# Banca Móvil BAC > Mobile banking app for personal finance management, transfers, payments, and account services. (iPhone/iPad app by Bac Credomatic Network.) - Source: https://appshunter.io/ios/app/banca-movil-bac/id465508552 (this page in markdown: same URL + `.md`) - Developer: [Bac Credomatic Network](https://appshunter.io/developer/465180283) - Category: Finance, Business - Price: Free - Rating: 4.40/5 from 1,478 App Store ratings · 125 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 295 MB - Languages: American English - Released: 2011-09-21 - Data updated: 2026-08-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/banca-movil-bac/id465508552/reviews.md ## What is Banca Móvil BAC? Keep control of your personal finances and enjoy an innovative experience. From Mobile Banking you can check balances, transfer money to accounts in other banks, pay for your services and make recharges from your mobile device. LEARN EVERYTHING YOU CAN DO WITH BAC MOBILE BANKING Check balances: [+] Check the balance of your bank accounts, cards, savings, loans, pension and investment funds on a single screen. Bank accounts: [+] Consult balances and movements. [+] Share your account number easily. [+] Use the "I want" menu for quick options. [+] Verify retained transactions. [+] Resend proof of past transactions. [+] Quickly visualize your card data. [+] Temporarily lock and unlock debit cards whenever you want. Credit cards: [+] View recent transactions, and transactions from previous months. [+] Temporarily block and unblock when desired credit cards. [+] View and redeem loyalty plan points for your cards. [+] View Payment Dates and minimum and cash payment amounts. [+] View financing details. [+] Pay your card or third party cards with your bank accounts. [+] Verify your payments made on the day. Transfers: [+] Transfer money between your accounts or to third party BAC accounts. [+] Make transfers to other banks either SINPE or ACH. [+] Make SINPE Mobile transfers (Costa Rica users). [+] Send money with Kash (1). [+] Share the voucher through third party messaging Apps (Ex: WhatsApp). [+] Identify with a "star" the destination accounts that are secure favorites and do not require the use of a security device. Cardless withdrawals: [+] Withdraw money from ATM or Rapibac points only with a code created from the App. [+] View historical withdrawals and pending withdrawals. [+] Cancel withdrawal codes you no longer need to reintegrate the money immediately. Payment of services: [+] Add or remove payment favorites. [+] Edit the name of your favorites. [+] View service payment history. [+] Sort your favorites according to the order you want. My Finances: [+] Review your product expenses and income. [+] Recategorize payments according to your preferences. Savings Goals: (2) [+] Open new accounts and create new Goals. [+] Consult the movements associated with savings. [+] Make extraordinary savings to your BAC Objectives. Requests: [+] Manage issues related to your accounts, cards, etc., such as: claims, certification letters, redemption of points, among others. [+] View the history of requests made. Loans: [+] Consult the total balance of personal, pledge, mortgage and leasing loans. [+] Make the payment of your loans. Other features: [+] Activate your BAC Code and simplify. [+] Login with Touch ID or Face ID. [+] Make approvals of your transactions. [+] Manage the devices from which you log in. [+] Check the exchange rate. [+] Change the PIN of your debit or credit card. [+] Contact us via WhatsApp with the option in the "More" menu. [+] Switch language between Spanish and English. Locations: [+] Guatemala: Avenue La Reforma 9-76, Guatemala city [+] El Salvador: Avenue Olímpica, San Salvador, El Salvador [+] Honduras: Boulevard Suyapa, Tegucigalpa, Francisco Morazán, Honduras [+] Nicaragua: BAC Center, Km 4 1/2 Highway to Masaya, Nicaragua [+] Costa Rica: Plaza Roble, Guachipelín, Escazú, Costa Rica. [+] Panamá: BAC tower, Av Balboa Cls 42 y 43, Bella Vista Panamá - Panamá. Related fees: Do not apply Considerations: (1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica. (2): Functionality not enabled for Nicaragua. Requirements for optimal operation: [+] iOS 15 or higher, lower versions do not ensure proper operation. [+] Requires a stable internet connection. If your device has problems with the iOS version, we suggest using the website www.sucursalelectronica.com in your mobile browser. If you have doubts or problems with any functionality you can visit: https://ayuda.baccredomatic.com/es ## Key features - Check account balances and movements - Transfer money between accounts and to other banks - Pay for services and make recharges - Temporarily lock/unlock debit and credit cards - Cardless ATM withdrawals - Manage savings goals - View loan balances and make payments ## What do users think of Banca Móvil BAC? Overall sentiment: neutral **Pros** - 💻 Excellent mobile banking app - 🤑 Great features and functionality - 🤩 Highly rated by users **Cons** - 🐛 Frequent crashes and bugs - ⚠️ Compatibility issues with newer devices - 🔒 Security and authentication concerns - 🕰️ Slow performance and long loading times **Commonly reported bugs** - App crashes on launch - Unable to generate BAC code - Transfer functionality not working - Incorrect account information displayed **Most requested features** - Add support for Apple Pay and mobile wallets - Implement dark mode option - Improve transaction history and reporting - Allow transferring between own accounts ## Recent user reviews (10 of 125) All indexed reviews: https://appshunter.io/ios/app/banca-movil-bac/id465508552/reviews.md ### 1/5 — Imposible crearse cuenta. *2026-05-23, version 5.52.0* Al momento de intentar crearse una cuenta Bancaria proporcionando un selfie y datos vigentes como solicitado tira error todo el tiempo. El sistema de selfie esta fallando. ### 5/5 — BM *2026-05-16, version 5.52.0* La app mas completa ### 1/5 — Mala experiencia *2026-05-15, version 5.52.0* El servicio al cliente es muy pésimo, demoran en responder y es muy complicado llamar por saldo,muchas cosas que es difícil de hacer para una buena experiencia en SERVICIO AL CLIENTE ### 5/5 — Abrir cuenta *2026-03-18, version 5.51.0* Excelente ambiente y amigable en los pasos para abrir cuenta digital ### 1/5 — Cobran el 7% por utilizar ACH PAN - XPRESS *2026-03-13, version 5.51.0* Otros bancos cobran 0.50 por transferir el dinero rápido y ustedes aparte de cobrar eso cobran el 7% ### 1/5 — No *2026-02-13, version 5.50.2* No funciona llevo días intentando crear una cuenta y me da error al colocarle mi pasaporte ### 1/5 — FALLA *2026-01-25, version 5.50.2* No puedo hacer una simple transferencia. Basura. ### 5/5 — Excelente banca móvil *2025-12-20, version 5.50.2* M encantó su banca móvil además es un banco q t ofrece todo lo q otros no t dan ### 5/5 — Jackluo0913 *2025-12-19, version 5.50.2* JIANDE LUO ### 1/5 — No funciona en iOS 26.2 *2025-12-08, version 5.50.1* La versión 5.50.1 de la app no funciona en iOS 26, inmediatamente se cierra al abrirse, ya envié un correo con mi nombre y con un video como decía en otras calificaciones, no recibí respuesta en más de dos semanas, pésima aplicación y pésimo servicio al cliente ## Frequently asked questions about Banca Móvil BAC ### What can I do with this mobile banking app? This app allows you to manage your personal finances by checking account balances, transferring money between your accounts or to other banks, paying for services, and making mobile recharges. You can also view and manage your credit card transactions, redeem loyalty points, and make cardless ATM withdrawals. ### How can I manage my cards with the app? You can temporarily lock and unlock your debit and credit cards directly from the app for added security. The app also allows you to view recent and previous transactions, check payment dates, and redeem loyalty points for your credit cards. ### Is this app free to use? The application is free to download and use. While the app itself is