# Balance: Net Worth & Budget — Track Wealth, Cash & Savings

> Simple net worth and budget tracker focusing on account balances and financial progress. (iPhone/iPad app by Kango Studios LLC.)

- Source: https://appshunter.io/ios/app/balance-net-worth-and-budget/id1447322358 (this page in markdown: same URL + `.md`)
- Developer: [Kango Studios LLC](https://appshunter.io/developer/1115907089)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 57 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 7 MB
- Languages: American English
- Released: 2019-03-31
- Data updated: 2026-08-17
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/balance-net-worth-and-budget/id1447322358/reviews.md

## What is Balance?

Track your net worth without tracking every transaction.
Balance helps you manage wealth, savings, cash flow, and investments—simply.
Update balances daily or monthly and see your financial progress clearly.

WHY BALANCE?
Balance is a simple, powerful net worth and budget app for people who want clarity without complexity.

Instead of logging every purchase, Balance focuses on what matters most: your account balances, savings growth, investments, and total net worth.

WHAT YOU CAN DO WITH BALANCE

NET WORTH & FINANCIAL OVERVIEW
• Automatically calculate your total net worth
• Track assets, savings, investments, and debt
• See long-term financial progress at a glance

SMART ACCOUNT TRACKING
• Track daily, monthly, or yearly balances
• Organize accounts into:
  – Cash & checking
  – Short-term savings (cars, vacations, college)
  – Long-term savings & retirement
• Track investment growth and gains

CASH FLOW & GOALS
• Monitor income vs spending
• See if you’re saving more or spending more
• Track your financial crossover point
  (when investment income exceeds expenses)

CUSTOMIZATION
• Fully customizable accounts and totals
• Light and Dark Mode
• Choose how your financial data is displayed

REMINDERS YOU CONTROL
• Optional monthly or daily reminders to update balances
• Notifications only if you enable them — never spam

BALANCE PRO FEATURES
Upgrade to Balance Pro to unlock advanced tools:
• Unlimited accounts
• Yearly tracking for full net worth history
• Enhanced progress views
• Dark Mode
• Monthly reminders
• No ads
• Support an independent developer

SIMPLE. PRIVATE. SECURE.

Balance does not track transactions, sell data, or send unwanted notifications.
Your financial data stays private, simple, and under your control.

PERMISSIONS
• Notifications: Used only for optional balance reminders you choose

LINKS
Terms of Service: https://kangostudios.com/#/terms
Privacy Policy: https://kangostudios.com/#/privacy

## Key features

- Net worth calculation
- Asset and debt tracking
- Investment growth monitoring
- Customizable account organization
- Income vs. spending overview
- Optional balance update reminders
- Light and Dark Mode

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro - Yearly | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Loot Pro - Small | $2.99 | one-time |
| Loot Pro - Medium | $4.99 | one-time |
| Nice Tip - Nice | $0.99 | one-time |
| Loot Tip - Kind | $2.99 | one-time |
| Loot Tip - Generous | $4.99 | one-time |
| Loot Tip - Amazing | $9.99 | one-time |
| Loot Tip - Ginormous | $19.99 | one-time |
| Loot Pro - Large | $14.99 | one-time |


## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/balance-net-worth-and-budget/id1447322358/reviews.md

### 5/5 — Horrible update

*2026-07-01*

Update is not good

### 5/5 — Oun

*2026-01-04*

Za

### 5/5 — Love this app

*2024-09-27*

Easy to interact and track changes. I would love to be part of the leadership as partners

### 5/5 — Data

*2024-03-09*

The data isn’t updated

### 5/5 — Keep it in mind

*2024-03-04*

━━━━━━╮ 　┃　 ’ω’ 　 ┃ 　┃　　　　　　┃ 　┃┃　　　┃　┃ 　┃┃　　　┃　┃ 　┃┃　　　┃　┃ 　╰┫　　　╰┳╯ 　　┃　┃　　┃ 　　┃　┃　　┃ 　　┃　┃　　┃ 　╭┛╭┛　 ┃ 　┗━┻━━━╯

### 4/5 — Je

*2023-12-27*

━━━━━━╮
　┃　 ’ω’ 　 ┃
　┃　　　　　　┃
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　┃┃　　　┃　┃
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　╰┫　　　╰┳╯
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　╭┛╭┛　 ┃
　┗━┻━━━╯

### 1/5 — Total CRAP

*2022-04-16, version 2.0.3*

Couldn’t figure out how to do ANYTHING useful. Instructions tell you nothing. This app doesn’t make any sense. I don’t even know what it’s supposed to do but it doesn’t track anything you have to manually input everything and it’s only for accounts not transactions. Deleted within a minute of opening it. I want my minute back.

