# Balance: Tip & Income Tracker — Track tips. Predict paychecks. > Finance app for variable income earners to track tips, predict paychecks, and budget. (iPhone/iPad app by Cakeflight Inc..) - Source: https://appshunter.io/ios/app/balance-tip-and-income-tracker/id6475201424 (this page in markdown: same URL + `.md`) - Developer: [Cakeflight Inc.](https://appshunter.io/developer/1723612558) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 9 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.4 · 60 MB - Languages: English - Released: 2024-02-05 - Data updated: 2026-06-02 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/balance-tip-and-income-tracker/id6475201424/reviews.md ## What is Balance? Balance is built for people whose income changes every week: bartenders, servers, stylists, rideshare drivers, and anyone who works shifts, tips, or gigs. Traditional finance apps assume a steady paycheck. Balance doesn't. TRACK YOUR SHIFTS Log your earnings after every shift: cash tips, card tips, total. See it all on a calendar. Know exactly what you made this week, this month, this year. KNOW YOUR PATTERNS See which days earn the most, how your tips break down between cash and card, and whether you're trending up or down week over week. PREDICT YOUR PAYCHECKS Set up your pay schedule and Balance estimates your next paycheck based on shifts you've logged. Your paycheck should never surprise you. FORECAST YOUR CASH FLOW Connect your bank to see your predicted balance on any future date. Add upcoming bills and expenses. Know if you can afford rent before it's due. BALANCE AI Log a shift in chat. Set up your paydays. Ask "can I afford rent this week?" and get a real answer based on YOUR numbers. Not generic budget advice. Built specifically for variable income workers. SECURITY Bank connection is optional. When you connect, Plaid handles authentication. Your bank credentials never touch Balance. All data is encrypted in transit and at rest. All features are free. ## Key features - Tip tracking for cash and credit card tips - Income and earnings tracker - Paycheck and cash flow forecasting - Budget planner with expense tracking - Savings tracker - Work schedule calendar - Financial goal setting ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/balance-tip-and-income-tracker/id6475201424/reviews.md ### 5/5 — Super easy and free *2025-10-24* I am a musician who keeps track of tips I get during gigs, and I love this app. It’s easy to use is totally accessible for the blind and it’s ADHD friendly. Plus it’s free. You just can’t go wrong when an app is free. But please keep it updated. It hasn’t been updated in four months and I hope that wasn’t the last update. Just do what you can to keep this app updated. ### 5/5 — Great for Service Workers *2024-06-16* Balance is the best! It tracks my tips and shows my future estimated daily balance. The calendar view is great for planning my expenses. ### 5/5 — Can’t live without it. *2024-06-16* You can see your future cash flow! It’s free. It’s awesome! Enough said. ## Frequently asked questions about Balance ### What is Balance: Tip & Income Tracker? Balance: Tip & Income Tracker is a finance app designed for individuals with variable income, such as servers and bartenders. It helps users track tips, predict paychecks, and manage their budgets effectively. ### What are the main features of Balance: Tip & Income Tracker? Key features include a tip tracker for cash and credit card tips, an income tracker for all jobs, earnings forecasts, a budget planner, expense tracking, and a work schedule calendar. ### Who is Balance: Tip & Income Tracker designed for? This app is perfect for servers, bartenders, waitstaff, freelancers, and anyone who experiences variable income and wants to reduce financial stress. ### How does Balance: Tip & Income Tracker help with budgeting? It allows users to create a budget planner, track expenses, and forecast cash flow to avoid financial surprises. Users can dynamically adjust goals based on their work schedule. ### Does Balance: Tip & Income Tracker have ads? Yes, Balance: Tip & Income Tracker contains advertisements to support its free service. ### What devices does Balance: Tip & Income Tracker support? Balance: Tip & Income Tracker is available on iPhone and iPod devices. ### How often is Balance: Tip & Income Tracker updated? The app was last updated on June 20, 2025, indicating regular maintenance and potential feature additions. ### Is Balance: Tip & Income Tracker suitable for young users? With an age rating of 4+, Balance: Tip & Income Tracker is suitable for a wide range of users, including younger individuals learning about financial management. ## Version history (last 5 releases) ### 2.5.0 — 2026-06-01 Meet Balance AI. Your built-in assistant for shift work. • Log