# BalanceTrackr — Budget & Expense Tracker

> Private, ad-free finance tracker for manual budgeting and expense management. (iPhone/iPad app by Ole Morten Tengesdal.)

- Source: https://appshunter.io/ios/app/balancetrackr/id6743946348 (this page in markdown: same URL + `.md`)
- Developer: [Ole Morten Tengesdal](https://appshunter.io/developer/1805252968)
- Category: Finance, Utilities
- Price: $0.49 with in-app purchases (on sale, was $1.99)
- Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.2 · 42 MB
- Languages: American English, Arabic, Danish, Dutch, Finnish, French (France), German (Germany), Hindi, Italian, Japanese and 8 more
- Released: 2025-04-02
- Data updated: 2026-08-21
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/balancetrackr/id6743946348/reviews.md

## What is BalanceTrackr?

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required.

Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs.

Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow.

Ideal for those tired of Excel, seeking an easier alternative for personal finance management.

Features:
• Total balance overview
• Countdown to next payday
• Manual entry of accounts, transactions, loans, and credit cards
• Recurring transactions for fixed expenses
• Account balance graphs and history
• Currency and payday customization
• Loan calculator for annuity and serial loans
• Face ID/Touch ID support via iOS settings
• Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app.
• Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions
• Currency calculator: Instantly convert between currencies
• Spending breakdown: See how much you spend by category
• Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen.
• Multiple types of notifications (optional):
   - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or
   - when an account balance falls below a chosen amount, or
   - about upcoming transactions you have planned, or
   - when it’s time to pay a loan.
• Set and track your progress toward your financial goals with the savings feature
• Payday integration – track your savings since your last payday
• Payday history: See how much you’ve saved or spent since your last payday – over time.
• Budgeting: Set monthly spending limits per category to gain better control of your expenses.
• PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report.
• Choose your own background color for a more personal app experience
• Multi-currency support. Choose a main currency and set different currencies per account
• Smart note suggestions. Get helpful suggestions based on your past transaction notes

The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in.

Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

## Key features

- Manual account and transaction entry
- Loan and credit card tracking
- Optional Apple Pay automatic logging
- Financial goal setting
- Customizable notifications
- PDF financial reports
- Budgeting by category

## Pricing and in-app purchases

Base price: $0.49.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Support the developer - Dinner | $14.99 | one-time |
| Support the developer - Coffee | $0.99 | one-time |
| Support the developer - Treat | $3.99 | one-time |
| Support the developer - Soda | $1.99 | one-time |
| Support the developer - Movie | $7.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/balancetrackr/id6743946348/reviews.md

### 5/5 — افضل برنامج

*2026-04-05*

ممتاز جدا ومفيد

**Developer response:** شكرًا جزيلاً لك على كلماتك الطيبة وعلى تخصيص وقتك لترك هذا التقييم!
يسعدني جدًا أنك تجد التطبيق مفيدًا. دعمك يعني لي الكثير ويساعدني على الاستمرار في تحسين التطبيق.

### 5/5 — Great simple net worth tracker

*2025-10-09*

I am really happy with this app. I use it to track net worth across a variety of accounts. I love that I can separate out shared accounts, I put  kids college savings in that bucket since I don’t consider it mine. Great simple functionality to transfer between accounts, update balances, use as much custom labeling as you want. My only feedback to developers would be to improve the y axis on the graphs. The lower bound is always pegged at zero, which means an account has to have a very small balance for any trend to really be reflected in the graph. Hypothetically, if I have $1million saved (I don’t, lol), and I contribute $1000 this month to the account, the graph doesn’t even register the change because the y axis scale is so compressed. If that y axis auto adjusted to the relevant range, or gave an option to adjust the scale, I would appreciate that— it would mean I could see the lines moving in the right direction. Otherwise no complaints, I appreciate this app and use it a bunch!

**Developer response:** Thank you so much for your wonderful review! 🙏
I’m really happy to hear that you’re enjoying the app and using it to track your net worth across multiple accounts. That’s exactly how I hoped people would use it.

