# Banco Plata — A 100% digital bank > Financial app with real cashback credit card and investment services. (iPhone/iPad app by Banco Plata, S.A., Institucion de Banca Multiple.) - Source: https://appshunter.io/ios/app/banco-plata/id6443932656 (this page in markdown: same URL + `.md`) - Developer: [Banco Plata, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1650726978) - Category: Finance - Price: Free - Rating: 4.80/5 from 6,571 App Store ratings · 948 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 433 MB - Languages: American English, European Spanish - Released: 2023-03-31 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/banco-plata/id6443932656/reviews.md ## What is Banco Plata? Banco Plata tiene la mejor app financiera para su tarjeta. Una tarjeta pensada en los consumidores del hoy, que ofrece entrega personalizada el mismo día, una tarjeta digital para que hagas compras en línea más seguras y cashback que se paga en dinero real. Banco Plata es la solución para hacer una mejor relación con tus finanzas. ¿Qué te da la tarjeta de crédito Plata? Nuestro cashback es dinero real En Banco Plata, vemos el cashback como una forma de hacer dinero fácil y rápido, ya que nuestro cashback te lo damos en pesos reales que puedes usar para realizar tus pagos mensuales, hacer compras o para retirar dinero en efectivo. Además, te damos la oportunidad de escoger tus categorías de compra para ganar cashback en ellas. Días adicionales para pagar tu tarjeta Con Banco Plata tienes hasta 2 meses para hacer tu pago sin que se te generen cargos por pagos tardíos o penalizaciones. Este periodo lo diseñamos para darte tranquilidad y flexibilidad al manejar tu dinero. Una interacción ágil y sencilla Para nosotros, tú eres lo más importante, por eso creamos una app que es fácil de usar, para que con Banco Plata siempre tengas la mejor experiencia de usuario. Con su diseño ágil e intuitivo podrás hacer el proceso de solicitud, gestionar tu tarjeta de crédito física y tu cuenta digital, además de revisar tus transacciones sin complicaciones. Entrega rápida y personalizada Solicita y recibe tu tarjeta en el mismo día si así lo deseas y olvídate de procesos largos y estresantes para tramitar una tarjeta. Nuestra entrega personalizada te permite seleccionar en qué dirección, fecha y hora recibir tu tarjeta. Olvídate de préstamos rápidos, con Banco Plata tendrás tu nueva tarjeta disponible en pocas horas para cualquier emergencia o gastos inesperados. Banco Plata te da la solución para llevar una mejor relación con tus finanzas, dándole transparencia a tus transacciones, facilidad de manejo a tus tarjetas y, para tu tranquilidad, te da más días para realizar el pago de tu crédito. Recompensaremos el uso de tu tarjeta Plata con cashback real para que lo uses como tú quieras. Consulta tasa de interés, CAT, comisiones y Términos y Condiciones en platacard.mx. Crece tu dinero con nuestro servicio de inversiones Invierte fácil, rápido y seguro con nuestro servicio de inversiones y haz crecer tu dinero. Compra acciones, ETFs y fondos de inversión desde tu celular con asesoría personalizada basada en inteligencia artificial. La app te guía paso a paso para que tomes decisiones inteligentes, incluso siendo nuevo en el mundo de las inversiones. Con comisiones bajas y educación financiera integrada, somos tus aliados para empezar a construir tu futuro hoy. Servicio ofrecido por Asesor en Inversiones Plata, S.A.P.I de C.V., una entidad regulada por la CNBV (registro 30165). ¡Únete a Plata hoy! ——— Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 ## Key features - Real cashback rewards - Extended payment deadlines - Digital card for secure online shopping - Fast and personalized card delivery - Easy-to-use app interface - Investment services with AI guidance ## What do users think of Banco Plata? Overall sentiment: positive **Pros** - 👍 Smooth, easy to use - 🚀 Efficient and fast - 💳 Excellent credit card features - 💳 Innovative credit card - 💳 Great cash back and rewards - 🏆 Excellent service and support - 🏆 Friendly and helpful staff - 🏆 Prompt and professional delivery - 🏆 Seamless application process **Cons** - 💳 Insufficient credit limit - 💳 Confusing fees and charges - 🐛 Occasional technical issues - 🔒 Security concerns **Commonly reported bugs** - Login screen freezes - Compatibility issues with older devices **Most requested features** - Increase credit limit options - Provide more transparency on fees - Improve mobile app