### 1/5 — Does not work on iOS 15.2

*2021-12-15*

Downloaded and unable to add any data as the “Add Account” button does not work; iPhone 13 mini, iOS 15.2.

### 3/5 — Buggy update

*2021-09-03*

Updated review.. it’s been months later and they haven’t bothered to fix the major bugs introduced.. so I’m not too happy. I really thought they would fix those asap. In its current state I prefer the previous version.

I was very glad to see that the app is still being developed and received a major update! However I’m currently seeing some bugs and omissions from today’s update that I hope will be fixed soon. For one, there’s no Total chart?? The chart showing total account values seems to have disappeared.  

Also if I go back to previous months at some points the values go out of wack. The change amounts reported are not accurate anymore for those months. They don’t add up from month to month and show weird changes.

Also the changelog mentions a new biometric protection feature but I’m not seeing that option anywhere in the settings?

I’m otherwise happy with the changes thanks for the update but please fix the issues.

7/25: hotfix update didn’t resolve any of these issues

### 1/5 — Don’t like the update at all

*2021-08-08*

Way preferred the app prior to the update. Don’t see any improvements that assist for why I brought the app in the first place

## Frequently asked questions about Balance

### What does the Balance app do?

Balance is a net worth and budget application designed to help users track their financial progress simply. It focuses on monitoring account balances, savings, investments, and debt to provide a clear overview of total net worth without requiring users to log every individual transaction.

### What are the key features of Balance?

Key features include automatic net worth calculation, tracking of assets, savings, investments, and debt, and a clear overview of long-term financial progress. Users can also track daily, monthly, or yearly balances for various account types, monitor income versus spending, and customize their financial data display.

### Is Balance free to use?

The app offers a free version with core features. For advanced tools like unlimited accounts, yearly tracking for full net worth history, enhanced progress views, and ad-free experience, users can upgrade to Balance Pro through a freemium model.

### What kind of financial accounts can I track?

You can organize and track various account types, including cash and checking accounts, short-term savings for goals like cars or vacations, long-term savings and retirement accounts, and investments to monitor their growth and gains.

### How does Balance handle my financial data privacy?

Balance prioritizes user privacy by not tracking transactions, selling data, or sending unwanted notifications. All financial data remains private, simple, and under the user's control. Permissions for notifications are only used for optional balance reminders that users choose to enable.

## Version history (last 5 releases)

### 26.0.0 — 2026-02-05

• Full support for iOS 26
• Performance improvements and stability fixes
• Fixed bugs reported by users
• UI refinements for a smoother experience

Thanks for using Balance!

### 2.0.3 — 2022-03-01

We’ve rewritten Flow (formerly Loot) from the ground up: Redesigned every screen, improved dark mode, improved accessibility, iCloud syncing, biometric app locking, custom currency support, more customizations, categories, custom app icons, new sort options, tons of bug fixes, and much much more…

### 2.0.1 — 2021-07-25

We’ve rewritten Flow (formerly Loot) from the ground up: Redesigned every screen, improved dark mode, improved accessibility, iCloud syncing, biometric app locking, custom currency support, more customizations, categories, custom app icons, new sort options, tons of bug fixes, and much much more…

### 2.0.0 — 2021-07-20

We’ve rewritten Flow (formerly Loot) from the ground up: Redesigned every screen, improved dark mode, improved accessibility, iCloud syncing, biometric app locking, custom currency support, more customizations, categories, custom app icons, new sort options, tons of bug fixes, and much much more…

### 1.1.1 — 2020-11-08

Hi all!
First, thanks to everyone for all of your feedback and comments. We have been working hard to fix bugs and your feedback has been extremely helpful to us. Please continue to leave reviews - we are reading them!

Second, as you may of noticed, we are also releasing more frequent updates. We want to make sure we get fixes out to everyone as fast as possible. Reading your reviews doesn’t do us much good if we don’t ship our fixes!

Third, please reach out to us with any suggestions, comments or issues: hello@kangostudios.com

Whew! With that out of the way, here is what’s in the latest release. (Hint: Bug fixes!)

• New: Track daily values! Go into settings and toggle off "Track Monthly"
• A boat load of miscellaneous stability and performance improvements

Once again, thanks to all of you for using the app and helping us make it better.

- The Kango Studios Team

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## More apps by Kango Studios LLC

- [Fitness Sync Fitbit to Health](https://appshunter.io/ios/app/fitness-sync-fitbit-to-health/id1122871931)
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All apps by Kango Studios LLC: https://appshunter.io/developer/1115907089

## Related topics

[net worth by balanceviewer](https://appshunter.io/ios/topics/net-worth-by-balanceviewer) · [account balance t](https://appshunter.io/ios/topics/account-balance-t)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*