# Balance – Personal Finance — Budget & Expense Tracker > Personal finance tracker for budgeting, expense tracking, and account management. (iPhone/iPad app by Anatoliy Gershman.) - Source: https://appshunter.io/ios/app/balance-personal-finance/id1606536498 (this page in markdown: same URL + `.md`) - Developer: [Anatoliy Gershman](https://appshunter.io/developer/1443169072) - Category: Finance - Price: Free with in-app purchases - Rating: 4.64/5 from 14 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 51 MB - Languages: English - Released: 2022-04-18 - Data updated: 2026-07-09 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews.md ## What is Balance? All Accounts Keep financial records for all accounts in one place. iCloud Sync Use Balance on your iPhone, iPad, Mac, or Apple Vision Pro. Your data will sync automatically via iCloud, no need to create additional accounts. Thoughtful Design Clean and easy-to-use interface designed for quick expense entry. Buttons at the bottom of the screen, swipe gestures, and suggestions allow effortless on-the-go transaction recording. Advanced Search Quickly filter existing transactions based on type, amount, payees, categories, or tags without the need to create detailed reports. Detailed Reports Create highly customizable reports to get insight on what your money is being spent on and what you can optimize. Budgets Use budgets to control spendings in particular categories, tags, or accounts. Scheduled & Recurring Transactions Create scheduled and recurring transactions to avoid missing a payment. Privacy We don’t collect or store your personal data. All data is stored locally on the devices you use Balance on and is synced across devices using your personal iCloud account. There are no analytics or tracking frameworks used. Advanced Features • Reconciliation • Siri Shortcuts • Split Category Transactions • Batch Transaction Editing • Refund Transactions • CSV Export and Import • Automatic Backups • Face ID & Touch ID • Keyboard Shortcuts Subscription Details • Balance Pro is an optional subscription to unlock unlimited number of accounts, custom report filters, and support future development. • Balance Pro is available as monthly, quarterly, annual subscriptions or lifetime purchase. • Payment will be charged to your iTunes account at confirmation of purchase. • Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. • Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase. Terms of Service: https://blnc.co/termsofservice Privacy Policy: https://blnc.co/privacypolicy ## Key features - All account tracking - iCloud sync across Apple devices - Quick expense entry - Advanced search and filtering - Customizable reports - Budget management - Scheduled and recurring transactions ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $1.99 | per month | | Quarterly | $4.99 | per 3 months | | Yearly | $14.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime | $49.99 | one-time | ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews.md ### 4/5 — One-Star Credit *2026-04-11* 4/10/26 - I’m coming from MoneyWIZ [MW], for some perspective. (Please note that, Balance only imports CSV files, which most accounting software can export to.) I think this is going to be a great application, but, it is buggy, and, on macOS its UI is not strictly macOS standard. I have emailed the developer, recently, so let’s see how it goes. Anyway, yes it is quite buggy, but if it were not for that, this would be perfect for me, and I would recommend it for anyone wanting a basic bank account ledger that’s obvious, and, mostly intuitive to use. So, it’s a 3-Star now, but with all bugs fixed it’s an easy 4, if not, 5-Star app. (In no small part due to the flexibility of the subscription model. It’s the way all app subscriptions should be handled.) So that’s my review. Read on if you must. When adding database elements, to say, “Categories”, it is very slow to update. I believe this accounts for most of the complaints I’ve read for the IOs version. It’s so slow, and somewhat cumbersome, that it seems as though it’s not taking the changes or additions. I’ve even had to restart the app on mobile and desktop a couple of times, in order to get things sorted out. My suspicion is that the app is coming from a Windows development, based on some basic oversights in the macOS UI. None of them are deal-killers. Before MW I used Accounts 3, (and 2), for several years and really liked it, but the syncing was really unreliable and I grew weary of worrying about corrupting databases and etc. Now, that app seems to be abandoned. Balance is very much along those lines, nice and straightforward, and while syncing is a bit slow, it’s handling some pretty large accounts with ease, (in terms of syncing). I really have high hopes for Balance. **Developer response:** Thank you for the detailed review and feedback. I received your email and sent a reply with some additional details. The slow update issue could be related to a bug in macOS 26.4 and iOS 26.4 that Apple has fixed in 26.4.1. Updating might resolve it, but if it doesn't, please let me know via email so I can investigate further. Regarding the macOS UI, you're right that there is room for improvement and I'm working on it. I appreciate your patience and kind words! ### 2/5 — CVS Imports All Ad Deposits *2026-02-28* Well I have downloaded, installed the app on my MacBook and downloaded a QSV file from my bank and imported it. It put all the transactions in as deposits. This was my checking account so most of these are withdrawals. I am going thru and correcting all the transactions that are not deposits. Disappointed that I have to correct these. I don’t know if I will be keeping this app or not. If I have to correct every withdrawal so it doesn’t show as a deposit in this app what is the point? I can just enter the transactions manually as I have already been doing in MS Money Sunset in my Win 11 Lenovo. **Developer response:** Thanks for trying Balance. The app imports CSV files and supports multiple common layouts with customization during import. If withdrawals imported as deposits, it usually comes down to the CSV’s amount/sign layout. Balance works best with either signed amounts (withdrawals as negative) or separate Income/Expense columns (no sign needed). Please contact us via Settings → Email Us in the app so we can help you with your specific export format. ### 5/5 — Love it *2025-11-22* I really like how it