem with dates and recurrences
- 🐛 Forecast pointless if data is wrong
- 🐛 Bug: date chooser chooses day after selected date
- 🐛 Only tracks one account
- 🐛 No update for multiple accounts for over a month
- 🐛 Missing bimonthly option
- 🐛 Missing ability to import
- 🐛 Does not sync between installs
- 🐛 Forecast graph needs EOD Balance
- 🐛 No confidentiality statement for support
- 🐛 Cannot change payments in forecast based on budget/wages
- 🐛 Cannot list all months events, only from today
- 🐛 Balance goes mad since Jan 19
- 🐛 Change of year blip
- 🐛 Reoccurring transactions change notification needed
- 🐛 Notification before planned transaction overdue needed
- 🐛 Option for part payment needed
- 🐛 No semi-monthly recurrence option
- 🐛 Months with 5 weeks are problematic
- 🐛 Useless without recurrence option for how most people get paid
- 🐛 Would like to import transactions via csv
- 🐛 Lacks summary list of accounts with balances
- 🐛 Does not sync between installs
- 🐛 Sync feature would allow wife and I to instantly view financial status
- 🐛 End date selector off screen on iPhone 4s
- 🐛 Future balance graph not zoomable in portrait
- 🐛 Needs improvements
- 🐛 Manually change transaction amounts in forecasting needed
- 🐛 Way to clear out what has and has not been paid yet needed
- 🐛 Default setting for future forecast should always be today's date
- 🐛 UI should keep all screens vertical
- 🐛 Not sure when to use social media stuff
- 🐛 New version won't let correct balance
- 🐛 Lost half of stuff in new version
- 🐛 Useless now because it doesn't work
- 🐛 Forecasts only based on individual account
- 🐛 Missing multi currency
- 🐛 Buggy
- 🐛 Data accuracy issues
- 🐛 Randomly changes cost amounts
- 🐛 Similar problem with dates and recurrences
- 🐛 Forecast pointless if data is wrong
- 🐛 Bug: date chooser chooses day after selected date
- 🐛 Only tracks one account
- 🐛 No update for multiple accounts for over a month
- 🐛 Missing bimonthly option
- 🐛 Missing ability to import
- 🐛 Does not sync between installs
- 🐛 Forecast graph needs EOD Balance
- 🐛 No confidentiality statement for support
- 🐛 Cannot change payments in forecast based on budget/wages
- 🐛 Cannot list all months events, only from today
- 🐛 Balance goes mad since Jan 19
- 🐛 Change of year blip
- 🐛 Reoccurring transactions change notification needed
- 🐛 Notification before planned transaction overdue needed
- 🐛 Option for part payment needed
- 🐛 No semi-monthly recurrence option
- 🐛 Months with 5 weeks are problematic
- 🐛 Useless without recurrence option for how most people get paid
- 🐛 Would like to import transactions via csv
- 🐛 Lacks summary list of accounts with balances
- 🐛 Does not sync between installs
- 🐛 Sync feature would allow wife and I to instantly view financial status
- 🐛 End date selector off screen on iPhone 4s
- 🐛 Future balance graph not zoomable in portrait
- 🐛 Needs improvements
- 🐛 Manually change transaction amounts in forecasting needed
- 🐛 Way to clear out what has and has not been paid yet needed
- 🐛 Default setting for future forecast should always be today's date
- 🐛 UI should keep all screens vertical
- 🐛 Not sure when to use social media stuff
- 🐛 New version won't let correct balance
- 🐛 Lost half of stuff in new version
- 🐛 Useless now because it doesn't work
- 🐛 Forecasts only based on individual account
- 🐛 Missing multi currency
- 🐛 Buggy
- 🐛 Data accuracy issues
- 🐛 Randomly changes cost amounts
- 🐛 Similar problem with dates and recurrences
- 🐛 Forecast pointless if data is wrong
- 🐛 Bug: date chooser chooses day after selected date
- 🐛 Only tracks one account
- 🐛 No update for multiple accounts for over a month
- 🐛 Missing bimonthly option
- 🐛 Missing ability to import
- 🐛 Does not sync between installs