I truly appreciate your detailed feedback about the graph’s y-axis. And you’re absolutely right, when balances are large, smaller changes don’t really show up. That’s a great point, and I’ll look into adding an option for dynamic or adjustable scaling in a future update.

This app is just a small hobby project built by one person in my spare time, so updates may take a bit of time. Feedback like yours really helps me prioritize what to improve next.

Thanks again for your kind words and for using BalanceTrackr! 🙌

### 5/5 — So useful

*2025-07-02*

The app is super simple and clean. Everything I need is right there and easy to manage.

**Developer response:** Thank you so much for the kind feedback! 😊
As a hobby developer, hearing that the app is useful to others means a lot — it's exactly this kind of feedback that makes all the effort worth it!

## Frequently asked questions about BalanceTrackr

### Does BalanceTrackr have ads?

No, BalanceTrackr is free from advertisements. The app is designed to provide a private and uninterrupted financial management experience without any ad interruptions.

### What is the price of BalanceTrackr?

BalanceTrackr is a paid app priced at $1.99. This one-time purchase grants you access to all its features without any subscriptions or in-app purchases.

### What devices does BalanceTrackr support?

BalanceTrackr is available for iPhone and iPad. It is designed to work seamlessly on Apple's mobile operating systems.

### How often is BalanceTrackr updated?

The latest version, 3.7.0, was released on March 25, 2026, indicating regular updates to improve functionality and address user needs. This suggests a commitment to ongoing development and support.

### Is BalanceTrackr secure?

Yes, BalanceTrackr prioritizes user security. It supports Face ID/Touch ID for access and does not require a login or bank connection, ensuring your financial data remains private and protected.

### Can I track shared accounts with BalanceTrackr?

Yes, you can add personal and shared accounts from multiple banks. This feature allows for comprehensive tracking of all your financial relationships.

### What kind of reports can I generate with BalanceTrackr?

BalanceTrackr allows you to generate PDF reports, including financial reports, account reports, debt reports, and category reports. These reports provide a clear overview of your financial status.

### What is the age rating for BalanceTrackr?

BalanceTrackr has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals learning about financial management.

## Version history (last 5 releases)

### 4.3.0 — 2026-08-14

This update gives you more control over future transactions.

• When editing an account, choose whether to include all future transactions or only those up to your next payday.
• Various minor fixes and improvements.

Thanks for using BalanceTrackr!

### 4.2.0 — 2026-08-06

This update includes a few improvements to make BalanceTrackr even easier to use.

• BalanceTrackr is now the app name in Norway, matching the rest of the world.
• Improved onboarding to help new users get started more easily.
• Various small fixes and improvements.

Thanks for using BalanceTrackr!

### 4.1.0 — 2026-05-29

This update brings some improvements to make the app smoother and easier to use.

• Improved history and transaction views.
• More responsive search experience in the history views
• Cleaner navigation from notifications
• Various small fixes and usability improvements

Thanks for using BalanceTrackr!

### 4.0.0 — 2026-04-19

• Introducing Rewards: tracking money just got a little more rewarding!
• Unlock achievements as you build better habits!
Consider it a small thank you from me to you! :)

• Other minor improvements and refinements

Thanks for using BalanceTrackr!

### 3.8.0 — 2026-04-07

• 3 neue Sprachen hinzugefügt: Polnisch, Portugiesisch (Brasilien) und Portugiesisch (Portugal)
• Kategoriediagramm auf der Startseite aktualisiert, sodass Farben immer den Kategorien entsprechen
• Schnell hinzufügen verbessert: wählt automatisch Konto/Kreditkarte, wenn nur eines verfügbar ist
• „Schulden“-Button wird jetzt immer einheitlich angezeigt
• Weitere kleinere Fehlerbehebungen und Verbesserungen, um die App noch besser zu machen

Danke, dass du BalanceTrackr nutzt!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
