# Bank Account Simulator — Most complete bank simulator

> Simulates banking and investing for educational and entertainment purposes. (iPhone/iPad app by Vasile Rotaru Gasnikov.)

- Source: https://appshunter.io/ios/app/bank-account-simulator/id6782005921 (this page in markdown: same URL + `.md`)
- Developer: [Vasile Rotaru Gasnikov](https://appshunter.io/developer/6782005923)
- Category: Business, Entertainment
- Price: Free with in-app purchases
- Rating: 2.50/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 55 MB
- Languages: American English
- Released: 2026-07-14
- Data updated: 2026-09-11
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bank-account-simulator/id6782005921/reviews.md

## What is Bank Account Simulator?

Learn how modern banking and investing work without risking real money.

Bank Account Simulator is a financial simulation app designed for learning, practice, and experimentation. Build your own digital banking setup, manage accounts and cards, track transactions, and explore investing in a fully simulated environment.

Create a realistic financial world on your phone:

- Open and manage simulated bank accounts.
- Create debit and credit cards with realistic balances and billing cycles.
- Record income, expenses, transfers, and recurring transactions.
- Organize your finances across multiple profiles.
- Build investment portfolios with stocks, ETFs, crypto, bonds, funds, options, and futures.
- Track positions, watchlists, recent activity, and dividend calendars.
- Explore different market scenarios and portfolio strategies.
- Protect access with supported biometric sign-in.

Bank Account Simulator is built for people who want to understand how financial products fit together in practice. Use it to simulate everyday banking, test portfolio ideas, explore credit behavior, and experiment with different financial setups in a safe environment.

Why users like it:

- A complete banking and investing simulator in one app.
- Designed for financial learning and experimentation.
- Flexible enough for simple money management or advanced portfolio scenarios.
- Optional Pro features for expanded limits, deeper customization, and advanced simulation control.

Important:
Bank Account Simulator is a simulation app for educational and entertainment purposes. It does not provide real banking services, real investment execution, financial advice, or access to real money. All accounts, balances, cards, transactions, and market activity inside the app are simulated.

If you want to practice digital banking and investing concepts in a risk-free environment, Bank Account Simulator gives you a powerful sandbox to learn by doing.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Simulated bank accounts and cards
- Transaction tracking and management
- Investment portfolio building
- Multiple profile support
- Biometric sign-in security
- Market scenario exploration

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $9.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/bank-account-simulator/id6782005921/reviews.md

### 3/5 — Not that good

*2026-08-08*

The banking simulator is not bad but you have upgrade to premium or wait 24h and I actually thought it was good but I don’t think anymore if you could get rid of the 24h and just keep the free version then I’ll like it more

## Frequently asked questions about Bank Account Simulator

### What is Bank Account Simulator?

Bank Account Simulator is a financial simulation app designed for learning, practice, and experimentation. It allows users to build a digital banking setup, manage accounts, and explore investing without risking real money.

### Is Bank Account Simulator free to use?

The base version of Bank Account Simulator is free to download and use. Optional Pro features are available through a subscription plan for expanded limits and advanced control.

### Does Bank Account Simulator offer real banking services?

No, Bank Account Simulator is strictly for educational and entertainment purposes. It does not provide real banking services, investment execution, financial advice, or access to real money. All data within the app is simulated.

### What devices does Bank Account Simulator support?

Bank Account Simulator is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Bank Account Simulator updated?

The app was last updated on August 9, 2026, with version 1.2.4. This indicates a recent update, suggesting ongoing development and support.

### What are the Pro features in Bank Account Simulator?

The Pro features offer expanded limits, deeper customization, and advanced simulation control. These features are available via a monthly subscription plan.

### Does Bank Account Simulator have ads?

No, Bank Account Simulator does not contain advertisements. The app is ad-free, allowing for an uninterrupted simulation experience.

### What is the age rating for Bank Account Simulator?

Bank Account Simulator has an age rating of 4+, making it suitable for a wide range of users interested in financial concepts.

## Version history (last 5 releases)

### 1.7.0 — 2026-08-30

• Guided setup to personalize your profile before you start.
• Faster account creation, with new local fields and tailored account details.
• A sixth card design, overlay options and improved typography.

Also: clearer intraday investment charts and faster image loading across the app.

### 1.6.1 — 2026-08-26

- Added new currency XOF XAF.
- Added new countries.
- Minor bugfixes

### 1.6.0 — 2026-08-25

• New commercial property market: offices, retail, warehouses.
• Sell your properties: appraisal, taxes and net proceeds.
• Build and develop is now a step by step flow.
• Business tenants for your commercial leases.

### 1.4.1 — 2026-08-19

- New products design.
- Fixed minor bugs.

### 1.2.4 — 2026-08-09

- Added transaction notifications.
- New countries: Finland, Sweden and Norway.
- New currencies: Swedish krona (SEK) and Norwegian krone (NOK); Finnish accounts use the euro.

## Apps similar to Bank Account Simulator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SnowMow](https://appshunter.io/ios/app/snowmow/id1662607725) | 3.7 (12) | Free | Business |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*