# Balance: Money Manager — Budget Planner,Finance Tracker

> Budget Planner,Finance Tracker (iPhone/iPad app by Muhammed Shahir Puthan Purayil.)

- Source: https://appshunter.io/ios/app/balance-money-manager/id6782656425 (this page in markdown: same URL + `.md`)
- Developer: [Muhammed Shahir Puthan Purayil](https://appshunter.io/developer/6782656427)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 18 · 114 MB
- Languages: American English
- Released: 2026-07-26
- Data updated: 2026-08-19
- User reviews in markdown: https://appshunter.io/ios/app/balance-money-manager/id6782656425/reviews.md

## What is Balance?

Your money, finally at peace.

Balance is a private home for your entire financial life. Every account, every transaction,
every goal, held in one calm, considered place that lives on your device and belongs only
to you.

We built Balance on a simple belief: understanding your money shouldn’t require
surrendering it. There is no sign-up. There are no servers reading your transactions. Your
finances stay on your iPhone, backed up, if you choose, to your own iCloud. Privacy isn’t
a feature here. It’s the foundation.

Everything, in one view. Cash, bank accounts, investments, assets, money you’ve lent,
money you owe. Balance brings them together into a single, honest picture of your net
worth, across 40+ currencies with live exchange rates, in 22 languages.

Effort, removed. Recurring bills and income post themselves through Smart Automations.
Bank messages become transactions with on-device parsing that learns how you
categorise. The bookkeeping happens quietly, so checking in takes seconds, not sessions.

Understanding, not just numbers. Thirteen analytics views, from cashflow insights and
expense heatmaps to net worth growth and financial independence, turn your history into
clarity. And when an analysis needs more data, Balance says so, honestly.

Life, included. Split expenses with friends and settle up into your real accounts. Plan your
giving. Attach receipts. Set budgets that meet you daily, weekly, or monthly. Build streaks
that make consistency feel good.

Yours, in every sense. Multiple profiles keep personal, work, and family finances separate.
Themes, fonts, and formats make it feel like your own. Privacy Mode hides every number
with a single tap.

Balance is free to start. Premium unlocks unlimited accounts, budgets, automations, and
every future feature, one subscription, managed by Apple, cancellable in two taps.

The day you stop worrying about money starts with seeing it clearly.

Privacy Policy:
https://balancemr1.wixsite.com/balancehome/privacy-policy

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/


## Version history (last 5 releases)

### 1.6.22 — 2026-08-14

Quick Templates are here! 

Log your most-used payments directly from your Add Screen with a single tap, no typing, no forms. You can also choose which profile each widget uses, making it easy to keep your Profile accounts separate.

Also in this update:
• Faster and more responsive widgets.
• Improved Privacy Mode.
• Improved Expense Heatmap.
• Faster Summary loading.
• Better account and transaction consistency.
• Improved Daily Spending widgets.

### 1.5.21 — 2026-08-08

• Fixed an issue where some repeated transactions weren’t shown correctly in account details.
• Improved transaction editing, account selection, and Quick Add reliability.
• Fixed issues with templates, lent transactions, and archived accounts.
• Performance improvements and minor bug fixes.

### 1.4.19 — 2026-08-06

• Fixed amount entry for regions that use a comma as the decimal separator, including Indonesia, Germany, Brazil, France, Vietnam, Spain, and Italy.
• Improved currency formatting across all supported currencies while respecting your preferred number grouping.
• Improved performance for large transaction histories and fixed minor bugs.

Thank you for using Balance!

### 1.3.17 — 2026-08-05

• Quick Add & Payment Templates. Save frequent payments and record transactions in seconds.
• Smarter note suggestions that autofill as you type.
• A redesigned first-run experience with guided setup, automatic regional settings, and progress saving.
• Performance improvements and bug fixes.

### 1.2.16 — 2026-08-03

• iCloud Backup from day one. Enable it during setup to securely back up your accounts, transactions, receipts, budgets, and settings to your private iCloud.
• Search in Settings. Quickly find options like Backup, Dark Mode, Export, and more with built-in settings search.
• Improved date & time picker. A redesigned layout keeps everything visible on all devices and preserves your selected time.
• Performance improvements and minor bug fixes.

Thank you for using Balance!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*