# Bambu Money: Net Worth & Goals — Budget, Save & Build Wealth

> Personal finance tracker for net worth, spending, and Financial Independence goals. (iPhone/iPad app by Mackenzie Nickle.)

- Source: https://appshunter.io/ios/app/bambu-money-net-worth-and-goals/id6756821288 (this page in markdown: same URL + `.md`)
- Developer: [Mackenzie Nickle](https://appshunter.io/developer/1803848250)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 16 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 65 MB
- Languages: American English
- Released: 2026-07-02
- Data updated: 2026-10-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bambu-money-net-worth-and-goals/id6756821288/reviews.md

## What is Bambu Money?

Bambu is your companion for your financial goals. More than just a budgeting app, Bambu helps you track your net worth, understand your spending, and hit your goals — all in one place.

Whether you're saving for a house, paying off debt, building an emergency fund, or working toward FIRE, Bambu gives you the clarity and confidence to make smarter money decisions every day.

SEE YOUR ENTIRE FINANCIAL LIFE
Connect your accounts and see everything in one place. No spreadsheets, no manual calculations. You're in control, but without the hassle.

- Checking & savings accounts
- Credit cards & loans
- Investment & retirement accounts
- Add accounts manually for anything Plaid doesn't cover

TRACK YOUR NET WORTH
Watch your net worth grow with automatic daily updates and historical tracking. See where your money is today and how it's changing month after month.

SET & CRUSH YOUR GOALS
Turn any financial target into a plan you can actually follow. Set a goal, track your progress automatically, and watch how every dollar saved moves you closer.

- Create goals for anything, like  an emergency fund, a house down payment, debt payoff, or financial independence 
- See real-time progress toward each goal
- Get a clear timeline for when you'll hit your target

UNDERSTAND YOUR SPENDING
Transactions are automatically categorized the moment they come in. Spend intentionally and find opportunities to save more toward your goals.

- Analyze spending by category
- Set rules to auto-categorize transactions
- Track monthly trends
- Customize categories and hide transactions
- Filter spending by account

YOUR DATA, LOCKED DOWN
Bambu uses secure, read-only connections through Plaid. We can never access or move your money.

- Banking credentials are never stored
- Data encrypted in transit and at rest
- Disconnect any account at any time

Let Bambu Money be the companion along your financial journey!

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Calculate FI Number and Date
- Track Net Worth Growth
- Understand Spending by Category
- Connect Financial Accounts
- Automatic Transaction Categorization
- Secure Data Encryption

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $8.99 | per month |
| Yearly | $79.99 | per year |
| Monthly | $8.99 | per month |
| Yearly | $79.99 | per year |


## Is Bambu Money safe?

Not enough ratings yet to assess Bambu Money.

## Is Bambu Money legit?

Bambu Money: Net Worth & Goals has limited verification signals. The AppsHunter Legitimacy Score for Bambu Money is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/bambu-money-net-worth-and-goals/id6756821288/reviews.md

### 5/5 — BEST budgeting/FI app!!

*2026-07-18, version 1.5.29*

I care a lot about finances and my long term goals. I’ve tried the spreadsheets and other budgeting apps, but I never integrated those process with my daily spending/routines. 

Bambu has everything I need - I can budget/label transactions then SEE how my spending is impacting my long term financial goals. I really love the feature where I can toggle scenarios (i.e. I have a big expense coming up, how will that shift my budget or FI timeline, or if I work part time/take a pay cut/get a raise). This helps me make informed decisions.

It’s rare for me to write reviews, this is actually my first ever review and maybe my only one lol, but this app deserves one. If you’re trying to build wealth instead of just track expenses, it’s definitely worth it!!!

### 5/5 — Bambu Money is Financial Freedom!!!

*2026-07-12, version 1.5.21*

Bambu makes and tracks all transaction review, categorization, and visualization much easier to manage! I personally like the features in this app making it user friendly and easy to work for all my finances! Data tracking and analytics of my income, loans, bills, and even mortgages are all centralized in this app to help guide me closer towards being financially independent and creating stability. The app makes it easy to create custom categories so you don’t have to be stuck in one way of doing your finance works. Highly recommend to give the app a shot and you won’t regret it!

### 5/5 — Resourceful

*2026-07-08, version 1.5.21*

I use to write everything down in a little journal to keep up with expenses and budgeting. This app has allowed me to keep track of everything expense and also provides a place to keep up with my budget. Never had an app that can do both and then some! Also can keep track investments and in total calculate your net worth! This app is great to help start a budget plan or at least keep track of what goes in and out of multiple accounts. Worth every penny to help on a road to financial independence.

