# balancebook: Budget & Money — cashflow and expense tracker

> Private iOS personal finance tracker for cash flow, expenses, and budgeting. (iPhone/iPad app by Of Deep Origin LLC.)

- Source: https://appshunter.io/ios/app/balancebook-budget-and-money/id6760606996 (this page in markdown: same URL + `.md`)
- Developer: [Of Deep Origin LLC](https://appshunter.io/developer/1881365980)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 6 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 32 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Russian, Chinese (Simplified, China), European Spanish and 1 more
- Released: 2026-05-26
- Data updated: 2026-08-11
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/balancebook-budget-and-money/id6760606996/reviews.md

## What is balancebook?

**balancebook — Cashflow tracking for everyday life**

balancebook is a private, modern personal finance tracker for everyday cash flow — built to help you bring intention to where your money goes.

**Track money your way**
• Auto-sync bank transactions (pro) or add manual entries in seconds: type an amount, pick a category, done.
• Connect your bank and let transactions import automatically. Per ledger, choose to auto-accept imports or route them to a Needs Review tray so nothing hits your numbers without your sign-off.
• Split your finances into separate ledgers — household, business, side project, anything — each with its own categories, budgets, and history.

**Budgets and tags that fit your life**
• Set monthly, weekly, or custom budgets per category with recurrence built in.
• Add tags to slice spending however you actually think about it: trips, kids, projects, anything.
• Schedule recurring entries (subscriptions, rent, paychecks) and let them appear automatically each cycle.

**Understand where your money goes**
• Net worth tracking when your bank accounts are connected.
• Income, expense, and net income at a glance.
• Category trends and budget history over time.
• Sankey diagrams showing the flow from income straight through to spending categories.

**Built for iOS, made to be private**
• Native iOS 26 design — Liquid Glass, dark mode, Dynamic Type, the modern toolkit.
• Six home screen widgets: today's spend, monthly chart, weekly pattern, budget progress, calendar heatmap, and more.
• Sign in with Apple or with email. No ads. No selling your data.
• Export your full data anytime as CSV or JSON.

**Share with the people you share money with**
• Invite family members or partners to a shared ledger (Pro). The owner sets roles (editor or viewer), and everyone sees the same numbers in real time.

**Pro subscription (optional for enhanced features)**
Upgrade for unlimited ledgers and budgets, shared ledgers, advanced analytics including Sankey breakdowns, and more.

• Monthly: $7.99
• Yearly: $59.99

Subscriptions automatically renew unless cancelled at least 24 hours before the renewal date. Manage or cancel in your Apple ID settings.

Privacy Policy: https://balancebook.app/privacy
Terms of Use: https://balancebook.app/terms

## Key features

- Private cash flow tracking
- Auto-sync bank transactions (Pro)
- Manual entry with categories
- Split finances into separate ledgers
- Customizable budgets and tags
- Net worth tracking
- Sankey diagrams for spending flow

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Pro | $7.99 | per month |
| Pro Annual | $59.99 | per year |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/balancebook-budget-and-money/id6760606996/reviews.md

### 5/5 — Retirement forecasting

*2026-08-01*

The retirement calculator is really nice and adjusting inputs makes it easy to play out different scenarios. Wish the Monte Carlo was free though!

### 5/5 — Slight learning curve but really intuitive

*2026-07-09*

This app is feature rich and does have a slight learning curve but once you use it for a couple days it becomes really intuitive. The budget feature is super simple and not complicated like some of the other apps I’ve used. I think I’ll be sticking with this one.

### 5/5 — Retirement calculator

*2026-06-24*

This new retirement calculator is really nice and easy to play with different scenarios.the charts are really smooth and visually simple to understand!

### 5/5 — Paints a Clear Picture

*2026-06-19*

Balancebook has been providing a clear snapshot of how my money is spent. The display and graphic details are very user friendly. I am so glad I was suggested this app to better track my budget! 10/10 would recommend to keep a closer eye on your cash flow and daily expenses!

## Frequently asked questions about balancebook

### Does balancebook have ads?

No, balancebook is ad-free. The app explicitly states 'No ads. No selling your data.' in its description, ensuring a clean user experience.

### What are the subscription options for balancebook Pro?

balancebook offers a Pro subscription for enhanced features. You can choose between a monthly plan for $7.99 or an annual plan for $59.99. Subscriptions auto-renew unless cancelled 24 hours prior.

### How secure is balancebook?

The app emphasizes privacy and offers sign-in with Apple or email. It also states 'No selling your data,' indicating a commitment to user data protection.

### What devices does balancebook support?

balancebook is built for iOS and is currently supported on iPhones. It utilizes native iOS design elements like Liquid Glass and Dynamic Type.

### How often is balancebook updated?

The latest version, 1.7.9, was released on June 26, 2026, indicating recent development activity. The app was initially released on May 26, 2026.

### Can I share my finances with others using balancebook?

Yes, balancebook allows you to invite family members or partners to a shared ledger with the Pro subscription. The owner can set roles as editor or viewer for real-time financial visibility.

### What are the benefits of the balancebook Pro subscription?

The Pro subscription unlocks unlimited ledgers and budgets, shared ledgers, and advanced analytics including Sankey breakdowns. These features enhance the ability to manage complex financial situations.

### How can I cancel my balancebook Pro subscription?

Subscriptions can be managed or cancelled within your Apple ID settings. It's important to cancel at least 24 hours before the renewal date to avoid further charges.

## Version history (last 5 releases)

### 1.9.2 — 2026-08-10

- Minor chart UI fix

### 1.9.1 — 2026-08-07

- Minor UI and bug fixes

### 1.9.0 — 2026-08-05

- Widget UI updates
- Bug fixes

### 1.8.9 — 2026-07-31

- Get notified when new bank transactions arrive — with an app badge showing new transactions count
- New Notifications section in Settings to manage transaction and budget alerts
- Smoother scrubbing on the Net Worth and Forecast charts

### 1.8.8 — 2026-07-26

- Bank sync reliability enhancements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*