**Commonly reported bugs**

- Balance goes mad since Jan 19
- Change of year blip
- New version won't let correct balance
- Lost half of stuff in new version
- Useless now because it doesn't work
- Buggy
- Data accuracy issues
- Randomly changes cost amounts
- Similar problem with dates and recurrences
- Forecast pointless if data is wrong
- Bug: date chooser chooses day after selected date
- Only tracks one account
- No update for multiple accounts for over a month
- Forecast graph needs EOD Balance
- End date selector off screen on iPhone 4s
- Future balance graph not zoomable in portrait
- UI should keep all screens vertical
- Downloaded today, and it does not work
- Tap on icon, splash screen appears, and app closes
- When I type in costs like $2312, I go back later and look and it is $2
- Similar problem with dates and recurrances
- When you sent the date it chooses the day after
- For instance you choose July 16 in the date chooser and it automatically shows July 17
- Only tracks one account
- Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet
- Buggy
- When I type in costs like $2312, I go back later and look and it is $2. That only happens some times.
- Similiar problem with dates and recurrances.
- When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
- The forecasts are only based on individual account.
- The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.
- Since Jan 19 if I add or change a payment the balance goes mad. Into the minus by several thousand pounds. There seems to be a change of year blip!!!!!
- The Forecast Graph needs to report on the EOD Balance (days income-outgoing) instead of the Start Balance.
- On iPhone 4s the end date selector is off screen so very difficult to set. Future balance graph - would be better if zoom able without having to scroll and not just in landscape.
- Downloaded this today, and it does not work. I tap on the icon, the splash screen appears, and the app closes.
- Paid for this on the back of great reviews and then realised it only tracks one account, so if you have a current account and a credit card you'll only be able to track one of them. Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet.
- When I type in costs like $2312, I go back later and look and it is $2. That only happens some times. I can't trust any of the costs. Similiar problem with dates and recurrances.
- When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
- The forecasts are only based on individual account. That is useless.
- The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.

**Most requested features**

- Forecast graph to report on EOD Balance instead of Start Balance
- Confidentiality statement for support requests
- Option to change payments based on budget/wages
- Ability to list all months events, not just from today
- Notification before planned transaction is overdue
- Option for part payment (split)
- Semi-monthly recurrence option
- Import transactions via CSV
- Summary list of accounts with balances
- Sync between installs for multiple devices
- Zoomable future balance graph in portrait mode
- Manually change transaction amounts in forecasting
- Way to clear out what has and has not been paid yet
- Default setting for future forecast to be today's date
- Keep all screens vertical in UI
- Option to change 'only this transaction' or 'change all future transactions'
- Multi-currency support
- Alarm for direct debits
- Statistics on absolute values by category of spend instead of percentages
- Ability to import data
- Bimonthly option for income and expenses
- Sync feature for multiple users (e.g., husband and wife)
- Dark mode option
- Advanced analytics dashboard
- Ability to enter transactions manually instead of automatically
- Allow changing amount if different without changing original amount
- Switch between accounts on any page
- Social media integration (though one user is unsure of its use)
- More user-friendly interface
- Adjustments for months with 5 weeks
- Ability to correct balance
- Fix for lost data in new version
- Fix for forecasts only based on individual account
- Fix for date chooser selecting the day after
- Support for multiple accounts
- Update for multiple accounts
- Ability to import
- Bimonthly option
- Sync between installs
- Forecast graph needs EOD Balance
- Confidentiality statement for support
- Change payments based on budget/wages
- List all months events
- Notification before planned transaction overdue
- Part payment option
- Semi-monthly recurrence
- CSV import
- Summary list of accounts
- Sync between installs
- Zoomable graph in portrait
- Manual transaction changes
- Clear paid/unpaid transactions
- Default forecast date to today
- Vertical UI
- Change reoccurring transactions
- Multi-currency
- Direct debit alarms
- Statistics by category
- Import data
- Bimonthly option
- Sync for multiple users
- Ability to correct balance
- Fix for lost data
- Fix for individual account forecasts
- Fix for date chooser bug
- Support for multiple accounts
- Update for multiple accounts
- Ability to import
- Bimonthly option
- Sync between installs

## Newest reviews (19 of 83)

### 4/5 — Would Recommend - Minor Adjustment Needed

*2021-09-25*

This is a fantastic app and does the job nicely for keeping track of regular finances. There is a requirement, which I have brought to the Developers attention, whereby the Forecast Graph needs to report on the EOD Balance (days income-outgoing) instead of the Start Balance. Also, it would be good to have a confidentiality statement for when you are requesting support. Aside from that, this app is just what I needed and enables me to keep track of my finances on the go without having to worry about frequent updates of “the books”. If the app considered the above, it would have been 5 stars hands down. Well done!

### 4/5 — Easy to use once set up

*2019-02-07, version 1.9.33*

I love being able to see my account balance against each transaction.
I would love there to be an option to change payments in the forecast depending on budget/Wages as I can allocate a varying amount depending on budget/wages.

