# BalanceBeacon — Know before you spend it!

> Personal finance tool to check purchase affordability against income and bills. (iPhone/iPad app by Elytron Consulting LLC.)

- Source: https://appshunter.io/ios/app/balancebeacon/id6798919647 (this page in markdown: same URL + `.md`)
- Developer: [Elytron Consulting LLC](https://appshunter.io/developer/6798919799)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 11 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 22 MB
- Languages: American English
- Released: 2026-08-28
- Data updated: 2026-10-02
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/balancebeacon/id6798919647/reviews.md

## What is BalanceBeacon?

BalanceBeacon answers one question: can I afford this right now?

Enter your checking balance, your upcoming income, and the bills you have scheduled. Ask about a purchase. BalanceBeacon checks it against everything already on your calendar and gives you a straight answer.

MORE THAN A YES OR A NO

Every answer shows its work:

- The exact shortfall. If a purchase takes you under, see precisely how far below zero you would land and on what date.
- The bill at risk. Not a vague warning. The specific scheduled payment a purchase would jeopardize.
- The earliest safe date. If today does not work, BalanceBeacon tells you the first day it does.

A FORECAST THAT FOLLOWS YOUR REAL PAY CYCLE

Weekly, biweekly, twice monthly, monthly, quarterly, and yearly schedules are all supported, so your projection matches how you actually get paid and when bills actually land.

Confirm income and payments as they happen with a swipe. Nothing affects your forecast until you say it happened.

GOALS AND DEBT

Track savings goals with target amounts and dates. Choose debt snowball or avalanche and see how spare money is best directed. Bills and debts stay separate in your list but share one forecast.

CATCH WHAT YOU DID NOT PLAN

When you update your checking balance, BalanceBeacon compares it against what your forecast expected. If money left the account that was never scheduled, it shows you the difference and asks what it was for, so the next forecast starts closer to reality.

SEE YOUR PATTERNS

A 30-day trend puts this month's spending next to the month before, with weekly averages and category breakdowns, so the habits behind the number are visible rather than buried.

YOUR DATA IS YOURS

Everything you enter lives on your device. We do not collect it, we cannot see it, and it is not ours to sell. There is no account to create. Lock the app behind Face ID, Touch ID, or your passcode, and delete everything whenever you want.

SUBSCRIPTION

BalanceBeacon requires an active subscription to use. All plans include the full app. Choose a weekly, monthly, or yearly plan. Eligible new subscribers can try the yearly plan free for 7 days.

- Weekly: $2.99
- Monthly: $9.99
- Yearly: $69.99, including a 7 day free trial for eligible new subscribers

Prices shown are in U.S. dollars and may vary by region. Payment is charged to your Apple Account when you confirm a purchase, or after an applicable free trial ends. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. After the yearly trial, the plan renews at $69.99 per year unless canceled. Manage or cancel from the app's Settings tab or your App Store account settings. App access requires an active subscription entitlement; access during an eligible trial or redeemed complimentary offer is included.

Terms of Use (EULA): https://getbalancebeacon.com/terms
Privacy Policy: https://getbalancebeacon.com/privacy

BalanceBeacon is an estimation tool, not financial advice. Its answers depend on the information you enter, and it cannot guarantee future balances or payment outcomes. It does not connect to your bank, move money, or pay bills on your behalf.

## Key features

- Real-time affordability checks
- Detailed shortfall analysis
- Bill risk identification
- Earliest safe spending date
- Customizable income/payment schedules
- Savings goal tracking
- Debt payoff strategies

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BalanceBeacon - Premium (Monthly) | $9.99 | per month |
| BalanceBeacon - Premium (Weekly) | $2.99 | per 7 days |
| BalanceBeacon - Premium (Yearly) | $69.99 | per year |



## Frequently asked questions about BalanceBeacon

### How does BalanceBeacon help me know if I can afford something?

BalanceBeacon compares your checking balance, upcoming income, and scheduled bills against a potential purchase. It then tells you if you have sufficient funds and provides details on any potential shortfalls or at-risk payments.

### What kind of income and payment schedules does BalanceBeacon support?

It supports a wide range of schedules including weekly, biweekly, twice monthly, monthly, quarterly, and yearly. This ensures your forecast accurately reflects your personal pay cycle and bill due dates.

### Does BalanceBeacon connect to my bank account?

No, BalanceBeacon does not connect to your bank account. All financial data is entered manually by you, and the app does not move money or pay bills on your behalf.

### What features are unlocked with BalanceBeacon Premium?

BalanceBeacon Premium unlocks exact shortfall amounts, the earliest affordable dates for purchases, savings goal guidance, debt payoff recommendations, and unlimited purchase checks. A 7-day free trial is included with the yearly subscription.

### How can I manage or cancel my BalanceBeacon subscription?

You can manage or cancel your subscription by going to your App Store account settings. The subscription renews automatically unless canceled at least 24 hours before the end of the current period.

### Is my financial data safe with BalanceBeacon?

Yes, your data is kept on your device and is not collected or shared by the developer. You can also lock the app with Face ID, Touch ID, or a passcode for added security.

### How often is BalanceBeacon updated?

BalanceBeacon was last updated on August 28, 2026, with version 1.0. As an estimation tool, its core functionality is stable, and updates would likely focus on feature enhancements or compatibility.

### What is the age rating for BalanceBeacon?

BalanceBeacon has an age rating of 4+. This indicates it is suitable for a wide audience and does not contain content inappropriate for young users.

## Version history (last 2 releases)

### 1.1.0 — 2026-09-15

BalanceBeacon now requires an active subscription to use. Choose a weekly, monthly, or yearly plan. Eligible new subscribers can start the yearly plan with a 7 day free trial. Already subscribed? Tap Restore purchases on the plans screen.

This update also:
- Various bugs and stability fixes
- Lets you manage or change your subscription from the app's Settings tab.
- Shows one-time income and expenses on the dashboard immediately after you add them.

### 1.0 — 2026-08-28

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*