### 5/5 — Knocked out of the Park!

*2026-07-06, version 1.5.10*

The app is really well designed and offers a host of features that make financial playing much more manageable for me. Unlike traditional money management apps, Bambu Money not only tracks my expenses and helps plan my budget, but helps me focus on what my FIRE number is based on my spending and saving percentages. I look forward to using this app for years to come!!

### 5/5 — Convenient

*2026-07-05, version 1.5.10*

With how much data, information, and accounts I have it’s good to have something that consolidates all of it into one big picture

### 5/5 — amazing!!!

*2026-07-04, version 1.5.10*

great app, easy to use, and helps you stay on top of your goals!

### 5/5 — Built with Intention!

*2026-07-04, version 1.5.10*

Stewardship is a big thing for me.  And this app, it meets me right where I need. It’s not flashy, but it’s specific and doesn’t leave you overwhelmed. It helps me pay attention and forms me at the same time. If this is something you’re trying to grow in too, give it a shot!

### 5/5 — Best Financial App Available!

*2026-07-04, version 1.5.10*

Bambu makes transaction review, categorization, and visualization easier to manage than any other app I’ve used! Each tool provided is intuitive to use and can easily be tailored to how I want to use it. The app makes it easy to create custom categories and options that don’t cleanly fit into a normal budget, making complex or one off transactions (like Venmo transfers) easy to catalog appropriately into its system. It’s also the only app that has seamlessly allowed all of my banking systems to show up and sync frequently without constantly having to log in, saving tons of my time tracking my savings and spending rates. Even for accounts that can’t be linked, it is simple and quick to add a manual account that maintains its history so you can visualize how any kind of investment is performing! Their customer support has also been top notch at resolving any issues i have had with the app to make sure the experience is positive! 

Their financial independence tool has let me figure out all my budgeting in a singular app, saving me tons of time. 

I love this app, use it every day, and can’t recommend it enough!

### 5/5 — 1000/10

*2026-07-04, version 1.5.10*

This app is seamless, easy to use, and motivating! I can see a snapshot of all my assets in one place, review my transactions, set goals, and plan for the future.  Bambu is ahead of the game compared to other finance apps!

### 5/5 — Simple clean and very useful

*2026-07-04, version 1.5.10*

Bambu Money is such a friendly little helper for both personal and family finances. It’s easy, clear, and actually fun to stick with. Keep using it day by day and you’ll see your budget getting healthier without stress.

## Frequently asked questions about Bambu Money

### What is Bambu Money's FI number and date feature?

Bambu Money calculates your Financial Independence (FI) number, the amount needed to make working optional, and estimates your FI date. It automatically updates projections based on your spending and savings changes.

### How does Bambu Money secure my financial data?

Bambu Money uses secure, read-only connections through Plaid. Your banking credentials are never stored, and data is encrypted in transit and at rest. You can disconnect any account at any time.

### Can I connect all my financial accounts to Bambu Money?

You can connect checking/savings accounts, credit cards, loans, and investment/retirement accounts via Plaid. For anything not covered by Plaid, you can add accounts manually.

### How does Bambu Money help me understand my spending?

Transactions are automatically categorized as they come in, allowing you to analyze spending by category, track monthly trends, and customize categories. You can also filter spending by account.

### What are the subscription plans for Bambu Money?

Bambu Money offers a monthly subscription for $8.99 with a 14-day free trial, and a yearly subscription for $79.99, also with a 14-day free trial.

### Is Bambu Money available on multiple devices?

Based on the provided data, Bambu Money is supported on iPhone and iPod.

### How often is Bambu Money updated?

The latest version of Bambu Money is 1.5.29, and it was last updated on July 17, 2026. This suggests a regular update schedule.

### What is the user sentiment for Bambu Money?

Bambu Money has a high rating of 5.0 stars from 16 ratings, indicating strong positive user sentiment.

## Version history (last 5 releases)

### 1.5.46 — 2026-08-20

- Improved the onboarding flow
- Minor bug fixes and improvements

### 1.5.44 — 2026-08-14

- Added a subscriptions tracker to the insights tab
- Customizable insight metric cards
- Bug fixes and UI improvement

### 1.5.33 — 2026-08-05

- Added a getting started checklist on the Home Screen
- Improved the goals feature and onboarding

### 1.5.32 — 2026-07-25

- Added a new goals page to create and track custom financial goals
- Improved loading performance
- Bug fixes and improvements

### 1.5.29 — 2026-07-17

- Added a new insights tab to view key metrics
- Added page to submit and vote on feature requests
- Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*