stability ## Recent user reviews (10 of 948) All indexed reviews: https://appshunter.io/ios/app/banco-plata/id6443932656/reviews.md ### 5/5 — Mis cuates *2026-08-24, version 2.9.0* Invitaciones ### 5/5 — Goood *2026-08-24, version 2.9.0* If they could add more credit to us that would be good thank you ### 5/5 — Exelente *2026-08-24, version 2.9.0* Muy buenas promociones ### 5/5 — Muy recomendable *2026-08-23, version 2.9.0* Me he sentido muy agusto con esta tarjeta ### 5/5 — Es consciente *2026-08-23, version 2.9.0* Gracias ### 5/5 — Exelnt banco *2026-08-22, version 2.9.0* Good app ### 5/5 — Seguridad *2026-08-22, version 2.9.0* Personal altamente calificado me quisieron hackear y el personal lo detectó y fueron muy eficientes ### 5/5 — Buena tarjeta *2026-08-22, version 2.8.1* Y aplicación ### 5/5 — Compras *2026-08-21, version 2.8.1* Muy práctica para el transporte público ### 5/5 — Confianza *2026-08-20, version 2.8.1* Muy práctico y seguro ## Frequently asked questions about Banco Plata ### What does the Banco Plata app do? The Banco Plata app provides a financial solution centered around its credit card. It allows users to manage their account, track transactions, and access features like real cashback rewards and extended payment deadlines. The app also offers an integrated investment service. ### How does the cashback feature work? The app's cashback feature provides rewards in real money (pesos) that users can use for monthly payments, purchases, or cash withdrawals. Users can also choose specific purchase categories to earn cashback on, offering a personalized reward experience. ### What are the payment terms for the credit card? The credit card offers up to two additional months to make payments without incurring late fees or penalties. This flexibility is designed to provide users with greater ease and control when managing their finances. ### Is the app available on different devices? While the description focuses on the mobile app's functionality, it implies availability for smartphones to manage credit cards and investments. Specific compatibility details for operating systems like iOS or Android are not explicitly mentioned but are standard for such applications. ### What are the benefits of using the investment service? The investment service allows users to easily, quickly, and securely invest in stocks, ETFs, and investment funds directly from their phone. It offers personalized guidance based on artificial intelligence, helping even new investors make informed decisions with low commissions and integrated financial education. ## Version history (last 5 releases) ### 2.9.0 — 2026-08-19 More at hand for your business Your statements and account options are easier to find. Smoother every day We keep polishing the app so it feels faster and easier to use. Share Banco Plata with friends — invite them to open their first product with us. Your money is protected by IPAB up to a certain amount. At Banco Plata, our app keeps evolving to be simpler, safer, and easier to use. ### 2.8.1 — 2026-08-10 Extra protection from phone scams during sensitive actions. Cleaner, easier-to-read credit card statements. Share Banco Plata with friends and invite them to open their first product with us. Your money is protected by IPAB up to a certain amount. Our app keeps evolving to be simpler, safer, and easier to use. ### 2.8.0 — 2026-08-06 Extra protection from phone scams during sensitive actions. Cleaner, easier-to-read credit card statements. Share Banco Plata with friends and invite them to open their first product with us. Your money is protected by IPAB up to a certain amount. Our app keeps evolving to be simpler, safer, and easier to use. ### 2.7.0 — 2026-07-22 Your statistics, clearer It's now easier to understand your activity and where your money goes. Share Banco Plata with friends Invite your friends to open their first product with us. Your money is protected by IPAB up to a certain amount. Coverage applies to the total balance across all your accounts at Plata. At Banco Plata, our app keeps evolving to be simpler, safer, and easier to use. ### 2.6.0 — 2026-07-09 A fresh new look A redesigned experience: lighter and faster across the app. Share Banco Plata with friends Invite your friends to open their first product with us. Your money is protected by IPAB up to a certain amount. Coverage applies to the total balance across all your accounts at Plata. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*