### 4/5 — Finally managed to control my cash flow forecast !!

*2018-03-16*

Perfect app and good displays .. would be fantastic if :

1) When changing individual dates and amounts for reoccurring transactions .. it should simply ask if I would like to change “only this transaction” or would I like to “change all future transactions”

2) I would prefer the app giving me a notification before assuming that the planned transaction is overdue or “ended” as the app calls it, when the due date passes .. most transactions “even though planned” would for sure face a few days slippage or so ! 

3) it should give the option of making part of the payment in some cases .. I believe it’s called “split” in other apps.. for example if I’m setting a monthly expenditure “budget” for fuel of say $50 .. I should be able to pay $10 and it should give me the option of pushing back $40 to later that month 

If you do the above .. I believe we will have the best all rounded app !

### 5/5 — Brilliant budget tracker

*2017-07-19*

It's an excellent app to track my money and budget, has everything I need.
Easy to use and great use of graphs.

### 5/5 — Great little app.

*2017-07-13*

Using this all the time to keep my personal finances under control.

### 5/5 — You've got to get this !

*2016-12-04, version 1.9.27*

Best app on my phone, manage my accounts to the last penny, never saved so much money in my life 😊

### 5/5 — Very useful app

*2016-10-14*

I am using it track three accounts. It's handy for reminding me what's coming out, when and if I need to move money between accounts. Entering bills is so simple. Enter a category if you want, it doesn't matter.
Most finance software require you to be very precise about entering all transactions in the past to get the balance correct. While entering all known future transactions will help the forecast accuracy don't get uptight about any in the past that you miss. Just reset the balance to the previous days bank balance and you're off again.

### 5/5 — Fantastic

*2016-07-03, version 1.9.23*

Loving this. I'm a contract worker, not paid for hols or sickness. I can now project forward 9 months or more, factoring anticipated expenditure, to see what I can budget for Christmas etc! Helps me sleep better too !

### 4/5 — Nearly perfect

*2016-06-16*

This app does just what I was looking for - track and forecast balance in an account. Unfortunately it doesn't sync between installs (unless you backup / restore). I would love if that feature was added - that would allow my wife and I to instantly view our financial status!

### 5/5 — Awesome!!!

*2016-02-20, version 1.9.23*

Best app in the business

### 5/5 — Still the best for managing finances

*2016-02-13, version 1.9.23*

Another great update.

Hats off to the developer, if you are looking to manage your finances easily then this is the app for you.

### 5/5 — Stops me forgetting bills

*2016-02-08, version 1.9.23*

I rely on this app now. It's really helps me stop forgetting my bills. I can see when they will come out and what my balance will be.

### 5/5 — Pretty good

*2016-02-07, version 1.9.23*

Great app. Find it really useful to keep track of stuff. Been using it a while. It's nice to be able to backup stuff too.

### 5/5 — Esssential

*2016-02-02, version 1.9.23*

Great app. Helps me keep on track with where my money is going. Love the graphs too.

### 5/5 — Great app!

*2015-11-01*

Easy to use and great forecasting tools.  Within about 30 minutes I had all of my recurring income and bills entered in. After that, it is as simple as typing in your account balance on any given day and you can then easily see your financial forecast.

### 5/5 — Fabulous !!

*2015-09-05, version 1.9.21*

Best thing to forecast your spending. I love it

### 5/5 — Brilliant

*2015-09-02*

This app keeps me organized and confident that my finances are on track now and in the weeks and months ahead. Impressively simple to use - brilliant.

### 5/5 — Excellent finance control app

*2015-08-18, version 1.9.20*

Great finance app for multi account control. Easy to setup regular payments and to see current & future expected balances.

### 5/5 — Great app

*2015-08-15, version 1.9.20*

Best personal finance app out there

## Most critical reviews (10 lowest-rated)

### 1/5 — No semi-monthly

*2017-10-01*

How do you make a budget app and don’t have a semi monthly recurrence.  It’s cool that you have an every 2-weeks, but what about the months with 5 weeks....?!   I can’t remember if I spent for this.  I hope it’s a free app cause it’s useless without a recurrence the way 90% of people get paid.

**Developer response:** Thanks for your review and thanks for your patience.
You can set monthly recurrences with a specific day of the month, therefore it would say always happen on the 25th.
Perhaps I’ve misunderstood?
Best regards,
Jules.