free, it is a banking application, and standard banking fees or charges may apply to certain transactions or services as determined by your bank. ### What are the security features of the app? The app offers several security features, including the ability to temporarily lock and unlock cards, login with Touch ID or Face ID, and approve transactions. You can also identify secure favorite accounts that do not require a security device for transfers. ### Can I make international transfers? The app supports transfers to other banks via SINPE or ACH. For Costa Rica users, it also facilitates SINPE Mobile transfers. You can also send money with Kash and share transaction vouchers through messaging apps. ## Version history (last 5 releases) ### 5.52.3 — 2026-08-03 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only). - Enhancements to Fixed-Term Deposit Certificates. ### 5.52.2 — 2026-06-16 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only). - Enhancements to Fixed-Term Deposit Certificates. ### 5.52.1 — 2026-06-09 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only). - Enhancements to Fixed-Term Deposit Certificates. ### 5.52.0 — 2026-05-07 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only). - Enhancements to Fixed-Term Deposit Certificates. ### 5.51.2 — 2026-04-06 - Improvements for Panamá ACHXpress functionality. - Security enhacements. ## Apps similar to Banca Móvil BAC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bi en Línea](https://appshunter.io/ios/app/bi-en-linea/id510761055) | 4.8 (8,824) | Free | Finance | | [OCCIDENTE MÓVIL](https://appshunter.io/ios/app/occidente-movil/id777458975) | 3.0 (83) | Free | Finance | | [Atlántida Móvil](https://appshunter.io/ios/app/atlantida-movil/id603339165) | 3.5 (358) | Free | Finance | | [Banpaís](https://appshunter.io/ios/app/banpais/id1019342453) | 3.5 (71) | Free | Finance | | [Kash](https://appshunter.io/ios/app/kash/id1476122795) | 4.0 (136) | Free | Finance | | [BCR Móvil](https://appshunter.io/ios/app/bcr-movil/id583646267) | 3.2 (202) | Free | Finance | ## More apps by Bac Credomatic Network - [MiPromo](https://appshunter.io/ios/app/mipromo/id641594540) - [MiPromoSocios](https://appshunter.io/ios/app/mipromosocios/id641596955) - [Compass App](https://appshunter.io/ios/app/compass-app/id1596182288) - [Compass Panamá](https://appshunter.io/ios/app/compass-panama/id6444052141) All apps by Bac Credomatic Network: https://appshunter.io/developer/465180283 ## Related topics [bac](https://appshunter.io/ios/topics/bac) · [banca movil bac](https://appshunter.io/ios/topics/banca-movil-bac) · [bancos de honduras](https://appshunter.io/ios/topics/bancos-de-honduras) · [banca movil bac credomatic](https://appshunter.io/ios/topics/banca-movil-bac-credomatic) · [bac nicaragua](https://appshunter.io/ios/topics/bac-nicaragua) · [banco america central](https://appshunter.io/ios/topics/banco-america-central) · [bac credomatic network](https://appshunter.io/ios/topics/bac-credomatic-network) · [banca movil](https://appshunter.io/ios/topics/banca-movil) · [banco ficohsa](https://appshunter.io/ios/topics/banco-ficohsa) · [ibmc](https://appshunter.io/ios/topics/ibmc) · [banca movil agricola](https://appshunter.io/ios/topics/banca-movil-agricola) · [ficohsa movil](https://appshunter.io/ios/topics/ficohsa-movil) · [banca movil ficohsa](https://appshunter.io/ios/topics/banca-movil-ficohsa) · [banca movil bpdc](https://appshunter.io/ios/topics/banca-movil-bpdc) · [ficohsa nicaragua](https://appshunter.io/ios/topics/ficohsa-nicaragua) · [banrural token honduras](https://appshunter.io/ios/topics/banrural-token-honduras) · [bac a bank mobile banking](https://appshunter.io/ios/topics/bac-a-bank-mobile-banking) · [banco agricola el salvador](https://appshunter.io/ios/topics/banco-agricola-el-salvador) · [banca movil banco agricola](https://appshunter.io/ios/topics/banca-movil-banco-agricola) · [banca agricola](https://appshunter.io/ios/topics/banca-agricola) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*