shifts and set up paydays just by chatting • Ask "can I afford rent this week?" and get a real answer based on your numbers • Connect your bank to see your balance on any future day, even weeks out • Faster, simpler onboarding. Get set up in three quick steps. • Cleaner home screen and calendar layout • Lots of polish and bug fixes ### 2.4.2 — 2026-04-13 Bug fixes and improvements - Updated dependencies for security and stability - Fixed job selection when adding income from a gig card Introducing Balance AI — a conversational money coach built for shift and gig workers. - Log shifts, check insights, and manage forecasts through natural conversation - AI that understands variable income — no generic budget advice - Improved income tracking and cash flow predictions - Connect your bank for future balance forecasts - Privacy Policy and Terms of Service now accessible from Help & Support ### 2.3.0 — 2025-06-20 The Tip Tracker for Server Life Welcome to the latest update of Balance, your favorite bartender app and tip tracker for surviving the wild world of server life. We know you're here for the cash flow and not for the bugs, so we've squashed a few of those pesky critters hiding in your earnings tracker. Particularly one that was causing paydays not to show on the calendar view. You're welcome. Whether you're a waitress, waiter, bartender, or anyone else hustling for tips, Balance is the income tracker that helps you track tips, manage your cash server earnings, and keep your server tip tracker game strong. Your earnings, tracked. Your tips, counted. Your server life, just a little less chaotic. Thanks for using Balance—the tip app that gets you, your cash, and your server tracking needs. Now go forth, track those tips, and let the good times (and cash) roll. ### 2.2.0 — 2025-06-01 The Tip Tracker for Server Life Welcome to the latest update of Balance, your favorite bartender app and tip tracker for surviving the wild world of server life. We know you're here for the cash flow and not for the bugs, so we've squashed a few of those pesky critters hiding in your earnings tracker. You're welcome. But wait, there's more! We've moved the link to "Income Insights" right to the front of your job card. No more digging through menus like you're searching for that one $5 bill at the bottom of the tip bucket. Now you can effortlessly track and compare your server earnings, bartender tips, or cash income between weeks, months, and even years—because who doesn't want to know if last Saturday's double shift was worth the sore feet? Whether you're a waitress, waiter, bartender, or anyone else hustling for tips, Balance is the income tracker that helps you track tips, manage your cash server earnings, and keep your server tip tracker game strong. Your earnings, tracked. Your tips, counted. Your server life, just a little less chaotic. Thanks for using Balance—the tip app that gets you, your cash, and your server tracking needs. Now go forth, track those tips, and let the good times (and cash) roll. ### 2.1.0 — 2025-04-18 Smarter Insights for Every Income Earner! **What's New:** - Upgraded Insights Dashboard: Instantly see your tracked income and tips broken down by week, month, or year. Compare your earnings to previous periods for powerful, at-a-glance trends. - Weekly Insights Email: Get notified when your new weekly insights are ready in the app — including period-over-period comparisons. Stay on top of your income, every week! **Why you'll love it:** - Effortlessly track all types of income: cash, credit card tips, bonuses, and more - Predict upcoming paydays by tracking when credit card tips will hit your paycheck - Perfect for servers, bartenders, massage therapists, fitness trainers, hourly workers, and anyone with variable income - All features are FREE! Update now and make Balance.Cash your go-to app for tip tracking, income planning, and financial clarity! ## Apps similar to Balance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Spending Tracker - Budget App](https://appshunter.io/ios/app/spending-tracker-budget-app/id1525179720) | 4.6 (667) | Free | Finance | | [Buddy: Money & Budget Planner](https://appshunter.io/ios/app/buddy-money-and-budget-planner/id936422955) | 4.6 (589) | Free | Finance | | [Savings Tracker Goal: CashGrid](https://appshunter.io/ios/app/savings-tracker-goal-cashgrid/id6714471349) | 4.9 (29) | Free | Finance | | [Track Spending : Wise Budget](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344) | 4.8 (2,930) | Free | Finance | | [Weekly: Budget Planner App](https://appshunter.io/ios/app/weekly-budget-planner-app/id1460038809) | 4.8 (3,582) | Free | Finance | | [Expense Tracker - MonAi](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647) | 4.8 (801) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*