### 1/5 — Best App for monitoring your spending

*2014-06-18*

Great app this, especially for people like me, who live on a very tight budget.
It allows you to enter your opening balance, your recurring transactions, as well as your general daily spends, so you can see at a glance, how much you should have left on any given day.  For me, it allows me to check how much I have in hand before next pay day, which means I can decide if I can afford to spend now, or not - or if I'm likely to need to add some funds before my salary next comes.
I would also like to say, when I did notice a small glitch, I reported it straight away, and the people who created it, got straight on to resolve it, whilst giving constant feedback on how things were going, before releasing a quick update, and resolving the problem.
Well done Jules & the team.
Keep up the good work.

### 1/5 — Doesn't Work!!!

*2012-01-14*

Downloaded this today, and it does not work. I tap on the icon, the splash screen appears, and the app closes. I want a refund!

### 1/5 — Buggy

*2011-10-23*

I've installed version 1.4.  This organisation obviously doesn't test the data accuracy of this tool and that is the only thing I want.  When I type in costs like $2312, I go back later and look and it is $2.  That only happens some times.  I can't trust any of the costs.  Similiar problem with dates and recurrances.  A forecast is totally pointless if the data is wrong.  I doesn't matter how well the graphs look or how slick the app is overall.

### 2/5 — Needs improvements

*2014-09-26*

It would be great to manually be able to change the transaction amounts in the forecasting. Also a way to possibly clear out what has and what has not been paid yet

### 2/5 — Used to be great

*2014-02-28, version 1.9.14*

I loved this app, but recently I have found that when trying to make a payment a monthly payment which has no end date, it will only make the payment for that month. So I am having to go and put it in for each individual month. Thought it was me but I have done this many times before with no problem . Prior to this I would have given a 5 star rating.

### 2/5 — Simple money tracker

*2013-01-23*

As I used it found a big problem. The forecasts are only based on individual account. That is useless. Below is what I wrote before I realized that. 

Was considering writing my own app. 
This is not a accounting app. It's let's you track your primary expenses and then update using bank balance. Reduces my workload. 
Is only missing multi currency!!!
Gave 5 start in hope he will continue adding nice features, but in reality I should put 4 because missing multi currency.

### 2/5 — Only tracks one account

*2011-11-19*

Paid for this on the back of great reviews and then realised it only tracks one account, so if you have a current account and a credit card you'll only be able to track one of them. 

Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet.

Once multiple accounts are available it'll probably be a pretty good app but until then it's useless for me.

### 3/5 — Future balance guide is great

*2014-11-04, version 1.9.18*

But on iPhone 4s the end date selector is off screen so very difficult to set. Future balance graph - would be better if zoom able without having to scroll and not just in landscape. Still good overall.

### 3/5 — Practical but needs small tweaks

*2014-06-29*

Nice visual representations to follow your budget, but UI should keep all screens vertical. Also not sure when I would use the social media stuff. Overall,useful tracking app

## Most praised reviews (10 highest-rated)

### 5/5 — Great app!

*2025-02-17*

This is a fantastic tool for budgeting up to two years in advance and for tracking several different accounts. I don’t know what I would have done without it! Would give this 10 stars if I could!!

### 5/5 — Best app

*2022-04-25*

This is by far the best budget app alllows multiple accounts - highly recommend

### 5/5 — Thank you

*2020-10-20*

Great app! Easy to use! Logical and flexible! Does everything I need for day to day budgetting.
Thank you!

### 5/5 — Bal guide

*2019-08-09*

Basic, very easy to use, can set up multiple accounts make transfers across accounts. Can view graphs if that’s what floats your boat and even see how rich or poor you’ll be in the future, all for less than two quid. Highly recommended.

### 5/5 — Great app

*2019-01-12*

Would be even better if I could list all my months events rather than starting from today’s date, wondering if I input an expense from 4 days ago!

### 5/5 — Still the best

*2019-01-07*

After the latest update it still works a treat. It’s my most used app and invaluable for budgeting up to two years ahead. The ability to add several accounts is extremely useful. Thank you!

### 5/5 — Balance

*2019-01-05*

Since Jan 19 if I add or change a payment the balance goes mad. Into the minus by several thousand pounds. There seems to be a change of year blip!!!!!

**Developer response:** Sorry about that.
There was an issue which caused this at the time.
However this was fixed soon afterwards.
Thanks.
Jules.

### 5/5 — Fantastic

*2017-12-28*

I don’t normally write reviews but this app is amazing! Really helps me to see the month ahead and what changes I need to make.

### 5/5 — Brilliant app

*2017-08-10*

Great for checking future balances. 
Would like to be able to import transactions via csv.

### 5/5 — Great app; great support

*2017-08-06*

I've tried a few of these apps and this is by far the best I've found for keeping track of multiple accounts. The only thing it lacks is a summary list of accounts with balances although it does give you a total balance.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*