makes tracking my expenses fast and actually enjoyable. The detailed reports and simple budgeting tools are really helping me control my spending. ### 5/5 — A GREAT FINANCIAL APP. *2025-09-23, version 2.0.2* This is a wonderful Personal Finance App, clear, precise and easy to use. The Support is by far the BEST. Believe me, I’ve tried most of the Financial Apps on the App Store and this one shines far brighter than the rest. Most importantly…. It doesn’t cost a fortune either…. ### 5/5 — Too many issues! *2025-03-17* I was hoping this would be a good app. It’s simple which is what I was looking for. When trying to change a description, most of the time, it won’t change. It’s adds duplicate transactions. Account balances are off. My search for a simple personal finance app continues….this app has too many bugs. ### 5/5 — Excelent App *2025-02-20, version 1.21.0* I have tried this superb App for a number of months and I can’t fault it. I had a few questions at the start but after getting feedback from the developer, I was up and running. ### 5/5 — Great app for you day to day money control *2025-02-16* Slick design, rich and easy to read report, using it at everyday basis happy that finally fount it the best for me. ### 5/5 — My new go-to finance app *2024-09-23* Wonderful app. I’ve been a user of MoneyWiz for about 7 years now and though I appreciate the ever expanding features of that product, I was becoming concerned the app I loved was becoming something more than what I needed. I was afraid I wouldn’t find something simple enough for my needs. Alas, I discovered Balance. It’s straightforward and simple. For some it may not be enough, but if you’re like me and can appreciate the beauty in simplicity, this app is for you. The easy sync between all OSes sealed the deal for me. If you’re thinking of trying it, don’t hesitate! ### 5/5 — I LOVE THIS APP *2024-03-31* EDIT: I’m confused. I seem to have a glitch. I use this app in my iPhone and iPad, and my current balance does not match in both devices. I have sync activated. I’m $10.94 off on the balance. I have determined there is a transaction missing on the iPad; however, when I add the transaction it subtracts on both devices without fixing the issue. I never write reviews, but I wanted to tell you how much I love your app. It is exactly what I have been searching for. It is simple to use, it contains all the features that I am looking for, I can use it on all devices and share it with my spouse. You have no idea how long I have been searching for an app like this. When I say that I have tried a majority of financial apps that are available, you have no idea how many! I am a former Quicken user, and I wanted something that was more mobile. Quicken has mobile features and an app, but I found it seriously lacking what I needed. This app is perfect, and I am so glad that I found it. I can keep up with my accounts like a regular checkbook, I can reconcile with my bank, and I can keep track of my bills and budget all in one app! I have literally used multiple apps to achieve this. It was crazy! Thanks so much for creating this app, and please keep up the good work! **Developer response:** Thank you for the feedback. The issue causing this problem should be fixed in the latest update (version 1.14.0). Please contact us at support@blnc.co if it still persists. ### 5/5 — Surprisingly good *2024-01-30* It does what I need without the bloat while still retaining all the data I’m interested in. Once you use it a little, it’s very easy to add transactions, just entering an amount and a few letters of the payee name and a swipe, literally takes a couple of seconds. Also, it looks nice. ## Frequently asked questions about Balance ### What is Balance? Balance is a personal finance application designed to help users track expenses, manage budgets, and monitor all their financial accounts in one centralized location. It offers a clean interface for quick transaction recording and detailed reporting for spending insights. ### How secure is Balance? Balance prioritizes user privacy by storing all data locally on your devices and syncing via your personal iCloud account. It does not collect or store personal data, and no analytics or tracking frameworks are used, ensuring a high level of security. ### What devices does Balance support? Balance is available on Mac, iPhone, iPad, and Apple Vision Pro, allowing for seamless data synchronization across your Apple ecosystem via iCloud. ### Does Balance have ads? No, Balance does not contain advertisements. The application is ad-free, providing an uninterrupted user experience for managing your finances. ### What are the subscription options for Balance Pro? Balance Pro offers monthly, quarterly, and annual subscription plans, as well as a lifetime purchase option. A 1-month free trial is included with the annual subscription. ### How can I manage or cancel my Balance Pro subscription? You can manage or cancel your Balance Pro subscription by navigating to your Account Settings on the App Store after your purchase. Auto-renewal can be disabled at least 24 hours before the current subscription period ends. ### What advanced features are available in Balance? Advanced features include reconciliation, Siri Shortcuts, split category transactions, batch transaction editing, refund tracking, CSV export/import, automatic backups, and Face ID/Touch ID support. ### How often is Balance updated? The latest version of Balance is 2.2.3, and it was last updated on February 27, 2026. This indicates a commitment to ongoing development and feature enhancements. ## Version history (last 5 releases) ### 2.3.0 — 2026-04-06 Fixes and Improvements - Added a keyboard shortcut to change transaction currency. - Other minor fixes and improvements. ### 2.2.3 — 2026-02-27 Fixes and Improvements - Fixed a bug causing incorrect category and title suggestions in the transaction edit screen in some cases. - Fixed a bug causing incorrect layout of the transaction type switch in the transaction edit screen in some cases. - Other minor fixes and improvements. ### 2.2.2 — 2025-12-23 Minor fixes and improvements. ### 2.2.1 — 2025-12-05 New Features - Added an option to group transactions by date in transactions list. Fixes and Improvements - Minor fixes and improvements. ### 2.2.0 — 2025-12-04 New Features - Added an option to group transactions by date in transactions list. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*